ER Visit Cost in Tampa-St. Petersburg, FL
An emergency department (ER) visit is an evaluation and treatment encounter at a hospital's emergency department, classified into levels based on the complexity of the medical decision-making and the resources used. The facility fee (the hospital's charge for the room, equipment, and nursing and support staff) is billed separately from physician or professional fees. Prices on this page come from the hospital transparency files that CMS (the Centers for Medicare & Medicaid Services) requires hospitals to publish. Three billing codes are covered: HCPCS 99283 (Level 3, Moderate), HCPCS 99284 (Level 4, High/Urgent), and HCPCS 99285 (Level 5, Critical).
Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-09-01
Data may be outdated
This hospital's pricing file has not been updated since 2026-01-01 (287 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.
If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.
Do not delay emergency care based on cost.
ER Visit Level 3 (Moderate) (HCPCS 99283)
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ER Visit Level 4 (High/Urgent) (HCPCS 99284)
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ER Visit Level 5 (Critical) (HCPCS 99285)
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What These Prices Mean
Why ER Visit Prices Vary
Paying cash? Health insurance could lower your ER Visit cost.
Published cash prices on this page range from $599.90 to $22,071.02 (including hospitals that publish cash equal to gross charge, marked with * in the table). The lowest insured rate in the price table is $70.30 (HCA Florida Bayonet Point Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.
Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.
Compare Insurer Rates for ER Visit in Tampa-St. Petersburg
How much does each insurance company pay for er visit at Tampa-St. Petersburg hospitals?
| Insurer | Lowest Rate | Hospitals |
|---|---|---|
| Aetna | $277.93 | 27 |
| Florida Blue | $277.93 | 26 |
| Cigna | $277.93 | 26 |
| Health First | $285.06 | 4 |
| Humana | $285.06 | 20 |
| CarePlus Health Plans | $289.63 | 8 |
| Freedom Health | $290.77 | 14 |
| Longevity Health Plan | $293.62 | 4 |
Rates shown are the lowest and highest negotiated rates each insurer has published across Tampa-St. Petersburg hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.
What Insurers Actually Pay
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Published negotiated rates for ER Visit Level 3 (Moderate) (HCPCS 99283) at HCA Brandon, outpatient facility fee:
ER Visit Level 3 (Moderate) (99283), HCA Brandon Payer Rates
| Insurance Payer | Plan Type | Negotiated Rate |
|---|---|---|
| CorVel Corporation | WORKERSCOMP | $70.30 |
| Rockport Healthcare Group | WORKERSCOMP | $70.30 |
| Prime Health | WorkersComp | $71.78 |
| CorVel Corporation | WORKERSCOMP | $605.29 |
| Rockport Healthcare Group | WORKERSCOMP | $605.29 |
| Prime Health | WorkersComp | $618.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Aetna | QHP | $884.04 |
| United | OptionsPPO | $884.04 |
| Sunshine State Health Plan | QHP | $1,535 |
| Sunshine State Health Plan | QHP | $1,535 |
| Sunshine State Health Plan | QHP | $1,535 |
| Sunshine State Health Plan | QHP | $1,535 |
| Sunshine State Health Plan | QHP | $1,535 |
| Simply Healthcare | HIX | $1,542 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Humana | HMO | $1,612.41 |
| Humana | PPO | $1,612.41 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Aetna | ASA | $1,668.01 |
| Truli | BSL | $1,790 |
| BCBS | BSL | $1,875 |
| BCBS | MBN | $1,875 |
| BCBS | SBN | $1,875 |
| Oscar | HIX | $2,010 |
| United | AllPayerAppendix | $2,111 |
| United | AllPayerAppendix | $2,111 |
| United | AllPayerAppendix | $2,111 |
| United | AllPayerAppendix | $2,111 |
| AvMed | HIX | $2,252 |
| BCBS | NWB | $2,327 |
| BCBS | PPO | $2,327 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| AmeriHealth Caritas | HIX | $2,446.41 |
| BCBS | HMO | $2,454 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| United | GlobalBenefitPlanAppendix | $2,502.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| Plotkin Health | COMM | $2,780.01 |
| Prime Health Sheriff | COMM | $2,780.01 |
| BCBS | PHS | $3,181 |
| Evolutions Healthcare Systems | PrimeTier1 | $3,186 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Evolutions Healthcare Systems | PRIMENETWORK | $3,336.01 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Multiplan | PRIMARYPPO | $4,170.02 |
| Cigna | HMO | $4,670 |
| Cigna | PPO | $4,670 |
| Cigna | HMO | $4,670 |
| Cigna | PPO | $4,670 |
| Cigna | HMO | $4,670 |
| Cigna | PPO | $4,670 |
| Cigna | HMO | $4,670 |
| Cigna | PPO | $4,670 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $4,726.02 |
| Evolutions Healthcare Systems | SELECTNETWORK | $4,726.02 |
| Multiplan | COMPLEMENTARYPPO | $4,726.02 |
| AvMed | HMOFI | $5,221 |
| AvMed | ASOEO | $5,791 |
Key finding: For code 99285, negotiated rates range from $190 (workers' compensation carriers CorVel and Rockport at HCA hospitals) to $18,760.37 (Multiplan Complementary PPO at HCA Pasadena and St. Petersburg), a 99x difference.
