Humana MRI Rates in Chattanooga
Published Humana negotiated rates for MRI at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$229.52
CHI Memorial Hospital Chattanooga
all plan types
Highest Rate
$7,078.68
Parkridge Medical Center
all plan types
Rate Spread
31x
across all plan types
Hospitals
4
with Humana data
Humana's negotiated MRI rates in Chattanooga span a 31x gap, from $229.52 at CHI Memorial Hospital Chattanooga to $7,078.68 at Parkridge Medical Center. The median across four hospitals is $238.18. The lowest rate is tied to a Medicare HMO plan, and lower figures often reflect Medicaid or Medicare products rather than commercial plans.
Humana MRI Rates by Hospital
| Hospital | Lowest Humana Rate |
|---|---|
| CHI Memorial Hospital Chattanooga | $229.52 |
| CHI Memorial Hospital Hixson | $229.52 |
| Parkridge East Hospital | $2,722.57 |
| Parkridge Medical Center | $2,722.57 |
Median of all 38 published Humana rates for MRI at these hospitals: $238.18
Rates shown are Humana's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Humana plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Humana MRI Rates in Chattanooga
Where Chattanooga Humana MRI rates start and end. Among the 4 hospitals with Humana rates, the lowest published figure is $229.52, listed at both CHI Memorial Hospital Chattanooga and CHI Memorial Hospital Hixson. At the other end, Parkridge Medical Center shows $7,078.68, while Parkridge East Hospital and Parkridge Medical Center both list a lowest rate of $2,722.57.
How wide the Humana MRI spread runs here. The spread shown on this page is 31x, and the median of all 38 published Humana rates for this procedure at these hospitals is $238.18. The lowest rates at the CHI Memorial hospitals are tied to Medicare HMO plans, so the low end likely reflects those plans rather than commercial plans. The Parkridge lows are listed under TRICARE.
Questions for Humana and the hospital about a Chattanooga MRI. These are facility rates, and professional fees are billed separately. Members can ask:
- Humana for their own plan's negotiated rate and estimated cost share at a named hospital, such as Parkridge East Hospital.
- Humana whether that hospital is in network for their plan.
- The hospital for an estimate of the MRI charges.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Humana Negotiated Rates
A negotiated rate is the price Humana has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Humana plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Chattanooga
Frequently Asked Questions
Where is the lowest-cost Humana MRI in Chattanooga?
The lowest Humana negotiated rate for MRI in Chattanooga is $229.52 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $7,078.68 at Parkridge Medical Center, a 31x difference. Commercial plan rates typically fall between these extremes.
Is the Humana negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Humana has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Humana for a pre-service cost estimate specific to your plan.
How many Chattanooga hospitals have published Humana rates?
4 hospitals in the Chattanooga area have published Humana negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Humana directly.
Do I need a referral for an MRI with Humana?
Most Humana plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Humana before scheduling to confirm your plan's requirements.
We are not affiliated with Humana or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Humana or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Humana website: www.humana.com