MRI Cost in Orlando, FL
A magnetic resonance imaging (MRI) scan uses a strong magnetic field and radio waves, rather than radiation, to produce detailed cross-sectional images of the body's internal structures. During the scan, the patient lies on a table that slides into a large tube-shaped magnet while the machine captures a series of images. The two billing codes covered here are HCPCS 70551 (MRI Brain Without Contrast) and HCPCS 72148 (MRI Lumbar Spine Without Contrast). The facility fee covers the hospital's room, equipment, and staff. All prices on this page come from the hospital price transparency files that CMS requires hospitals to publish.
Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 3/10/2026
Data may be outdated
This hospital's pricing file has not been updated since 2026-03-31 (198 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.
MRI Brain Without Contrast (HCPCS 70551)
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| Hospital | Cash Price | |
|---|---|---|
| AdventHealth Orlando * | $8,097 * | Schedule → |
| AdventHealth Waterman * | $6,941.83 * | Schedule → |
| HCA Lake Monroe * | $20,779 * | Schedule → |
| HCA Osceola * | $16,358.75 * | Schedule → |
| HCA Oviedo Medical Center * | $19,466.37 * | Schedule → |
| HCA Poinciana * | $15,311.20 * | Schedule → |
| UCF Lake Nona * | $15,272.84 * | Schedule → |
| Nemours Children's Orlando * | $4,817 * | Schedule → |
| UF Health Leesburg | $1,606.55 | Schedule → |
| UF Health The Villages | $1,606.55 | Schedule → |
MRI Lumbar Spine Without Contrast (HCPCS 72148)
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| Hospital | Cash Price | |
|---|---|---|
| AdventHealth Orlando * | $8,563 * | Schedule → |
| AdventHealth Waterman * | $6,360.92 * | Schedule → |
| HCA Lake Monroe * | $6,223.25 * | Schedule → |
| HCA Osceola * | $15,759 * | Schedule → |
| HCA Oviedo Medical Center * | $5,830 * | Schedule → |
| HCA Poinciana * | $14,751.10 * | Schedule → |
| UCF Lake Nona * | $14,712.97 * | Schedule → |
| Nemours Children's Orlando * | $5,260 * | Schedule → |
| UF Health Leesburg | $1,606.55 | Schedule → |
| UF Health The Villages | $1,606.55 | Schedule → |
What These Prices Mean
The gross charge is the hospital's full list price, also called the chargemaster rate. The cash price is what a self-pay patient is quoted. The insured range shows the lowest and highest negotiated rates across insurance plans. At UF Health Leesburg, the gross charge for both codes is $2,921, the cash price is $1,606.55 (55% of gross), and insured rates run from $153.12 to $2,024.25. Most other hospitals in this dataset list a cash price equal to 100% of gross. Nemours Children's Orlando, for example, lists $4,817 for brain MRI. A larger discount does not always mean a lower price: UF Health's 45% reduction applies to a low starting gross, while hospitals with 100% cash-to-gross ratios start from much higher figures. Patients on high-deductible plans who have not yet met their deductible owe the negotiated rate, not the gross charge.
How the two codes differ
Code 70551 images the brain and code 72148 images the lumbar spine. At UF Health, both cost the same. Elsewhere they diverge: Nemours lists $4,817 for 70551 and $5,260 for 72148, a $443 difference. AdventHealth Orlando lists $8,097 versus $8,563, a $466 difference. At AdventHealth Waterman, 70551 ($6,941.83) exceeds 72148 ($6,360.92) by $580.91.
Why MRI Prices Vary
Gross charges for these MRIs range from $2,921 at the UF Health hospitals to $20,779 at HCA Lake Monroe for brain MRI, a gap of $17,858. Cash prices span a similar range, from $1,606.55 to $20,779, a gap of $19,172.45. The gap does not narrow here because most hospitals set the cash price equal to the gross charge, while UF Health applies a 45% reduction. Insured ranges also differ widely. AdventHealth Orlando's insured range for both codes is $249.17 to $717.64, while HCA Osceola's brain MRI range is $1,177.83 to $16,358.75.
Facility type and alternatives
The dataset includes a children's hospital (Nemours), a university-affiliated hospital (UCF Lake Nona), community hospitals, and larger health system campuses. Pricing does not track facility type in a consistent pattern: Nemours lists cash prices of $4,817 and $5,260, while UCF Lake Nona lists $15,272.84 and $14,712.97. Outpatient and freestanding imaging centers are not in this dataset and may price differently. Hospital cash prices across both codes range from $1,606.55 to $20,779.
