UHC ER Visit Rates in Tampa-St. Petersburg

Published UnitedHealthcare negotiated rates for ER Visit at 20 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.

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If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.

Do not delay emergency care based on cost.

Lowest Rate

$297.39

BayCare Hospital Wesley Chapel

all plan types

Highest Rate

$9,931.96

HCA Florida St. Petersburg Hospital

all plan types

Rate Spread

33x

across all plan types

Hospitals

with UnitedHealthcare data

UnitedHealthcare's negotiated ER visit rates in Tampa-St. Petersburg span a 33x gap, from $297.39 at BayCare Hospital Wesley Chapel to $9,931.96 at HCA Florida St. Petersburg Hospital. The median across 20 hospitals is $2,498.40. The lowest rates often reflect Medicare or Medicaid plans rather than commercial coverage.

Why the range is so wide: UnitedHealthcare negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

UnitedHealthcare ER Visit Rates by Hospital

Hospital	Lowest UnitedHealthcare Rate	Plan Type	Highest Rate	Plans
BayCare Hospital Wesley Chapel	$297.39	Medicare HMO	$5,949	18
Mease Countryside Hospital	$297.39	Medicare HMO	$5,949	33
Mease Dunedin Hospital	$297.39	Medicare PPO	$6,610	21
Morton Plant Hospital	$297.39	Medicare HMO	$6,610	57
Morton Plant North Bay Hospital	$297.39	Medicare HMO	$6,610	21
South Florida Baptist Hospital	$297.39	Medicare HMO	$5,949	18
St. Joseph's Hospital	$297.39	Medicare HMO	$6,610	39
AdventHealth Dade City	$299.32	Medicare Managed Care	$653	3
HCA Florida Oak Hill Hospital	$406.47	OptionsPPO	$6,381	30
HCA Florida Northside Hospital	$529.37	OptionsPPO	$5,630.69	6
HCA Florida South Shore Hospital	$723.04	OptionsPPO	$3,196.71	18
HCA Florida Trinity Hospital	$801.75	OptionsPPO	$6,381	42
HCA Florida South Tampa Hospital	$829.12	OptionsPPO	$4,900	30
HCA Florida West Tampa Hospital	$829.12	OptionsPPO	$2,971.06	12
HCA Florida Largo Hospital	$861.32	OptionsPPO	$4,900	36
HCA Florida Largo West Hospital	$861.32	OptionsPPO	$4,900	36
HCA Florida Brandon Hospital	$884.04	OptionsPPO	$4,900	66
HCA Florida Bayonet Point Hospital	$959.95	OptionsPPO	$6,381	18
HCA Florida Pasadena Hospital	$1,580.47	OptionsPPO	$4,900	15
HCA Florida St. Petersburg Hospital	$1,580.47	OptionsPPO	$9,931.96	18

Median of all 537 published UnitedHealthcare rates for ER Visit at these hospitals: $2,498.40

Rates shown are UnitedHealthcare's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all UnitedHealthcare plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading UnitedHealthcare ER Visit Rates in Tampa-St. Petersburg

Where Tampa ER visit rates start for UnitedHealthcare. The lowest published rate is $297.39, shown at BayCare Hospital Wesley Chapel, Mease Countryside Hospital and Mease Dunedin Hospital, among others. At the top, HCA Florida St. Petersburg Hospital lists $9,931.96, and Mease Dunedin Hospital, Morton Plant Hospital and Morton Plant North Bay Hospital each list up to $6,610.

How wide the UnitedHealthcare ER spread runs around Tampa. Across 20 hospitals, the spread shown on the page is 33x, and the median of all 537 published rates is $2,498.40. The plan types beside the lowest rates are Medicare HMO, Medicare PPO and Medicare Managed Care, so the low end likely reflects Medicare Advantage plans rather than commercial plans.

What UnitedHealthcare members can ask before a Tampa ER visit. These are facility rates, and professional fees are billed separately. Members can ask:

UnitedHealthcare for their own plan's negotiated rate and estimated cost share at a named hospital, such as Morton Plant Hospital.
UnitedHealthcare whether that hospital is in network for their plan.
The hospital for an estimate.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding UnitedHealthcare Negotiated Rates

A negotiated rate is the price UnitedHealthcare has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all UnitedHealthcare plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for ER Visit in Tampa-St. Petersburg

Aetna $277.93 - $6,621.31 27 hospitals Simply Healthcare $299.32 - $2,150 27 hospitals Florida Blue $277.93 - $5,739 26 hospitals Cigna $277.93 - $4,670 26 hospitals Oscar Health $356.33 - $3,890 20 hospitals Sunshine Health $431.64 - $1,535 20 hospitals

View all ER Visit prices in Tampa-St. Petersburg (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost UnitedHealthcare ER Visit in Tampa-St. Petersburg?

The lowest UnitedHealthcare negotiated rate for ER Visit in Tampa-St. Petersburg is $297.39 at BayCare Hospital Wesley Chapel, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $9,931.96 at HCA Florida St. Petersburg Hospital, a 33x difference. Commercial plan rates typically fall between these extremes.

Is the UnitedHealthcare negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what UnitedHealthcare has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact UnitedHealthcare for a pre-service cost estimate specific to your plan.

How many Tampa-St. Petersburg hospitals have published UnitedHealthcare rates?

20 hospitals in the Tampa-St. Petersburg area have published UnitedHealthcare negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with UnitedHealthcare directly.

Will UnitedHealthcare cover an out-of-network ER visit?

Under the No Surprises Act, emergency services must be covered regardless of network status. UnitedHealthcare cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.

We are not affiliated with UnitedHealthcare or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact UnitedHealthcare or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official UnitedHealthcare website: www.uhc.com