MRI Cost in Tampa-St. Petersburg, FL

A magnetic resonance imaging (MRI) scan uses a strong magnetic field and radio waves, rather than radiation, to produce detailed cross-sectional images of the body's internal structures. During the exam, the person lies on a table that slides into a large cylindrical scanner while a technologist operates the equipment. This page covers two billing codes: HCPCS 72148 (MRI Lumbar Spine Without Contrast) and HCPCS 70551 (MRI Brain Without Contrast). The facility fee is the hospital's charge for the scanner, the room, and technical staff. Prices shown come from the hospital price transparency files that CMS requires every hospital to publish.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-09-01

Scope note: These are hospital facility fees only. Standalone imaging centers (not hospitals) often charge significantly less for outpatient imaging but are not covered by the CMS Hospital Price Transparency Rule, so they are not included in this data. We currently track only hospital-published prices.

MRI Brain Without Contrast (HCPCS 70551)

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Hospital Cash Price
AdventHealth Carrollwood * $5,841.17 * Schedule →
AdventHealth Dade City * $4,916.39 * Schedule →
AdventHealth North Pinellas * $5,884.19 * Schedule →
AdventHealth Riverview * $5,841.17 * Schedule →
AdventHealth Tampa * $5,841.17 * Schedule →
AdventHealth Wesley Chapel * $5,841.17 * Schedule →
AdventHealth Zephyrhills * $5,841.17 * Schedule →
BayCare Wesley Chapel $2,671.80 Schedule →
Mease Countryside $2,671.80 Schedule →
Mease Dunedin $2,671.80 Schedule →
Morton Plant $2,671.80 Schedule →
Morton Plant North Bay $2,671.80 Schedule →
South Florida Baptist $2,671.80 Schedule →
St. Joseph's Tampa $2,671.80 Schedule →
HCA Bayonet Point * $8,195.08 * Schedule →
HCA Brandon * $8,515.68 * Schedule →
HCA Largo * $15,754.61 * Schedule →
HCA Largo West * $15,754.61 * Schedule →
HCA Northside * $8,012.91 * Schedule →
HCA Oak Hill * $12,087 * Schedule →
HCA Pasadena * $20,124.30 * Schedule →
HCA South Shore * $17,373.43 * Schedule →
HCA South Tampa * $10,642.54 * Schedule →
HCA St. Petersburg * $20,124.30 * Schedule →
HCA Trinity * $8,714.32 * Schedule →
HCA West Tampa * $10,642.54 * Schedule →
Tampa General $1,522.15 Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

MRI Lumbar Spine Without Contrast (HCPCS 72148)

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Hospital Cash Price
AdventHealth Carrollwood * $3,342.78 * Schedule →
AdventHealth Dade City * $5,514.87 * Schedule →
AdventHealth North Pinellas * $7,572.32 * Schedule →
AdventHealth Riverview * $5,197 * Schedule →
AdventHealth Tampa * $5,197 * Schedule →
AdventHealth Wesley Chapel * $4,761.65 * Schedule →
AdventHealth Zephyrhills * $4,693.85 * Schedule →
BayCare Wesley Chapel $2,511 Schedule →
Mease Countryside $2,511 Schedule →
Mease Dunedin $2,511 Schedule →
Morton Plant $2,511 Schedule →
Morton Plant North Bay $2,511 Schedule →
South Florida Baptist $2,511 Schedule →
St. Joseph's Tampa $2,511 Schedule →
HCA Bayonet Point * $8,195.08 * Schedule →
HCA Brandon * $8,106.40 * Schedule →
HCA Largo * $15,710.54 * Schedule →
HCA Largo West * $15,710.54 * Schedule →
HCA Northside * $8,012.91 * Schedule →
HCA Oak Hill * $12,087 * Schedule →
HCA Pasadena * $18,414.99 * Schedule →
HCA South Shore * $17,373.43 * Schedule →
HCA South Tampa * $10,134.50 * Schedule →
HCA St. Petersburg * $18,414.99 * Schedule →
HCA Trinity * $8,714.32 * Schedule →
HCA West Tampa * $10,134.50 * Schedule →
Tampa General $1,292.90 Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

