UHC MRI Rates in Tampa-St. Petersburg

Published UnitedHealthcare negotiated rates for MRI at 24 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$156.19

BayCare Hospital Wesley Chapel

all plan types

Highest Rate

$7,818.04

HCA Florida South Shore Hospital

all plan types

Rate Spread

50x

across all plan types

Hospitals

with UnitedHealthcare data

A UnitedHealthcare MRI in Tampa-St. Petersburg can cost anywhere from $156.19 at BayCare Hospital Wesley Chapel to $7,818.04 at HCA Florida South Shore Hospital, a 50x spread across 24 hospitals. The median negotiated rate is $517.79, though the lowest figures often reflect Medicaid HMO plans rather than commercial coverage.

Why the range is so wide: UnitedHealthcare negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

UnitedHealthcare MRI Rates by Hospital

Hospital	Lowest UnitedHealthcare Rate	Plan Type	Highest Rate	Plans
BayCare Hospital Wesley Chapel	$156.19	Medicaid HMO	$4,007.70	14
Mease Countryside Hospital	$156.19	Medicaid HMO	$4,007.70	14
Mease Dunedin Hospital	$156.19	Medicaid HMO	$4,453	16
Morton Plant Hospital	$156.19	Medicaid HMO	$4,453	16
Morton Plant North Bay Hospital	$156.19	Medicaid HMO	$4,453	16
South Florida Baptist Hospital	$156.19	Medicaid HMO	$4,007.70	14
St. Joseph's Hospital	$156.19	Medicaid HMO	$4,453	28
AdventHealth Dade City	$261.63	Medicare Managed Care	$580.78	4
AdventHealth Carrollwood	$394.93	Compass Exchange	$394.93	8
AdventHealth Tampa	$394.93	Compass Exchange	$394.93	8
AdventHealth Wesley Chapel	$394.93	Compass Exchange	$394.93	8
AdventHealth Zephyrhills	$487.85	Compass Exchange	$580.78	8
HCA Florida Bayonet Point Hospital	$517.79	AllPayerAppendix	$3,687.79	20
HCA Florida Brandon Hospital	$517.79	AllPayerAppendix	$3,832.06	20
HCA Florida Largo Hospital	$517.79	AllPayerAppendix	$7,089.57	20
HCA Florida Largo West Hospital	$517.79	AllPayerAppendix	$7,089.57	20
HCA Florida Oak Hill Hospital	$517.79	AllPayerAppendix	$5,439.15	20
HCA Florida Pasadena Hospital	$517.79	AllPayerAppendix	$3,199.76	18
HCA Florida South Tampa Hospital	$517.79	AllPayerAppendix	$4,789.14	20
HCA Florida St. Petersburg Hospital	$517.79	AllPayerAppendix	$9,055.93	20
HCA Florida Trinity Hospital	$517.79	AllPayerAppendix	$3,921.44	20
HCA Florida Northside Hospital	$1,274.05	OptionsPPO	$3,605.81	4
HCA Florida West Tampa Hospital	$1,611.39	OptionsPPO	$4,789.14	4
HCA Florida South Shore Hospital	$2,762.38	OptionsPPO	$7,818.04	4

Median of all 344 published UnitedHealthcare rates for MRI at these hospitals: $517.79

Rates shown are UnitedHealthcare's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all UnitedHealthcare plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading UnitedHealthcare MRI Rates in Tampa-St. Petersburg

Where Tampa MRI rates start for UnitedHealthcare. The lowest published rate is $156.19, listed at BayCare Hospital Wesley Chapel, Mease Countryside Hospital and Mease Dunedin Hospital, among others. At the other end, HCA Florida South Shore Hospital shows $7,818.04, the page's highest rate for any plan type.

How wide the UnitedHealthcare MRI spread runs. The spread across Tampa-St. Petersburg hospitals is 50x, and the median of all 344 published rates is $517.79. Every hospital with the $156.19 rate lists a Medicaid HMO plan beside it, so the low end likely reflects Medicaid plans rather than commercial plans. Rates tied to other plan types sit higher, and the plan behind a rate is not always clearly labeled.

What UnitedHealthcare members can ask before a Tampa MRI. These are facility rates, and professional fees are billed separately. Members can ask:

UnitedHealthcare for their own plan's negotiated rate and estimated cost share at a named hospital
UnitedHealthcare whether that hospital is in network for their plan
The hospital for an estimate

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding UnitedHealthcare Negotiated Rates

A negotiated rate is the price UnitedHealthcare has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all UnitedHealthcare plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Tampa-St. Petersburg

Aetna $156.98 - $6,037.29 28 hospitals Simply Healthcare $160.78 - $3,099.14 27 hospitals Sunshine Health $160.78 - $5,131.70 27 hospitals Freedom Health $160.78 - $1,448.95 26 hospitals Cigna $242.63 - $12,603.69 20 hospitals Humana $159.25 - $5,836.05 20 hospitals

View all MRI prices in Tampa-St. Petersburg (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost UnitedHealthcare MRI in Tampa-St. Petersburg?

The lowest UnitedHealthcare negotiated rate for MRI in Tampa-St. Petersburg is $156.19 at BayCare Hospital Wesley Chapel, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $7,818.04 at HCA Florida South Shore Hospital, a 50x difference. Commercial plan rates typically fall between these extremes.

Is the UnitedHealthcare negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what UnitedHealthcare has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact UnitedHealthcare for a pre-service cost estimate specific to your plan.

How many Tampa-St. Petersburg hospitals have published UnitedHealthcare rates?

24 hospitals in the Tampa-St. Petersburg area have published UnitedHealthcare negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with UnitedHealthcare directly.

Do I need a referral for an MRI with UnitedHealthcare?

Most UnitedHealthcare plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact UnitedHealthcare before scheduling to confirm your plan's requirements.

We are not affiliated with UnitedHealthcare or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact UnitedHealthcare or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official UnitedHealthcare website: www.uhc.com