Aetna MRI Rates in Tampa-St. Petersburg

Published Aetna negotiated rates for MRI at 28 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$156.98

BayCare Hospital Wesley Chapel

all plan types

Highest Rate

$6,037.29

HCA Florida St. Petersburg Hospital

all plan types

Rate Spread

38x

across all plan types

Hospitals

28

with Aetna data

Aetna's negotiated MRI rates in Tampa-St. Petersburg span a 38x range, from $156.98 at BayCare Hospital Wesley Chapel to $6,037.29 at HCA Florida St. Petersburg Hospital. The median across 28 hospitals is $1,922. Lowest rates can reflect Medicaid or Medicare plan types rather than commercial coverage.

Why the range is so wide: Aetna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Aetna MRI Rates by Hospital

Hospital Lowest Aetna Rate
BayCare Hospital Wesley Chapel $156.98
Mease Countryside Hospital $156.98
Mease Dunedin Hospital $156.98
Morton Plant Hospital $156.98
Morton Plant North Bay Hospital $156.98
South Florida Baptist Hospital $156.98
St. Joseph's Hospital $156.98
Tampa General Hospital Brooksville $249.17
Tampa General Hospital $251.66
AdventHealth Carrollwood $259.13
AdventHealth Dade City $259.13
AdventHealth North Pinellas $259.13
AdventHealth Tampa $259.13
AdventHealth Wesley Chapel $259.13
AdventHealth Zephyrhills $259.13
AdventHealth Riverview $690.31
HCA Florida Bayonet Point Hospital $1,073.56
HCA Florida Trinity Hospital $1,141.58
HCA Florida Northside Hospital $1,274.05
HCA Florida Brandon Hospital $1,288.92
HCA Florida Oak Hill Hospital $1,583.40
HCA Florida South Tampa Hospital $1,611.39
HCA Florida West Tampa Hospital $1,611.39
HCA Florida Largo Hospital $1,922
HCA Florida Largo West Hospital $1,922
HCA Florida Pasadena Hospital $1,922
HCA Florida South Shore Hospital $1,922
HCA Florida St. Petersburg Hospital $1,922

Median of all 272 published Aetna rates for MRI at these hospitals: $1,922

Rates shown are Aetna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Aetna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Aetna MRI Rates in Tampa-St. Petersburg

Where Tampa Aetna MRI rates start and top out. The lowest published rate is $156.98, shared by BayCare Hospital Wesley Chapel, Mease Countryside Hospital and Mease Dunedin Hospital, among others. At the high end, HCA Florida St. Petersburg Hospital and HCA Florida Pasadena Hospital both post $6,037.29, and HCA Florida South Shore Hospital's top rate is $5,212.03.

Aetna MRI spread and the plan label behind it. Across 28 hospitals and 272 published rates, the page shows a 38x spread and a median of $1,922. The plan type beside the $156.98 rates is listed as Commercial Other, while several rates just above it are tagged Medicare Managed Care plans, which may pull the low end down. Because a published rate is not always matched to the plan you hold, check it against your own.

Calls a Tampa Aetna member can place before an MRI. These are facility rates, and professional fees such as the radiologist's are billed separately.

  • Ask Aetna for your own plan's negotiated rate and estimated cost share at a named hospital.
  • Confirm the hospital is in network for your plan.
  • Ask the hospital for an estimate.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Aetna Negotiated Rates

A negotiated rate is the price Aetna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Aetna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Tampa-St. Petersburg

View all MRI prices in Tampa-St. Petersburg (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Aetna MRI in Tampa-St. Petersburg?

The lowest Aetna negotiated rate for MRI in Tampa-St. Petersburg is $156.98 at BayCare Hospital Wesley Chapel, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $6,037.29 at HCA Florida St. Petersburg Hospital, a 38x difference. Commercial plan rates typically fall between these extremes.

Is the Aetna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Aetna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Aetna for a pre-service cost estimate specific to your plan.

How many Tampa-St. Petersburg hospitals have published Aetna rates?

28 hospitals in the Tampa-St. Petersburg area have published Aetna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Aetna directly.

Do I need a referral for an MRI with Aetna?

Most Aetna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Aetna before scheduling to confirm your plan's requirements.

We are not affiliated with Aetna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Aetna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Aetna website: www.aetna.com