What These Prices Mean

Understanding the price columns
The gross charge is the hospital's full list price, also called the chargemaster rate. The cash price is what a self-pay patient is asked to pay. The insured range spans the lowest to highest negotiated rates across insurance plans. At Tampa General, the lumbar spine MRI has a $3,694 gross charge and a $1,292.90 cash price, which is 35% of gross. At HCA Pasadena, the brain MRI has a $20,124.30 gross charge and the cash price equals that full amount. Patients on high-deductible plans who have not yet met their deductible owe the negotiated rate, not the gross charge.

How the two billing codes differ
Code 72148 images the lower spine; code 70551 images the brain. Both are done without contrast dye. At Tampa General, the brain scan cash price is $1,522.15, which is $229.25 above the lumbar spine price of $1,292.90. At the BayCare, Mease, Morton Plant, and St. Joseph's facilities, the brain scan cash price of $2,671.80 is $160.80 above the $2,511 lumbar spine price. At HCA Pasadena, the difference is $1,709.31.

Why MRI Prices Vary

Hospital pricing structures
Gross charges for these scans range from $3,342.78 (AdventHealth Carrollwood, lumbar spine) to $20,124.30 (HCA Pasadena and HCA St. Petersburg, brain). That is a gap of roughly $16,800. Cash prices range from $1,292.90 to $20,124.30, a gap of about $18,800, so the spread widens rather than narrows. The reason is that discount policies differ. Tampa General's cash price is 35% of gross, the BayCare, Mease, Morton Plant, South Florida Baptist, and St. Joseph's hospitals set cash at 60% of gross, and the AdventHealth and HCA hospitals list cash at 100% of gross, meaning no discount.

Facility type and alternatives
Tampa General is an academic medical center, yet it lists the lowest cash prices in this dataset. Community hospital systems vary widely. Outpatient imaging centers and freestanding facilities are not in this dataset and may charge differently. Cash prices in the data span $1,292.90 to $20,124.30.
$

Paying cash? Health insurance could lower your MRI cost.

Published cash prices on this page range from $1,292.90 to $20,124.30 (including hospitals that publish cash equal to gross charge, marked with * in the table). The lowest insured rate in the price table is $154.65 (BayCare Hospital Wesley Chapel). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for MRI in Tampa-St. Petersburg

How much does each insurance company pay for mri at Tampa-St. Petersburg hospitals?

Insurer Lowest Rate Hospitals
UnitedHealthcare $156.19 24
Aetna $156.98 28
Humana $159.25 20
Freedom Health $160.78 26
Simply Healthcare $160.78 27
Sunshine Health $160.78 27
Molina Healthcare $160.78 20
Florida Community Care $168.44 7

Rates shown are the lowest and highest negotiated rates each insurer has published across Tampa-St. Petersburg hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for MRI Brain Without Contrast (HCPCS 70551) at St. Joseph's Tampa, outpatient facility fee:

