Humana MRI Rates in Tampa-St. Petersburg
Published Humana negotiated rates for MRI at 20 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.
Lowest Rate
$159.25
BayCare Hospital Wesley Chapel
all plan types
Highest Rate
$5,836.05
HCA Florida St. Petersburg Hospital
all plan types
Rate Spread
37x
across all plan types
Hospitals
20
with Humana data
Humana's negotiated MRI rates across 20 Tampa-St. Petersburg hospitals span a 37x gap, from $159.25 at BayCare Hospital Wesley Chapel to $5,836.05 at HCA Florida St. Petersburg Hospital. The median rate is $1,325.57. The lowest figure is a Medicaid HMO rate, and rates tied to Medicaid or Medicare plans often run well below commercial ones.
Humana MRI Rates by Hospital
| Hospital | Lowest Humana Rate |
|---|---|
| BayCare Hospital Wesley Chapel | $159.25 |
| Mease Countryside Hospital | $159.25 |
| Mease Dunedin Hospital | $159.25 |
| Morton Plant Hospital | $159.25 |
| Morton Plant North Bay Hospital | $159.25 |
| South Florida Baptist Hospital | $159.25 |
| St. Joseph's Hospital | $159.25 |
| AdventHealth North Pinellas | $249.17 |
| Tampa General Hospital Brooksville | $1,325.57 |
| HCA Florida Northside Hospital | $2,323.74 |
| HCA Florida Brandon Hospital | $2,350.86 |
| HCA Florida Bayonet Point Hospital | $2,376.57 |
| HCA Florida Trinity Hospital | $2,527.15 |
| HCA Florida South Tampa Hospital | $2,939.01 |
| HCA Florida West Tampa Hospital | $2,939.01 |
| HCA Florida Oak Hill Hospital | $3,505.23 |
| HCA Florida Largo Hospital | $4,556.06 |
| HCA Florida Largo West Hospital | $4,556.06 |
| HCA Florida South Shore Hospital | $5,038.29 |
| HCA Florida St. Petersburg Hospital | $5,340.35 |
Median of all 90 published Humana rates for MRI at these hospitals: $1,325.57
Rates shown are Humana's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Humana plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Humana MRI Rates in Tampa-St. Petersburg
Where Tampa MRI rates start for Humana. The lowest published rate is $159.25, listed at BayCare Hospital Wesley Chapel, Mease Countryside Hospital and Mease Dunedin Hospital, among others. At the top end, HCA Florida St. Petersburg Hospital shows $5,836.05, and HCA Florida South Shore Hospital lists $5,038.29 as its lowest rate.
How far the Humana spread runs in Tampa-St. Petersburg. The page shows a 37x spread between the lowest and highest rate, with a median of $1,325.57 across all 90 published Humana rates for this procedure. The plan type beside the lowest rates is Medicaid HMO, so the low end likely reflects those plans rather than commercial plans. Hospitals with higher figures list HMO plans.
What a Humana member can ask about a Tampa MRI. These are facility rates, and professional fees are billed separately. Questions that can help:
- Ask Humana for your own plan's negotiated rate and estimated cost share at a named hospital.
- Ask Humana whether that hospital is in network for your plan.
- Ask the hospital for an estimate before the scan.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Humana Negotiated Rates
A negotiated rate is the price Humana has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Humana plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Tampa-St. Petersburg
Frequently Asked Questions
Where is the lowest-cost Humana MRI in Tampa-St. Petersburg?
The lowest Humana negotiated rate for MRI in Tampa-St. Petersburg is $159.25 at BayCare Hospital Wesley Chapel, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $5,836.05 at HCA Florida St. Petersburg Hospital, a 37x difference. Commercial plan rates typically fall between these extremes.
Is the Humana negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Humana has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Humana for a pre-service cost estimate specific to your plan.
How many Tampa-St. Petersburg hospitals have published Humana rates?
20 hospitals in the Tampa-St. Petersburg area have published Humana negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Humana directly.
Do I need a referral for an MRI with Humana?
Most Humana plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Humana before scheduling to confirm your plan's requirements.
We are not affiliated with Humana or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Humana or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Humana website: www.humana.com