BCBS Tennessee ER Visit Rates in Chattanooga

Published BlueCross BlueShield of Tennessee negotiated rates for ER Visit at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.

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If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.

Do not delay emergency care based on cost.

Lowest Rate

$74.42

Parkridge East Hospital

all plan types

Highest Rate

$1,745

CHI Memorial Hospital Hixson

all plan types

Rate Spread

23x

across all plan types

Hospitals

with BlueCross BlueShield of Tennessee data

BlueCross BlueShield of Tennessee's negotiated ER visit rates in Chattanooga span 23x, from $74.42 at Parkridge East Hospital to $1,745 at CHI Memorial Hospital Hixson. The median across four hospitals is $525.60. The lowest figure is listed under TennCare, a Medicaid plan, so it may not reflect commercial rates.

Why the range is so wide: BlueCross BlueShield of Tennessee negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

BlueCross BlueShield of Tennessee ER Visit Rates by Hospital

Hospital	Lowest BlueCross BlueShield of Tennessee Rate	Plan Type	Highest Rate	Plans
Parkridge East Hospital	$74.42	TENNCARE	$2,374	66
Parkridge Medical Center	$100.62	TENNCARE	$2,374	69
CHI Memorial Hospital Chattanooga	$110.76	Medicaid\|BlueCare	$1,745	12
CHI Memorial Hospital Hixson	$110.76	Medicaid\|BlueCare	$1,745	12

Median of all 159 published BlueCross BlueShield of Tennessee rates for ER Visit at these hospitals: $525.60

Rates shown are BlueCross BlueShield of Tennessee's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all BlueCross BlueShield of Tennessee plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding BlueCross BlueShield of Tennessee Negotiated Rates

A negotiated rate is the price BlueCross BlueShield of Tennessee has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all BlueCross BlueShield of Tennessee plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for ER Visit in Chattanooga

Aetna $320 - $2,001 4 hospitals Cigna $260.43 - $4,440 4 hospitals Humana $262.91 - $1,480.60 4 hospitals MultiPlan/PHCS $692 - $2,004.51 4 hospitals UnitedHealthcare $295 - $4,044 4 hospitals Amerigroup $225 - $250 4 hospitals

View all ER Visit prices in Chattanooga (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost BlueCross BlueShield of Tennessee ER Visit in Chattanooga?

The lowest BlueCross BlueShield of Tennessee negotiated rate for ER Visit in Chattanooga is $74.42 at Parkridge East Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $1,745 at CHI Memorial Hospital Hixson, a 23x difference. Commercial plan rates typically fall between these extremes.

Is the BlueCross BlueShield of Tennessee negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what BlueCross BlueShield of Tennessee has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact BlueCross BlueShield of Tennessee for a pre-service cost estimate specific to your plan.

How many Chattanooga hospitals have published BlueCross BlueShield of Tennessee rates?

4 hospitals in the Chattanooga area have published BlueCross BlueShield of Tennessee negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with BlueCross BlueShield of Tennessee directly.

Will BlueCross BlueShield of Tennessee cover an out-of-network ER visit?

Under the No Surprises Act, emergency services must be covered regardless of network status. BlueCross BlueShield of Tennessee cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.

We are not affiliated with BlueCross BlueShield of Tennessee or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact BlueCross BlueShield of Tennessee or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official BlueCross BlueShield of Tennessee website: www.bcbst.com