MRI Brain Without Contrast (70551), St. Joseph's Tampa Payer Rates

Insurance Payer Plan Type Negotiated Rate
Clear Health Alliance Medicaid HMO $154.65
United Healthcare Medicaid HMO $156.19
Humana Medicaid HMO $159.25
Molina Healthcare Medicaid HMO $160.78
Simply HealthCare Medicaid HMO $160.78
Sunshine Health Medicaid HMO $160.78
Freedom Health Medicaid HMO $160.78
Aetna Medicaid HMO $163.84
Aetna Commercial Other $164.11
Florida Community Care Medicaid HMO $168.44
Aetna Medicare PPO $242.63
BayCarePlus Medicare HMO $242.63
Blue Cross Medicare HMO $242.63
Humana Military Commercial Other $252.06
United Healthcare Medicare HMO $259.62
Solis Health Medicare HMO $266.90
Aetna Medicare HMO $279.03
Cigna Medicare HMO $279.03
Humana Medicare HMO $303.29
Aetna Commercial HMO $324.65
Wellcare Medicare HMO $339.69
Cigna Commercial HMO $377.16
Cigna Commercial PPO $384.55
Ambetter Commercial Select Core $545.92
Ambetter Commercial Value $618.71
Molina Medicare HMO $801.54
Simply Healthcare Medicare HMO $801.54
Molina Medicare HMO $801.54
Simply Healthcare Medicare HMO $801.54
Freedom Medicare HMO $890.60
Optimum Medicare HMO $890.60
Freedom Medicare HMO $890.60
Optimum Medicare HMO $890.60
CarePlus Medicare HMO $1,017.51
CarePlus Medicare HMO $1,017.51
Blue Cross Commercial HMO My Blue $1,305.62
Blue Cross Commercial HMO My Blue $1,305.62
Ultimate Health Plan Medicare HMO $1,335.90
Ultimate Health Plan Medicare HMO $1,335.90
AvMed Commercial Other $1,380.43
AvMed Commercial Other $1,380.43
Blue Cross Commercial HMO Simply Blue $1,712.18
Blue Cross Commercial HMO Simply Blue $1,712.18
Blue Cross Commercial PPO Blue Select $1,766.06
Blue Cross Commercial PPO Blue Select $1,766.06
Aetna Commercial Other $2,061.74
Aetna Commercial Other $2,061.74
Blue Cross Commercial HMO Health Options $2,085.34
Blue Cross Commercial HMO Health Options $2,085.34
Aetna Commercial HMO $2,155.25
Aetna Commercial HMO $2,155.25
AvMed Commercial $2,181.97
AvMed Commercial $2,181.97
Blue Cross Commercial PPO Network Blue $2,196.66
Blue Cross Commercial PPO Network Blue $2,196.66
Evolutions Commercial Prime Network Products $2,226.50
Evolutions Commercial Prime Network Products $2,226.50
Cigna Commercial HMO $2,346.73
Cigna Commercial HMO $2,346.73
Blue Cross Commercial PPO PHS $2,356.53
Blue Cross Commercial PPO PHS $2,356.53
United Healthcare Commercial HMO $2,369
United Healthcare Commercial HMO $2,369
Molina Commercial Other $2,507.04
Molina Commercial Other $2,507.04
Molina Commercial Other $2,631.72
Molina Commercial Other $2,631.72
Evolutions Commercial PPO International $3,117.10
Evolutions Commercial PPO International $3,117.10
Evolutions Commercial PPO International $3,117.10
Evolutions Commercial PPO International $3,117.10
United Healthcare Commercial PPO $3,486.70
United Healthcare Commercial PPO $3,486.70
United Healthcare Commercial PPO $3,486.70
United Healthcare Commercial PPO $3,486.70
Aetna Commercial PPO $3,629.20
Aetna Commercial PPO $3,629.20
Aetna Commercial PPO $3,629.20
Aetna Commercial PPO $3,629.20
Evolutions Commercial PPO Select Network $3,785.05
First Health Commercial PPO $3,785.05
Evolutions Commercial PPO Select Network $3,785.05
First Health Commercial PPO $3,785.05
Evolutions Commercial PPO Select Network $3,785.05
First Health Commercial PPO $3,785.05
Evolutions Commercial PPO Select Network $3,785.05
First Health Commercial PPO $3,785.05
Cigna Commercial PPO $3,874.11
Cigna Commercial PPO $3,874.11
Cigna Commercial PPO $3,874.11
Cigna Commercial PPO $3,874.11
Multiplan Commercial PPO $4,007.70
United Healthcare Indemnity $4,007.70
Multiplan Commercial PPO $4,007.70
United Healthcare Indemnity $4,007.70
Multiplan Commercial PPO $4,007.70
United Healthcare Indemnity $4,007.70
Multiplan Commercial PPO $4,007.70
United Healthcare Indemnity $4,007.70
Evolutions Commercial PPO Choice $4,141.29
Evolutions Commercial PPO Choice $4,141.29
Evolutions Commercial PPO Choice $4,141.29
Evolutions Commercial PPO Choice $4,141.29
Ambetter Commercial Select Core $4,453
Ambetter Commercial Value $4,453
Ambetter Commercial Select Core $4,453
Ambetter Commercial Value $4,453
Ambetter Commercial Select Core $4,453
Ambetter Commercial Value $4,453
United Behavioral Health Commercial Other $4,453
Ambetter Commercial Select Core $4,453
Ambetter Commercial Value $4,453
United Behavioral Health Commercial Other $4,453

