Cigna MRI Rates in Chattanooga
Published Cigna negotiated rates for MRI at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$227.36
CHI Memorial Hospital Chattanooga
all plan types
Highest Rate
$8,712.22
Parkridge Medical Center
all plan types
Rate Spread
38x
across all plan types
Hospitals
4
with Cigna data
Cigna MRI rates in Chattanooga span a 38x gap, from $227.36 at CHI Memorial Hospital Chattanooga to $8,712.22 at Parkridge Medical Center. The median across four hospitals is $561. The lowest rate is tied to a Medicare plan (Healthspring), and rates at this level often reflect Medicare or Medicaid products rather than commercial coverage.
Cigna MRI Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| CHI Memorial Hospital Chattanooga | $227.36 |
| CHI Memorial Hospital Hixson | $227.36 |
| Parkridge East Hospital | $3,735.36 |
| Parkridge Medical Center | $3,735.36 |
Median of all 30 published Cigna rates for MRI at these hospitals: $561
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Cigna MRI Rates in Chattanooga
Where Cigna MRI rates start and end in Chattanooga. Among the 4 hospitals with Cigna rates, CHI Memorial Hospital Chattanooga and CHI Memorial Hospital Hixson both list a lowest rate of $227.36. At the other end, Parkridge Medical Center reaches $8,712.22, while Parkridge East Hospital and Parkridge Medical Center both list $3,735.36 as their lowest rate.
The 38x Chattanooga spread and the plan behind a rate. The page shows a 38x spread, and the median of all 30 published Cigna rates for this procedure at these hospitals is $561. The plan type beside the $227.36 rates is Medicare|Healthspring, so the low end likely reflects Medicare Advantage plans rather than commercial plans. The $3,735.36 rates are listed under a PPO.
What a Cigna member can ask about a Chattanooga MRI. These are facility rates, and professional fees are billed separately.
- Ask Cigna for your own plan's negotiated rate and estimated cost share at a named hospital, such as Parkridge East Hospital.
- Ask Cigna whether that hospital is in network for your plan.
- Ask the hospital for an estimate.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Chattanooga
Frequently Asked Questions
Where is the lowest-cost Cigna MRI in Chattanooga?
The lowest Cigna negotiated rate for MRI in Chattanooga is $227.36 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $8,712.22 at Parkridge Medical Center, a 38x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Chattanooga hospitals have published Cigna rates?
4 hospitals in the Chattanooga area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Do I need a referral for an MRI with Cigna?
Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com