Florida Blue ER Visit Rates in Tampa-St. Petersburg

Published Florida Blue negotiated rates for ER Visit at 26 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.

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If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.

Do not delay emergency care based on cost.

Lowest Rate

$277.93

BayCare Hospital Wesley Chapel

all plan types

Highest Rate

$5,739

HCA Florida Trinity Hospital

all plan types

Rate Spread

21x

across all plan types

Hospitals

with Florida Blue data

Florida Blue's negotiated ER visit rates in Tampa-St. Petersburg span a 21x range across 26 hospitals, from $277.93 at BayCare Hospital Wesley Chapel to $5,739 at HCA Florida Trinity Hospital. The median rate is $2,249.94. The lowest rates are often tied to Medicare or Medicaid plan types rather than commercial coverage.

Why the range is so wide: Florida Blue negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Florida Blue ER Visit Rates by Hospital

Hospital	Lowest Florida Blue Rate	Plan Type	Highest Rate	Plans
BayCare Hospital Wesley Chapel	$277.93	Medicare HMO	$3,498.01	27
Mease Countryside Hospital	$277.93	Medicare HMO	$3,498.01	45
Mease Dunedin Hospital	$277.93	Medicare HMO	$3,498.01	27
Morton Plant Hospital	$277.93	Medicare HMO	$3,498.01	63
Morton Plant North Bay Hospital	$277.93	Medicare HMO	$3,498.01	27
South Florida Baptist Hospital	$277.93	Medicare HMO	$3,498.01	27
St. Joseph's Hospital	$277.93	Medicare HMO	$3,498.01	45
Tampa General Hospital	$289.71	Medicare Managed Care Plan	$632.04	3
AdventHealth Carrollwood	$290.77	Medicare Managed Care - Hmo	$634.34	3
AdventHealth North Pinellas	$290.77	Medicare Managed Care - Hmo	$634.34	3
AdventHealth Tampa	$290.77	Medicare Managed Care - Hmo	$634.34	3
AdventHealth Dade City	$293.62	Medicare Managed Care Plan	$640.56	3
AdventHealth Wesley Chapel	$293.62	Medicare Managed Care - Hmo	$640.56	3
AdventHealth Zephyrhills	$293.62	Medicare Managed Care - Hmo	$640.56	3
HCA Florida South Shore Hospital	$1,505	BSL	$5,646	21
HCA Florida St. Petersburg Hospital	$1,505	BSL	$5,646	21
HCA Florida Largo West Hospital	$1,713	MBN	$5,652	21
HCA Florida West Tampa Hospital	$1,790	BSL	$5,396	21
HCA Florida Brandon Hospital	$1,875	BSL	$5,652	21
HCA Florida Largo Hospital	$1,875	BSL	$5,652	21
HCA Florida Northside Hospital	$1,875	BSL	$5,652	21
HCA Florida South Tampa Hospital	$1,875	BSL	$5,652	21
HCA Florida Pasadena Hospital	$2,053	HMO	$5,646	6
HCA Florida Bayonet Point Hospital	$2,394	BSL	$5,685	21
HCA Florida Oak Hill Hospital	$2,477	BSL	$5,739	21
HCA Florida Trinity Hospital	$2,477	BSL	$5,739	21

Median of all 519 published Florida Blue rates for ER Visit at these hospitals: $2,249.94

Rates shown are Florida Blue's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Florida Blue plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Florida Blue ER Visit Rates in Tampa-St. Petersburg

Where Tampa ER visit rates start and end at Florida Blue. The lowest published rate is $277.93, shared by BayCare Hospital Wesley Chapel, Mease Countryside Hospital and Mease Dunedin Hospital, among others. The highest is $5,739 at HCA Florida Trinity Hospital, matched at HCA Florida Oak Hill Hospital. HCA Florida Bayonet Point Hospital follows with a top rate of $5,685.

Reading the 21x Florida Blue spread in Tampa. Rates across the 26 hospitals run 21x from lowest to highest, and the median of all 519 published rates is $2,249.94. Every lowest rate shown near the bottom of the table is tagged as a Medicare HMO or Medicare managed care plan, so the low end likely reflects those plans rather than commercial plans. Many HCA Florida hospitals list lowest rates of $1,875 or more under other plan codes, so the plan behind a figure matters when you compare.

Questions for Florida Blue and your Tampa hospital. These are facility rates, and professional fees such as the physician are billed separately. Members can ask:

Florida Blue: what is my own plan's negotiated rate and estimated cost share for an ER visit at a named hospital?
Florida Blue: is that hospital in network for my plan?
The hospital: can you give me an estimate for an ER visit under my plan?

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Florida Blue Negotiated Rates

A negotiated rate is the price Florida Blue has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Florida Blue plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for ER Visit in Tampa-St. Petersburg

Aetna $277.93 - $6,621.31 27 hospitals Simply Healthcare $299.32 - $2,150 27 hospitals Cigna $277.93 - $4,670 26 hospitals Oscar Health $356.33 - $3,890 20 hospitals Sunshine Health $431.64 - $1,535 20 hospitals UnitedHealthcare $297.39 - $9,931.96 20 hospitals

View all ER Visit prices in Tampa-St. Petersburg (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Florida Blue ER Visit in Tampa-St. Petersburg?

The lowest Florida Blue negotiated rate for ER Visit in Tampa-St. Petersburg is $277.93 at BayCare Hospital Wesley Chapel, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $5,739 at HCA Florida Trinity Hospital, a 21x difference. Commercial plan rates typically fall between these extremes.

Is the Florida Blue negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Florida Blue has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Florida Blue for a pre-service cost estimate specific to your plan.

How many Tampa-St. Petersburg hospitals have published Florida Blue rates?

26 hospitals in the Tampa-St. Petersburg area have published Florida Blue negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Florida Blue directly.

Will Florida Blue cover an out-of-network ER visit?

Under the No Surprises Act, emergency services must be covered regardless of network status. Florida Blue cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.

We are not affiliated with Florida Blue or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Florida Blue or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Florida Blue website: www.floridablue.com