Key finding: Brain MRI negotiated rates range from $154.65 (Clear Health Alliance Medicaid HMO) to $18,514.36 (Evolutions Healthcare Systems CHOICENETWORK at HCA Pasadena), a 120-fold difference across payers.

What to Do With These MRI Prices

Pin the scan to a code before you call. This page covers two scans: 70551 (MRI brain without contrast) and 72148 (MRI lumbar spine without contrast). Ask the ordering office for the exact CPT code and whether the order is with or without contrast, since contrast changes the code and the price. Then ask the hospital's billing office for its cash price and an itemized estimate for that code.

Read a cash quote against the insured rows. Cash is not always the low number here. At AdventHealth Carrollwood, cash for 70551 is $5,841.17 while insured rates run up to $716.67. Of the 27 hospitals listed, 19 publish a cash price identical to the gross charge. A few hospitals do post a lower cash figure: Tampa General Hospital lists $1,292.90 for 72148, against a gross charge of $3,694. If your quote lands near a hospital's gross charge, ask whether a different rate exists.

Sort the charges on the bill. The prices on this page are the hospital's facility (technical) charge. Check whether you also receive:

  • A separate bill from the radiologist who reads the images.
  • Any extra line for contrast or supplies.

Ask your quote's source whether the radiologist's fee is included or billed on its own.

Remember what this page leaves out. Every row here has a published cash price and gross charge, so no $0 or blank entries are hiding missing data. Outpatient and freestanding imaging centers are not in this dataset and may price the same scan differently.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About MRI Costs

How much does a mri cost without insurance in Tampa-St. Petersburg?

Cash prices for the lumbar spine MRI (72148) and brain MRI (70551) vary by hospital. Tampa General lists $1,292.90 and $1,522.15. BayCare Wesley Chapel, Mease Countryside, Mease Dunedin, Morton Plant, Morton Plant North Bay, South Florida Baptist, and St. Joseph's list $2,511 and $2,671.80. AdventHealth hospitals list between $3,342.78 and $7,572.32 for lumbar spine and $4,916.39 to $5,884.19 for brain. HCA hospitals list between $8,012.91 and $20,124.30. The overall range is $1,292.90 to $20,124.30. These are facility fees; the radiologist's reading fee is billed separately as a professional fee.

Why is the gross charge so much higher than the cash price?

The gross charge is the hospital's chargemaster price, a list price that few patients pay. At Tampa General, the lumbar spine MRI gross charge is $3,694 and the cash price is $1,292.90, or 35% of gross. At HCA Pasadena, the brain MRI gross charge is $20,124.30 and the cash price is 100% of gross. A larger percentage discount does not always mean a lower price: Tampa General's 35% ratio on a $3,694 gross charge still results in a far lower cash price than a hospital charging 100% of a much higher gross figure. Insurers typically pay negotiated rates well below gross.

Does insurance cover a mri?

