Cigna MRI Rates in Orlando
Published Cigna negotiated rates for MRI at 6 hospitals in Orlando, FL. Data from CMS-mandated hospital transparency files.
Lowest Rate
$514.53
AdventHealth Waterman
all plan types
Highest Rate
$13,087
HCA Florida Osceola Hospital
all plan types
Rate Spread
25x
across all plan types
Hospitals
6
with Cigna data
Cigna's negotiated MRI rates in Orlando span a 25x gap, from $514.53 at AdventHealth Waterman to $13,087 at HCA Florida Osceola Hospital. The median across six hospitals is $2,024.25. The lowest figure reflects a Surefit EPO plan, and the lowest listed rates are often tied to Medicaid or Medicare rather than commercial plans.
Cigna MRI Rates by Hospital
| Hospital | Lowest Cigna Rate |
|---|---|
| AdventHealth Waterman | $514.53 |
| AdventHealth Orlando | $516.48 |
| UF Health Leesburg Hospital | $1,781.70 |
| UF Health The Villages Hospital | $1,781.70 |
| Nemours Children's Hospital, Florida | $2,475 |
| HCA Florida Osceola Hospital | $12,493.08 |
Median of all 28 published Cigna rates for MRI at these hospitals: $2,024.25
Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Cigna MRI Rates in Orlando
Where Orlando MRI rates start and top out for Cigna. The lowest published Cigna rates are at AdventHealth Waterman, from $514.53, and AdventHealth Orlando, from $516.48. At the other end, HCA Florida Osceola Hospital lists rates from $12,493.08 to $13,087, and Nemours Children's Hospital, Florida lists $2,475.
How wide Cigna's Orlando MRI spread runs. The page shows a 25x spread between the lowest and highest rates, with a median of $2,024.25 across all 28 published Cigna rates. The plan types beside the lowest rates are not Medicaid, CHIP or Medicare Advantage labels. They read Surefit Epo, and several other entries read ALL or ALL PRODUCTS, so the plan behind a given rate is not always stated clearly.
What a Cigna member can ask before an Orlando MRI. These are facility rates, and professional fees such as the radiologist's reading are billed separately. Members can ask:
- Cigna, for the negotiated rate and estimated cost share under their own plan at a named hospital
- Cigna and the hospital, whether that hospital is in network for their plan
- The hospital, for a written estimate for the scan
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Cigna Negotiated Rates
A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Orlando
Frequently Asked Questions
Where is the lowest-cost Cigna MRI in Orlando?
The lowest Cigna negotiated rate for MRI in Orlando is $514.53 at AdventHealth Waterman, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $13,087 at HCA Florida Osceola Hospital, a 25x difference. Commercial plan rates typically fall between these extremes.
Is the Cigna negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.
How many Orlando hospitals have published Cigna rates?
6 hospitals in the Orlando area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.
Do I need a referral for an MRI with Cigna?
Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.
We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Cigna website: www.cigna.com