What to Do With These ER Visit Prices
Match the visit to its code. This page covers 99283, 99284 and 99285. The hospital picks the level after the visit, based on the care given, so nobody can choose it in advance. When the bill arrives, find which of the three codes appears and ask the billing office to explain why that level was assigned. Ask too for a fully itemized statement, so tests, imaging and medication show as separate lines instead of one lump sum.
Set your total against the cash and insured rows. Cash prices are published for all 27 hospitals here. At 19 of them, cash equals the gross charge, so no discount is shown. At AdventHealth Carrollwood, the 99283 cash price is $1,908.05, while insured rates run up to $632.84. At Tampa General Hospital, 99283 cash is $599.90, below the gross charge of $1,714. Compare your own bill with the row for the same hospital and code.
Count the senders. The hospital's facility fee is only one part. The ER physician often bills separately, and so can a radiology or lab group. Ask:
- Which charges are the hospital's facility fee?
- Which are professional fees from doctors?
- Are any other bills still on the way?
Zero would mean absent, not free. Every row on this page has a published cash price and a gross charge, so no blanks need reading around. Insured figures for AdventHealth Riverview show N/A, which means the rate is unavailable here, not that the visit costs nothing. If a price is missing for your hospital, ask the billing office directly.
Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. Assistance applications and discount requests can be made after the visit.
General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer
What Patients Ask About ER Visit Costs
How much does a er visit cost without insurance in Tampa-St. Petersburg?
For self-pay patients, Tampa General lists $599.90 (99283), $958.30 (99284), and $1,765.75 (99285). BayCare, Mease, Morton Plant, South Florida Baptist, and St. Joseph's list $1,665.60, $2,736.60, and $3,966. AdventHealth hospitals range from $1,908.05 to $6,209.24 across the three codes. HCA Florida hospitals range from $3,329.35 to $22,071.02. Overall, cash prices run from $599.90 to $22,071.02, and Level 5 visits cost more than Level 3 at every hospital. These figures are facility fees only. Physician and professional fees are billed separately.
Why is the gross charge so much higher than the cash price?
The gross charge, or chargemaster price, is a hospital's full list price before any discounts. Almost no one pays it. Tampa General's cash price is 35% of its gross charge ($599.90 of $1,714 for 99283). BayCare, Mease, Morton Plant, South Florida Baptist, and St. Joseph's cash prices are 60% of gross ($1,665.60 of $2,776). The 60% group has a higher cash price despite a smaller percentage discount because its gross charge starts higher. AdventHealth and HCA hospitals list cash prices equal to gross, so no cash discount appears in the data.
Does insurance cover a er visit?
Coverage depends on your plan and whether the visit meets medical necessity criteria; emergency care is generally treated differently from scheduled services, and prior authorization requirements typically apply to non-emergency care. Negotiated rates vary widely. For 99283, insured rates range from $70.30 to $8,449.06 across 1,641 payer rates. For 99285, they range from $190 to $18,760.37. If you have a high-deductible plan and have not met your deductible, you owe the negotiated rate, not the gross charge, until the deductible is met.
Are there additional fees beyond the er visit facility charge?