Coverage depends on your plan and whether the plan considers the scan medically necessary. Many plans require prior authorization for non-emergency MRIs. Negotiated rates vary widely: for both codes, the lowest rate in the data is $154.65 (Clear Health Alliance Medicaid HMO), while the highest is $18,514.36 for brain and $16,941.79 for lumbar spine (Evolutions Healthcare Systems CHOICENETWORK at HCA Pasadena and HCA St. Petersburg). If you have a high-deductible plan and have not met your deductible, you owe the negotiated rate for your plan, not the gross charge.

Are there additional fees beyond the mri facility charge?

Yes. The facility fee covers the hospital's scanner, room, and technical staff. A radiologist's separate professional fee for interpreting the images is billed separately by the physician or radiology group, and the amount is not included in the hospital prices shown here. If the scan is performed in an emergency department, a separate ER facility fee is also billed. Other charges, such as contrast materials when used, are billed separately as well. The prices on this page are for scans without contrast. Dollar amounts for these additional fees are not part of the hospital transparency data used on this page.

What is the cash price for an MRI at Tampa General Hospital?

Tampa General Hospital publishes a cash price of $1,522.15 for MRI Brain Without Contrast (70551) and $1,292.90 for MRI Lumbar Spine Without Contrast (72148). Those cash prices are 35% of its gross charges. These are facility charges only, so separate professional fees are not included in these figures.

What is the highest published MRI cash price in Tampa-St. Petersburg?

The highest cash price on this page is $20,124.30 at HCA Florida Pasadena Hospital for MRI Brain Without Contrast (70551). HCA Florida St. Petersburg Hospital lists the same figure. That price equals the hospital's gross charge, meaning no self-pay discount is published. It is a facility charge only.

How much does an MRI cost at BayCare Hospital Wesley Chapel with cash or self-pay?

BayCare Hospital Wesley Chapel publishes a cash price of $2,671.80 for MRI Brain Without Contrast (70551) and $2,511 for MRI Lumbar Spine Without Contrast (72148). Both are 60% of the hospital's gross charges. These figures cover the facility charge only. No cash price is missing for this hospital on this page.

What are UnitedHealthcare MRI rates in Tampa-St. Petersburg hospitals?

UnitedHealthcare rates on this page span from $156.19 at BayCare Hospital Wesley Chapel to $7,818.04 at HCA Florida South Shore Hospital, with a median of $517.79 across 24 hospitals. The highest is about 50x the lowest. These are facility charges only and do not include separate physician fees.

Do AdventHealth hospitals in Tampa offer a discount on MRI cash prices?

No self-pay discount is published. AdventHealth Tampa lists a cash price equal to its gross charge: $5,841.17 for MRI Brain Without Contrast (70551) and $5,197 for MRI Lumbar Spine Without Contrast (72148). Its published insured rates run from $249.17 to $702.81. All figures are facility charges only.

Compare Other Procedures in Tampa-St. Petersburg

Data Sources

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Heads up: source files are large

Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.

AdventHealth Carrollwood

File updated: 2026-04-01 · Accessed by us: 2026-10-15

Attested by: Tim Reiner

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AdventHealth Dade City

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AdventHealth North Pinellas

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AdventHealth Riverview

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AdventHealth Tampa

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AdventHealth Wesley Chapel

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AdventHealth Zephyrhills

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BayCare Hospital Wesley Chapel

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Mease Countryside Hospital

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Mease Dunedin Hospital

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Morton Plant Hospital

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Morton Plant North Bay Hospital

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South Florida Baptist Hospital

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St. Joseph's Hospital

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HCA Florida Bayonet Point Hospital

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HCA Florida Brandon Hospital

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HCA Florida Largo Hospital

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HCA Florida Largo West Hospital

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HCA Florida Northside Hospital

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HCA Florida Oak Hill Hospital

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HCA Florida Pasadena Hospital

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HCA Florida South Shore Hospital

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HCA Florida South Tampa Hospital

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HCA Florida St. Petersburg Hospital

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HCA Florida Trinity Hospital

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HCA Florida West Tampa Hospital

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Tampa General Hospital Brooksville

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Tampa General Hospital

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