Cigna MRI Rates in Tampa-St. Petersburg
Published Cigna negotiated rates for MRI at 20 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.
Lowest Rate
$242.63
Mease Countryside Hospital
all plan types
Highest Rate
$12,603.69
HCA Florida Largo West Hospital
all plan types
Rate Spread
52x
across all plan types
Hospitals
20
with Cigna data
Cigna's negotiated MRI rates across 20 Tampa-St. Petersburg hospitals span a 52x gap, from $242.63 at Mease Countryside Hospital to $12,603.69 at HCA Florida Largo West Hospital. The median rate is $717.04. The lowest figure is a Medicare HMO rate, so commercial plans may price differently.
Cigna MRI Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| Mease Countryside Hospital | $242.63 |
| AdventHealth Carrollwood | $266.61 |
| AdventHealth Dade City | $266.61 |
| AdventHealth North Pinellas | $266.61 |
| AdventHealth Tampa | $266.61 |
| AdventHealth Wesley Chapel | $266.61 |
| AdventHealth Zephyrhills | $266.61 |
| Tampa General Hospital | $266.61 |
| BayCare Hospital Wesley Chapel | $279.03 |
| Mease Dunedin Hospital | $279.03 |
| Morton Plant Hospital | $279.03 |
| Morton Plant North Bay Hospital | $279.03 |
| South Florida Baptist Hospital | $279.03 |
| St. Joseph's Hospital | $279.03 |
| HCA Florida Brandon Hospital | $6,485.12 |
| HCA Florida Trinity Hospital | $6,971.46 |
| HCA Florida South Tampa Hospital | $8,107.60 |
| HCA Florida West Tampa Hospital | $8,107.60 |
| HCA Florida Largo Hospital | $12,568.43 |
| HCA Florida Largo West Hospital | $12,568.43 |
Median of all 128 published Cigna rates for MRI at these hospitals: $717.04
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Cigna MRI Rates in Tampa-St. Petersburg
Where Tampa MRI rates start for Cigna. The lowest published rate is $242.63 at Mease Countryside Hospital, followed by $266.61 at AdventHealth Carrollwood and AdventHealth Dade City. At the top end, HCA Florida Largo West Hospital lists $12,603.69, HCA Florida Largo Hospital lists $12,568.43, and HCA Florida West Tampa Hospital lists $8,514.03.
How wide the Cigna MRI spread runs in Tampa. The spread across the 20 hospitals is 52x, and the median of all 128 published rates is $717.04. The plan types beside the lowest rates are Medicare HMO and Medicare Managed Care plans, so the low end likely reflects Medicare Advantage plans rather than commercial plans. The highest rates are tied to a plan type labeled BHCOMM.
What a Cigna member can ask about a Tampa MRI.
- Ask Cigna for the negotiated rate and estimated cost share for your own plan at a named hospital.
- Ask Cigna whether that hospital is in network for your plan.
- Ask the hospital for an estimate.
These are facility rates, and professional fees, such as the radiologist's reading, are billed separately.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Tampa-St. Petersburg
Frequently Asked Questions
Where is the lowest-cost Cigna MRI in Tampa-St. Petersburg?
The lowest Cigna negotiated rate for MRI in Tampa-St. Petersburg is $242.63 at Mease Countryside Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $12,603.69 at HCA Florida Largo West Hospital, a 52x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Tampa-St. Petersburg hospitals have published Cigna rates?
20 hospitals in the Tampa-St. Petersburg area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Do I need a referral for an MRI with Cigna?
Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com