Humana ER Visit Rates in Chattanooga
Published Humana negotiated rates for ER Visit at 4 hospitals in Chattanooga, TN. Data from CMS-mandated hospital transparency files.
If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.
Do not delay emergency care based on cost.
Lowest Rate
$262.91
CHI Memorial Hospital Chattanooga
all plan types
Highest Rate
$1,480.60
Parkridge Medical Center
all plan types
Rate Spread
6x
across all plan types
Hospitals
4
with Humana data
Humana's negotiated ER visit rates in Chattanooga span a 6x range, from $262.91 at CHI Memorial Hospital Chattanooga to $1,480.60 at Parkridge Medical Center. The median across four hospitals is $569.46. The lowest rate applies to a Medicare HMO plan, and rates for other plan types may differ.
Humana ER Visit Rates by Hospital
| Hospital | Lowest Humana Rate |
|---|---|
| CHI Memorial Hospital Chattanooga | $262.91 |
| CHI Memorial Hospital Hixson | $262.91 |
| Parkridge East Hospital | $387.55 |
| Parkridge Medical Center | $387.55 |
Median of all 48 published Humana rates for ER Visit at these hospitals: $569.46
Rates shown are Humana's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Humana plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Understanding Humana Negotiated Rates
A negotiated rate is the price Humana has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Humana plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for ER Visit in Chattanooga
Frequently Asked Questions
Where is the lowest-cost Humana ER Visit in Chattanooga?
The lowest Humana negotiated rate for ER Visit in Chattanooga is $262.91 at CHI Memorial Hospital Chattanooga, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $1,480.60 at Parkridge Medical Center, a 6x difference. Commercial plan rates typically fall between these extremes.
Is the Humana negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Humana has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Humana for a pre-service cost estimate specific to your plan.
How many Chattanooga hospitals have published Humana rates?
4 hospitals in the Chattanooga area have published Humana negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Humana directly.
Will Humana cover an out-of-network ER visit?
Under the No Surprises Act, emergency services must be covered regardless of network status. Humana cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.
We are not affiliated with Humana or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Humana or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Humana website: www.humana.com