Cigna ER Visit Rates in Tampa-St. Petersburg

Published Cigna negotiated rates for ER Visit at 26 hospitals in Tampa-St. Petersburg, FL. Data from CMS-mandated hospital transparency files.

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If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.

Do not delay emergency care based on cost.

Lowest Rate

$277.93

Mease Countryside Hospital

all plan types

Highest Rate

$4,670

HCA Florida West Tampa Hospital

all plan types

Rate Spread

17x

across all plan types

Hospitals

with Cigna data

Cigna's negotiated ER visit rates across 26 Tampa-St. Petersburg hospitals range 17x, from $277.93 at Mease Countryside Hospital to $4,670 at HCA Florida West Tampa Hospital. The median rate matches the high end at $4,670. The lowest figure reflects a Medicare HMO plan, and rates for Medicaid and Medicare plans often run below commercial ones.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna ER Visit Rates by Hospital

Hospital	Lowest Cigna Rate	Plan Type	Highest Rate	Plans
Mease Countryside Hospital	$277.93	Medicare HMO	$5,750.70	21
AdventHealth Carrollwood	$305.02	Medicare Managed Care - Hmo/Ppo	$665.43	3
AdventHealth Dade City	$305.02	Medicare Managed Care Plan	$665.43	3
AdventHealth North Pinellas	$305.02	Medicare Managed Care - Hmo/Ppo	$665.43	3
AdventHealth Tampa	$305.02	Medicare Managed Care - Hmo/Ppo	$665.43	3
AdventHealth Wesley Chapel	$305.02	Medicare Managed Care - Hmo/Ppo	$665.43	3
AdventHealth Zephyrhills	$305.02	Medicare Managed Care - Hmo/Ppo	$665.43	3
Tampa General Hospital	$305.02	Medicare Managed Care Plan	$665.43	3
BayCare Hospital Wesley Chapel	$319.62	Medicare HMO	$5,750.70	12
Mease Dunedin Hospital	$319.62	Medicare HMO	$5,750.70	12
Morton Plant Hospital	$319.62	Medicare HMO	$5,750.70	30
Morton Plant North Bay Hospital	$319.62	Medicare HMO	$5,750.70	12
South Florida Baptist Hospital	$319.62	Medicare HMO	$5,750.70	12
St. Joseph's Hospital	$319.62	Medicare HMO	$5,750.70	21
HCA Florida Oak Hill Hospital	$4,289	HMO	$4,289	24
HCA Florida Bayonet Point Hospital	$4,670	HMO	$4,670	24
HCA Florida Brandon Hospital	$4,670	HMO	$4,670	24
HCA Florida Largo Hospital	$4,670	HMO	$4,670	24
HCA Florida Largo West Hospital	$4,670	HMO	$4,670	24
HCA Florida Northside Hospital	$4,670	HMO	$4,670	24
HCA Florida Pasadena Hospital	$4,670	HMO	$4,670	24
HCA Florida South Shore Hospital	$4,670	HMO	$4,670	24
HCA Florida South Tampa Hospital	$4,670	HMO	$4,670	24
HCA Florida St. Petersburg Hospital	$4,670	HMO	$4,670	24
HCA Florida Trinity Hospital	$4,670	HMO	$4,670	24
HCA Florida West Tampa Hospital	$4,670	HMO	$4,670	24

Median of all 429 published Cigna rates for ER Visit at these hospitals: $4,670

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Cigna ER Visit Rates in Tampa-St. Petersburg

Where Cigna ER visit rates start in Tampa. Across 26 hospitals, the lowest published rates are $277.93 at Mease Countryside Hospital and $305.02 at AdventHealth Carrollwood and AdventHealth Tampa. At the other end, HCA Florida West Tampa Hospital, HCA Florida Trinity Hospital and HCA Florida St. Petersburg Hospital each show $4,670.

How wide Cigna's Tampa-St. Petersburg spread runs. The page shows a spread of 17x, and the median of all 429 published rates is $4,670. The plan types beside the lowest rates are Medicare HMO and Medicare managed care plans, so the low end likely reflects those plans rather than commercial plans. Many HCA Florida hospitals list HMO as the plan behind their rate.

What a Cigna member can ask about a Tampa ER visit. These are facility rates, and professional fees are billed separately.

Ask Cigna for your own plan's negotiated rate and estimated cost share at a named hospital.
Ask Cigna whether that hospital is in network for your plan.
Ask the hospital for an estimate.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for ER Visit in Tampa-St. Petersburg

Aetna $277.93 - $6,621.31 27 hospitals Simply Healthcare $299.32 - $2,150 27 hospitals Florida Blue $277.93 - $5,739 26 hospitals Oscar Health $356.33 - $3,890 20 hospitals Sunshine Health $431.64 - $1,535 20 hospitals UnitedHealthcare $297.39 - $9,931.96 20 hospitals

View all ER Visit prices in Tampa-St. Petersburg (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna ER Visit in Tampa-St. Petersburg?

The lowest Cigna negotiated rate for ER Visit in Tampa-St. Petersburg is $277.93 at Mease Countryside Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $4,670 at HCA Florida West Tampa Hospital, a 17x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Tampa-St. Petersburg hospitals have published Cigna rates?

26 hospitals in the Tampa-St. Petersburg area have published Cigna negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Will Cigna cover an out-of-network ER visit?

Under the No Surprises Act, emergency services must be covered regardless of network status. Cigna cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com