Aetna ER Visit Rates in Chattanooga
Published Aetna negotiated rates for ER Visit at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.
If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.
Do not delay emergency care based on cost.
Lowest Rate
$320
Parkridge East Hospital
all plan types
Highest Rate
$2,001
CHI Memorial Hospital Hixson
all plan types
Rate Spread
6x
across all plan types
Hospitals
4
with Aetna data
Aetna's negotiated ER visit rates in Chattanooga span a 6x gap, from $320 at Parkridge East Hospital to $2,001 at CHI Memorial Hospital Hixson. The median across the four hospitals is $1,138.92. The lowest rate is labeled MCD and may reflect Medicaid pricing rather than a commercial plan.
Aetna ER Visit Rates by Hospital
| Hospital | Lowest Aetna Rate |
|---|---|
| Parkridge East Hospital | $320 |
| Parkridge Medical Center | $320 |
| CHI Memorial Hospital Chattanooga | $988.65 |
| CHI Memorial Hospital Hixson | $988.65 |
Median of all 45 published Aetna rates for ER Visit at these hospitals: $1,138.92
Rates shown are Aetna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Aetna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Aetna ER Visit Rates in Chattanooga
Where Aetna ER visit rates start in Chattanooga. Across the 4 hospitals with Aetna rates, the lowest published figure is $320 at Parkridge East Hospital and Parkridge Medical Center. The next lowest is $988.65 at CHI Memorial Hospital Chattanooga and CHI Memorial Hospital Hixson. The highest rate shown is $2,001 at CHI Memorial Hospital Hixson.
The 6x spread and the plan types behind it. The page shows a 6x spread between the lowest and highest rates, and the median of all 45 published Aetna rates for this procedure at these hospitals is $1,138.92. The plan type beside the $320 rates is MCD, which looks like Medicaid, so the low end likely reflects those plans rather than commercial plans. The $988.65 rates are listed as Commercial|Gatekeeper.
What an Aetna member can ask about a Chattanooga ER visit.
- Ask Aetna for your own plan's negotiated rate and estimated cost share at a named hospital.
- Ask Aetna whether that hospital is in network for your plan.
- Ask the hospital for an estimate.
These are facility rates, and professional fees are billed separately.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Aetna Negotiated Rates
A negotiated rate is the price Aetna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Aetna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for ER Visit in Chattanooga
Frequently Asked Questions
Where is the lowest-cost Aetna ER Visit in Chattanooga?
The lowest Aetna negotiated rate for ER Visit in Chattanooga is $320 at Parkridge East Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $2,001 at CHI Memorial Hospital Hixson, a 6x difference. Commercial plan rates typically fall between these extremes.
Is the Aetna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Aetna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Aetna for a pre-service cost estimate specific to your plan.
How many Chattanooga hospitals have published Aetna rates?
4 hospitals in the Chattanooga area have published Aetna negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Aetna directly.
Will Aetna cover an out-of-network ER visit?
Under the No Surprises Act, emergency services must be covered regardless of network status. Aetna cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.
We are not affiliated with Aetna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Aetna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Aetna website: www.aetna.com