UHC ER Visit Rates in Chattanooga

Published UnitedHealthcare negotiated rates for ER Visit at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.

Lowest Rate

$295

CHI Memorial Hospital Chattanooga

all plan types

Highest Rate

$4,044

Parkridge Medical Center

all plan types

Rate Spread

14x

across all plan types

Hospitals

4

with UnitedHealthcare data

UnitedHealthcare ER visit rates in Chattanooga span a 14x range, from $295 at CHI Memorial Hospital Chattanooga to $4,044 at Parkridge Medical Center. The median across the four hospitals is $2,148. The lowest rate is a Medicaid (TennCare) rate, and Medicaid and Medicare rates typically run below commercial ones.

Why the range is so wide: UnitedHealthcare negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

UnitedHealthcare ER Visit Rates by Hospital

Hospital Lowest UnitedHealthcare Rate
CHI Memorial Hospital Chattanooga $295
CHI Memorial Hospital Hixson $295
Parkridge East Hospital $409
Parkridge Medical Center $409

Median of all 138 published UnitedHealthcare rates for ER Visit at these hospitals: $2,148

Rates shown are UnitedHealthcare's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all UnitedHealthcare plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding UnitedHealthcare Negotiated Rates

A negotiated rate is the price UnitedHealthcare has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all UnitedHealthcare plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for ER Visit in Chattanooga

View all ER Visit prices in Chattanooga (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost UnitedHealthcare ER Visit in Chattanooga?

The lowest UnitedHealthcare negotiated rate for ER Visit in Chattanooga is $295 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $4,044 at Parkridge Medical Center, a 14x difference. Commercial plan rates typically fall between these extremes.

Is the UnitedHealthcare negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what UnitedHealthcare has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact UnitedHealthcare for a pre-service cost estimate specific to your plan.

How many Chattanooga hospitals have published UnitedHealthcare rates?

4 hospitals in the Chattanooga area have published UnitedHealthcare negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with UnitedHealthcare directly.

Will UnitedHealthcare cover an out-of-network ER visit?

Under the No Surprises Act, emergency services must be covered regardless of network status. UnitedHealthcare cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.

We are not affiliated with UnitedHealthcare or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact UnitedHealthcare or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official UnitedHealthcare website: www.uhc.com