Paying cash? Health insurance could lower your MRI cost.
Published cash prices on this page range from $1,606.55 to $20,779 (including hospitals that publish cash equal to gross charge, marked with * in the table). The lowest insured rate in the price table is $153.12 (UF Health Leesburg Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.
Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.
Compare Insurer Rates for MRI in Orlando
How much does each insurance company pay for mri at Orlando hospitals?
| Insurer | Lowest Rate | Hospitals |
|---|---|---|
| Humana | $153.12 | 4 |
| Simply Healthcare | $153.12 | 9 |
| Sunshine Health | $186.07 | 8 |
| Florida Blue | $249.17 | 5 |
| UnitedHealthcare | $252.34 | 10 |
| Freedom Health | $261.63 | 8 |
| Aetna | $266.61 | 10 |
| Optimum HealthCare | $419.76 | 4 |
Rates shown are the lowest and highest negotiated rates each insurer has published across Orlando hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.
What Insurers Actually Pay
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Published negotiated rates for MRI Brain Without Contrast (HCPCS 70551) at HCA Osceola, outpatient facility fee:
MRI Brain Without Contrast (70551), HCA Osceola Payer Rates
| Insurance Payer | Plan Type | Negotiated Rate |
|---|---|---|
| United | AllPayerAppendix | $517.79 |
| United | AllPayerAppendix | $517.79 |
| United | AllPayerAppendix | $517.79 |
| United | AllPayerAppendix | $517.79 |
| United | AllPayerAppendix | $517.79 |
| United | AllPayerAppendix | $517.79 |
| United | AllPayerAppendix | $517.79 |
| United | AllPayerAppendix | $517.79 |
| Freedom Health | MCR | $1,167.34 |
| Optimum | MGMCR | $1,167.34 |
| Freedom Health | MCR | $1,177.83 |
| Optimum | MGMCR | $1,177.83 |
| Aetna | QHP | $1,580 |
| AvMed | HIX | $1,690 |
| AvMed | HIX | $1,690 |
| AvMed | HIX | $1,690 |
| AvMed | HIX | $1,690 |
| AvMed | HIX | $1,690 |
| AvMed | HIX | $1,690 |
| AvMed | HIX | $1,690 |
| AvMed | HIX | $1,690 |
| Aetna | HMO | $1,947 |
| Aetna | PPO | $1,947 |
| Aetna | HMO/PPO | $2,049 |
| CorVel Corporation | WORKERSCOMP | $2,454.22 |
| Simply | MGMCR | $2,496.80 |
| Prime Health | WC | $2,505.89 |
| Simply | MGMCR | $2,519.25 |
| Careworks (Rockport Community) | WORKERSCOMP | $2,583.39 |
| Molina Healthcare | MGMCR | $3,080.47 |
| Molina Healthcare | MGMCR | $3,108.16 |
| AvMed | HMOFI | $3,266 |
| AvMed | HMOFI | $3,266 |
| AvMed | HMOFI | $3,266 |
| AvMed | HMOFI | $3,266 |
| AvMed | HMOFI | $3,266 |
| AvMed | HMOFI | $3,266 |
| AvMed | HMOFI | $3,266 |
| AvMed | HMOFI | $3,266 |
| AvMed | ASOEO | $3,623 |
| AvMed | ASOEO | $3,623 |
| AvMed | ASOEO | $3,623 |
| AvMed | ASOEO | $3,623 |
| AvMed | ASOEO | $3,623 |
| AvMed | ASOEO | $3,623 |
| AvMed | ASOEO | $3,623 |
| AvMed | ASOEO | $3,623 |
| Sunshine State Health Plan | QHP | $4,134.31 |
| Sunshine State Health Plan | QHP | $4,171.48 |
| Molina Healthcare | HIX | $4,377.51 |
| Molina Healthcare | HIX | $4,416.86 |
| Aetna | ASA | $4,863.90 |
| Aetna | ASA | $4,907.63 |
| United | OptionsPPO | $5,415.14 |
| United | OptionsPPO | $5,463.82 |
| United | GlobalBenefitPlan | $7,295.85 |
| United | GlobalBenefitPlan | $7,361.44 |
| AmeriHealth Caritas | HIX | $8,106.50 |
| AvMed | HIXOON | $8,106.50 |
| Plotkin Health | COMM | $8,106.50 |
| Prime Health Sheriff | COMM | $8,106.50 |
| Prime Health Sheriff | WORKERSCOMP | $8,106.50 |
| AmeriHealth Caritas | HIX | $8,179.38 |
| AvMed | HIXOON | $8,179.38 |
| Plotkin Health | COMM | $8,179.38 |
| Prime Health Sheriff | COMM | $8,179.38 |
| Prime Health Sheriff | WORKERSCOMP | $8,179.38 |
| Multiplan | PRIMARYPPO | $12,159.75 |
| Multiplan | PRIMARYPPO | $12,269.06 |
| Multiplan | Primary | $12,646.14 |
| Multiplan | Primary | $12,759.83 |