Yes. The prices listed here are facility fees, which cover the hospital's room, equipment, and staff. The emergency physician who evaluates and treats you bills a separate professional fee. Other services during the visit, such as laboratory tests, imaging, and the interpretation of those images by a radiologist, are also billed separately from the visit-level facility fee. Ambulance transport, if used, is billed by the transport provider. These additional charges are not included in the dollar figures on this page, and amounts vary by hospital and by the services provided.
What is the cash price for an ER visit at Tampa General Hospital?
Tampa General Hospital publishes cash prices of $599.90 for 99283, $958.30 for 99284 and $1,765.75 for 99285. These are facility charges only, and the cash prices are 35% of the published gross charges. Physician fees and other services are not included in these figures.
Which Tampa area hospitals charge the same cash price as their gross charge for an ER visit?
19 of 27 hospitals on this page publish cash equal to gross, meaning no self-pay discount is listed. These include AdventHealth Tampa, AdventHealth Carrollwood, HCA Florida South Tampa Hospital and HCA Florida St. Petersburg Hospital. The figures are facility charges only.
What are the lowest and highest published ER visit cash prices in Tampa-St. Petersburg?
Published cash prices run from $599.90 at Tampa General Hospital (99283) to $22,071.02 at HCA Florida Pasadena Hospital (99285). That top price equals the hospital's gross charge. Excluding hospitals where cash equals gross, the top is $3,966 at BayCare Hospital Wesley Chapel (99285). All are facility charges only.
How much does BayCare charge for an ER visit in Tampa and St. Petersburg area hospitals?
BayCare hospitals on this page, including St. Joseph's Hospital and Morton Plant Hospital, publish the same cash prices: $1,665.60 for 99283, $2,736.60 for 99284 and $3,966 for 99285. Each is 60% of the gross charge. These are facility charges only and exclude physician fees.
What are Aetna's ER visit rates at Tampa-St. Petersburg hospitals?
Across 27 hospitals, Aetna's published rates run from $277.93 at BayCare Hospital Wesley Chapel to $6,621.31 at HCA Florida St. Petersburg Hospital, with a median of $1,580.47. The highest is about 24x the lowest. These are facility rates only, and actual billed amounts can differ.
Compare Other Procedures in Tampa-St. Petersburg
Data Sources
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Heads up: source files are large
Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.
AdventHealth Carrollwood
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
We are not affiliated with AdventHealth Carrollwood. Published prices may not reflect your actual cost. Disclaimer
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AdventHealth Dade City
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
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AdventHealth North Pinellas
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
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AdventHealth Riverview
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
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AdventHealth Tampa
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
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AdventHealth Wesley Chapel
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
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AdventHealth Zephyrhills
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
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BayCare Hospital Wesley Chapel
File updated: 2026-01-01 · Accessed by us: 2026-10-15
Attested by: Jillian Cuckler
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Mease Countryside Hospital
File updated: 2026-01-01 · Accessed by us: 2026-10-15
Attested by: Jillian Cuckler
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Mease Dunedin Hospital
File updated: 2026-01-01 · Accessed by us: 2026-10-15
Attested by: Jillian Cuckler
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Morton Plant Hospital
File updated: 2026-01-01 · Accessed by us: 2026-10-15
Attested by: Jillian Cuckler
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Morton Plant North Bay Hospital
File updated: 2026-01-01 · Accessed by us: 2026-10-15
Attested by: Jillian Cuckler
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South Florida Baptist Hospital
File updated: 2026-01-01 · Accessed by us: 2026-10-15
Attested by: Jillian Cuckler
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St. Joseph's Hospital
File updated: 2026-01-01 · Accessed by us: 2026-10-15
Attested by: Jillian Cuckler
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HCA Florida Bayonet Point Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Sarah Seymour
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HCA Florida Brandon Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Stephen Young
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HCA Florida Largo Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Sebastian Strom
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HCA Florida Largo West Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Jyric E Sims
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HCA Florida Northside Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Brent Burish
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HCA Florida Oak Hill Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Kenneth Wicker
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HCA Florida Pasadena Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Richard A Hammett
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HCA Florida South Shore Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Catherine Edmisten
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HCA Florida South Tampa Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Samuel Boadi
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HCA Florida St. Petersburg Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Mari Jones Elliott
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HCA Florida Trinity Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Michael Irvin
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HCA Florida West Tampa Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Jyric E Sims
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Tampa General Hospital Brooksville
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Paul Chausse
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Tampa General Hospital
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Paul Chausse
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