MultiPlan/PHCS MRI Rates in Chattanooga

Published MultiPlan/PHCS negotiated rates for MRI at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.

Lowest Rate

$2,884.20

CHI Memorial Hospital Chattanooga

all plan types

Highest Rate

$9,583.44

Parkridge Medical Center

all plan types

Rate Spread

3x

across all plan types

Hospitals

4

with MultiPlan/PHCS data

MRI prices under MultiPlan/PHCS in Chattanooga span a 3x range, from $2,884.20 at CHI Memorial Hospital Chattanooga to $9,583.44 at Parkridge Medical Center. The median across the four hospitals is $6,534.16. The lowest listed rate is a commercial all-plans figure, though rates tied to Medicaid or Medicare can run lower.

Why the range is so wide: MultiPlan/PHCS negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

MultiPlan/PHCS MRI Rates by Hospital

Hospital Lowest MultiPlan/PHCS Rate
CHI Memorial Hospital Chattanooga $2,884.20
CHI Memorial Hospital Hixson $2,884.20
Parkridge East Hospital $6,534.16
Parkridge Medical Center $6,534.16

Median of all 12 published MultiPlan/PHCS rates for MRI at these hospitals: $6,534.16

Rates shown are MultiPlan/PHCS's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all MultiPlan/PHCS plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading MultiPlan/PHCS MRI Rates in Chattanooga

Where Chattanooga MRI rates start and end for MultiPlan/PHCS. The lowest published rate is $2,884.20, listed at CHI Memorial Hospital Chattanooga and CHI Memorial Hospital Hixson. The highest is $9,583.44, listed at Parkridge East Hospital and Parkridge Medical Center. Those two Parkridge hospitals also list $6,534.16 as their lowest rate.

How far the MultiPlan/PHCS MRI spread runs. The page shows a spread of 3x across 4 hospitals, and the median of all 12 published rates is $6,534.16. The plan types beside the lowest rates read Commercial|All Plans and COMM, so they are not Medicaid, CHIP or Medicare Advantage labels. Even so, the plan behind a rate is not always spelled out, so a listed figure may not match a given member's plan.

What to ask MultiPlan/PHCS and a Chattanooga hospital about an MRI.

  • Ask MultiPlan/PHCS for your own plan's negotiated rate and estimated cost share at a named hospital, such as CHI Memorial Hospital Hixson.
  • Ask whether that hospital is in network for your plan.
  • Ask the hospital for an estimate.

These are facility rates, and professional fees are billed separately.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding MultiPlan/PHCS Negotiated Rates

A negotiated rate is the price MultiPlan/PHCS has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all MultiPlan/PHCS plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Chattanooga

View all MRI prices in Chattanooga (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost MultiPlan/PHCS MRI in Chattanooga?

The lowest MultiPlan/PHCS negotiated rate for MRI in Chattanooga is $2,884.20 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $9,583.44 at Parkridge Medical Center, a 3x difference. Commercial plan rates typically fall between these extremes.

Is the MultiPlan/PHCS negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what MultiPlan/PHCS has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact MultiPlan/PHCS for a pre-service cost estimate specific to your plan.

How many Chattanooga hospitals have published MultiPlan/PHCS rates?

4 hospitals in the Chattanooga area have published MultiPlan/PHCS negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with MultiPlan/PHCS directly.

Do I need a referral for an MRI with MultiPlan/PHCS?

Most MultiPlan/PHCS plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact MultiPlan/PHCS before scheduling to confirm your plan's requirements.

We are not affiliated with MultiPlan/PHCS or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact MultiPlan/PHCS or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official MultiPlan/PHCS website: www.multiplan.com