| Evernorth | BHCOMM | $12,970.40 |
| Evernorth | BHCOMM | $13,087 |
| Multiplan | Complementary | $13,781.05 |
| Multiplan | COMPLEMENTARYPPO | $13,781.05 |
| PPO Next | COMM | $13,781.05 |
| PPO Next | PPO | $13,781.05 |
| Multiplan | Complementary | $13,904.94 |
| Multiplan | COMPLEMENTARYPPO | $13,904.94 |
| PPO Next | COMM | $13,904.94 |
| PPO Next | PPO | $13,904.94 |
| NovaNet | COMM | $14,591.70 |
| NovaNet | COMM | $14,722.88 |
| Beacon Health Options | MCR | $16,213 |
| Beacon Health Options | MCR | $16,358.75 |
Key finding: For brain MRI, payer rates range from $153.12 (Humana Managed Medicaid, UF Health Leesburg) to $18,701.10 (NovaNet, HCA Lake Monroe), a 122-fold difference.
What to Do With These MRI Prices
Get the scan order in writing first. This page lists two codes: 70551 (brain) and 72148 (lumbar spine), both without contrast. Ask the ordering office for the exact CPT code, and whether the order is with or without contrast, since contrast changes the code. Then call the hospital's billing office, quote that code, and ask for the cash or self-pay price plus an itemized estimate.
Check a quote against the rates listed here. At AdventHealth Orlando, the cash price for 70551 is $8,097, while insured rates run up to $717.64. A cash quote near the gross charge can sit far above what insurers pay at the same hospital. UF Health Leesburg Hospital lists a cash price of $1,606.55, below its gross charge. Eight of the 10 hospitals here publish a cash price equal to the gross charge, so ask whether any lower self-pay rate exists.
Look at every line on the bill. The price on this page is the hospital's technical (facility) charge only. Check whether you also receive:
- a separate bill from the radiologist who reads the images
- a separate charge for contrast, if it was used
- any other professional or supply fees listed on the itemized statement
Know what this page leaves out. Every row here has a published cash price and a gross charge, so no row shows a missing value. Outpatient and freestanding imaging centers are not in this dataset and may price the same scan differently. Ask them for a quote using the same CPT code if you want a comparison.
Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.
General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer
What Patients Ask About MRI Costs
How much does a mri cost without insurance in Orlando?
Cash prices for brain MRI (70551) range from $1,606.55 at UF Health Leesburg and UF Health The Villages to $20,779 at HCA Lake Monroe. Cash prices for lumbar spine MRI (72148) range from $1,606.55 at the same UF Health hospitals to $15,759 at HCA Osceola. Other brain MRI cash prices include $4,817 (Nemours), $6,941.83 (AdventHealth Waterman), $8,097 (AdventHealth Orlando), and $19,466.37 (HCA Oviedo). Overall, cash prices run from $1,606.55 to $20,779. Code differences vary by hospital, from none at UF Health to $580.91 at AdventHealth Waterman. These are facility fees only; physician and professional fees are billed separately.
Why is the gross charge so much higher than the cash price?
The gross charge, or chargemaster price, is a hospital's full list price before any discounts. Almost no one pays it. At UF Health Leesburg and UF Health The Villages, the cash price is 55% of the $2,921 gross charge. At most other hospitals in this dataset, including Nemours, AdventHealth, and HCA facilities, the cash price equals 100% of gross. UF Health's larger discount still produces a cash price of $1,606.55, well below the others, because its starting gross is also far lower. A hospital offering no discount from a gross of $20,779 results in a much higher cash price than a hospital discounting 45% from $2,921.
Does insurance cover a mri?
