UHC MRI Rates in Chattanooga
Published UnitedHealthcare negotiated rates for MRI at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$186.96
CHI Memorial Hospital Chattanooga
all plan types
Highest Rate
$4,900.62
Parkridge Medical Center
all plan types
Rate Spread
26x
across all plan types
Hospitals
4
with UnitedHealthcare data
UnitedHealthcare's negotiated MRI rates in Chattanooga span 26x, from $186.96 at CHI Memorial Hospital Chattanooga to $4,900.62 at Parkridge Medical Center. The median across the four hospitals is $313.62. The lowest rate applies to a Medicaid (TennCare) plan, which typically pays less than commercial plans.
UnitedHealthcare MRI Rates by Hospital
| Hospital | Lowest UnitedHealthcare Rate |
|---|---|
| CHI Memorial Hospital Chattanooga | $186.96 |
| CHI Memorial Hospital Hixson | $186.96 |
| Parkridge East Hospital | $313.62 |
| Parkridge Medical Center | $313.62 |
Median of all 128 published UnitedHealthcare rates for MRI at these hospitals: $313.62
Rates shown are UnitedHealthcare's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all UnitedHealthcare plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading UnitedHealthcare MRI Rates in Chattanooga
Where Chattanooga MRI rates start for UnitedHealthcare. The lowest published rate is $186.96, listed at both CHI Memorial Hospital Chattanooga and CHI Memorial Hospital Hixson. At the other end, Parkridge Medical Center and Parkridge East Hospital both top out at $4,900.62, while each CHI Memorial campus tops out at $524.34.
How wide the UnitedHealthcare MRI spread runs in Chattanooga. The spread on this page is 26x, and the median across all 128 published rates is $313.62. The plan type beside the lowest rates at both CHI Memorial hospitals is Medicaid|TennCare, so the low end likely reflects those plans rather than commercial plans. Parkridge lists its lowest rate under an AllPayerAppendix label, which does not name a specific plan.
What a UnitedHealthcare member can ask about a Chattanooga MRI. These are facility rates, and professional fees are billed separately. A member can ask:
- UnitedHealthcare for their own plan's negotiated rate and estimated cost share at a named hospital, such as Parkridge East Hospital.
- UnitedHealthcare whether that hospital is in network for their plan.
- The hospital for an estimate before the scan.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding UnitedHealthcare Negotiated Rates
A negotiated rate is the price UnitedHealthcare has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all UnitedHealthcare plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Chattanooga
Frequently Asked Questions
Where is the lowest-cost UnitedHealthcare MRI in Chattanooga?
The lowest UnitedHealthcare negotiated rate for MRI in Chattanooga is $186.96 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $4,900.62 at Parkridge Medical Center, a 26x difference. Commercial plan rates typically fall between these extremes.
Is the UnitedHealthcare negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what UnitedHealthcare has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact UnitedHealthcare for a pre-service cost estimate specific to your plan.
How many Chattanooga hospitals have published UnitedHealthcare rates?
4 hospitals in the Chattanooga area have published UnitedHealthcare negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with UnitedHealthcare directly.
Do I need a referral for an MRI with UnitedHealthcare?
Most UnitedHealthcare plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact UnitedHealthcare before scheduling to confirm your plan's requirements.
We are not affiliated with UnitedHealthcare or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact UnitedHealthcare or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official UnitedHealthcare website: www.uhc.com