BCBS Tennessee MRI Rates in Chattanooga
Published BlueCross BlueShield of Tennessee negotiated rates for MRI at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$225.19
CHI Memorial Hospital Chattanooga
all plan types
Highest Rate
$3,375.98
Parkridge Medical Center
all plan types
Rate Spread
15x
across all plan types
Hospitals
4
with BlueCross BlueShield of Tennessee data
BlueCross BlueShield of Tennessee's negotiated MRI rates in Chattanooga span 15x, from $225.19 at CHI Memorial Hospital Chattanooga to $3,375.98 at Parkridge Medical Center. The lowest rate applies to Medicare and All Plans rather than commercial coverage alone. Across the 4 hospitals listed, the median negotiated rate is $409.82.
BlueCross BlueShield of Tennessee MRI Rates by Hospital
| Hospital | Lowest BlueCross BlueShield of Tennessee Rate |
|---|---|
| CHI Memorial Hospital Chattanooga | $225.19 |
| CHI Memorial Hospital Hixson | $225.19 |
| Parkridge East Hospital | $291.99 |
| Parkridge Medical Center | $396.73 |
Median of all 48 published BlueCross BlueShield of Tennessee rates for MRI at these hospitals: $409.82
Rates shown are BlueCross BlueShield of Tennessee's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all BlueCross BlueShield of Tennessee plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading BlueCross BlueShield of Tennessee MRI Rates in Chattanooga
Where Chattanooga MRI rates start for BlueCross BlueShield of Tennessee. The lowest published rate is $225.19, listed at both CHI Memorial Hospital Chattanooga and CHI Memorial Hospital Hixson. Parkridge East Hospital follows at $291.99. At the other end, Parkridge Medical Center shows $3,375.98 as its highest rate, and Parkridge East Hospital lists a top rate of $8,167.70.
How wide the Chattanooga MRI spread runs. Across 4 hospitals the page shows a 15x spread, and the median of all 48 published rates is $409.82. The lowest rates are tagged Medicare|All Plans and TENNCARE, so the low end likely reflects those plans rather than commercial plans. Treat a low figure with care until you know which plan it belongs to.
What BlueCross BlueShield of Tennessee members can ask about an MRI in Chattanooga. These are facility rates, and professional fees such as a radiologist's reading are billed separately. Members can ask:
- BlueCross BlueShield of Tennessee for the negotiated rate and estimated cost share under their own plan at a named hospital, such as Parkridge East Hospital.
- The insurer whether that hospital is in network for their plan.
- The hospital for a written estimate.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding BlueCross BlueShield of Tennessee Negotiated Rates
A negotiated rate is the price BlueCross BlueShield of Tennessee has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all BlueCross BlueShield of Tennessee plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Chattanooga
Frequently Asked Questions
Where is the lowest-cost BlueCross BlueShield of Tennessee MRI in Chattanooga?
The lowest BlueCross BlueShield of Tennessee negotiated rate for MRI in Chattanooga is $225.19 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $3,375.98 at Parkridge Medical Center, a 15x difference. Commercial plan rates typically fall between these extremes.
Is the BlueCross BlueShield of Tennessee negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what BlueCross BlueShield of Tennessee has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact BlueCross BlueShield of Tennessee for a pre-service cost estimate specific to your plan.
How many Chattanooga hospitals have published BlueCross BlueShield of Tennessee rates?
4 hospitals in the Chattanooga area have published BlueCross BlueShield of Tennessee negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with BlueCross BlueShield of Tennessee directly.
Do I need a referral for an MRI with BlueCross BlueShield of Tennessee?
Most BlueCross BlueShield of Tennessee plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact BlueCross BlueShield of Tennessee before scheduling to confirm your plan's requirements.
We are not affiliated with BlueCross BlueShield of Tennessee or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact BlueCross BlueShield of Tennessee or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official BlueCross BlueShield of Tennessee website: www.bcbst.com