Coverage depends on your plan and whether the scan meets the plan's medical necessity criteria. Many plans require prior authorization for non-emergency MRIs. The rates insurers pay vary widely: for brain MRI, 499 payer rates range from $153.12 to $18,701.10, and for lumbar spine MRI, 408 rates range from $153.12 to $15,759. Your cost depends on your plan's negotiated rate at the specific hospital. If you have a high-deductible plan and have not met your deductible, you owe the negotiated rate, not the gross charge. Once the deductible is met, coinsurance or copay terms apply.
Are there additional fees beyond the mri facility charge?
Yes. The prices in this data are facility fees, covering the hospital's room, equipment, and staff. A radiologist's reading fee for interpreting the images is billed separately by the radiology group, and it may arrive as its own statement. Other professional fees may also be billed separately by the physicians involved. If the MRI is performed through the emergency department, a separate ER facility fee applies in addition to imaging charges. None of these additional fees are included in the prices shown here, and the amounts are not part of the hospital transparency data used on this page.
What is the cash price for an MRI at UF Health Leesburg Hospital?
UF Health Leesburg Hospital lists a cash price of $1,606.55 for both MRI Brain Without Contrast (70551) and MRI Lumbar Spine Without Contrast (72148), against a gross charge of $2,921. The cash price is 55% of gross. These are facility charges only, so separate bills for other services may apply.
What is the highest MRI price in Orlando?
The highest published MRI price on this page is $20,779 for MRI Brain Without Contrast (70551) at HCA Florida Lake Monroe Hospital. Its cash price equals its gross charge. That figure is a facility charge only, and it is about 7x the lowest gross charge of $2,921 shown at UF Health Leesburg Hospital.
Which Orlando hospitals have a cash price lower than their gross charge for an MRI?
Only UF Health Leesburg Hospital and UF Health The Villages Hospital publish a cash price below gross for both codes, listing $1,606.55 against a $2,921 gross charge. The other 8 of 10 hospitals on this page publish a cash price equal to gross. These are facility charges only.
What is the difference between CPT 70551 and 72148 for MRI prices in Orlando?
Code 70551 is MRI Brain Without Contrast and 72148 is MRI Lumbar Spine Without Contrast. Prices can differ by code at the same hospital. At HCA Florida Lake Monroe Hospital, 70551 shows $20,779 and 72148 shows $6,223.25. Both are facility charges only. At UF Health Leesburg Hospital both codes show $1,606.55.
How much does UnitedHealthcare pay for an MRI in Orlando?
UnitedHealthcare rates on this page run from $252.34 at UF Health The Villages Hospital to $2,912 at Nemours Children's Hospital, Florida, with a median of $517.79 across 10 hospitals. The highest is about 12x the lowest. These are facility rates only, and actual amounts depend on the specific plan.
Compare Other Procedures in Orlando
Data Sources
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Heads up: source files are large
Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.
AdventHealth Orlando
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
We are not affiliated with AdventHealth Orlando. Published prices may not reflect your actual cost. Disclaimer
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AdventHealth Waterman
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
We are not affiliated with AdventHealth Waterman. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Lake Monroe Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: John Gerhold
We are not affiliated with HCA Florida Lake Monroe Hospital. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Osceola Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Robert Shimp
We are not affiliated with HCA Florida Osceola Hospital. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Oviedo Medical Center
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Cameron Howard
We are not affiliated with HCA Florida Oviedo Medical Center. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Poinciana Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Morris Brown
We are not affiliated with HCA Florida Poinciana Hospital. Published prices may not reflect your actual cost. Disclaimer
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UCF Lake Nona Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Wendy Brandon
We are not affiliated with UCF Lake Nona Hospital. Published prices may not reflect your actual cost. Disclaimer
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Nemours Children's Hospital, Florida
File updated: 3/10/2026 · Accessed by us: 2026-10-15
Attested by: Caswell L Samms
We are not affiliated with Nemours Children's Hospital, Florida. Published prices may not reflect your actual cost. Disclaimer
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UF Health Leesburg Hospital
File updated: 2026-03-31 · Accessed by us: 2026-10-15
Attested by: Kent Bailey
We are not affiliated with UF Health Leesburg Hospital. Published prices may not reflect your actual cost. Disclaimer
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UF Health The Villages Hospital
File updated: 2026-03-31 · Accessed by us: 2026-10-15
Attested by: Kent Bailey
We are not affiliated with UF Health The Villages Hospital. Published prices may not reflect your actual cost. Disclaimer
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