Knee Replacement Cost in Orlando, FL

Total knee replacement, also called total knee arthroplasty, is a surgical procedure in which the surfaces of the knee joint are removed and replaced with artificial components, typically made of metal and plastic. The procedure is reported under HCPCS code 27447. The facility fee covers the hospital's charges for the operating room, equipment, implants, nursing staff, and related hospital services. Surgeon and anesthesiologist fees are billed separately. The prices on this page come from CMS-mandated hospital price transparency files, which hospitals are required to publish. Seven Orlando-area hospitals are included in this comparison.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 3/10/2026

Limited coverage: Orlando Health's Orlando-area hospitals, including Orlando Regional Medical Center, are not included: Orlando Health's website blocked downloads of its price files when we collected this data. Prices for the Orlando area come only from the AdventHealth, HCA Florida, UF Health and Nemours hospitals listed here, so they may not reflect the whole Orlando market.
Incomplete rows: Some hospitals publish $0 / blank amounts for this procedure in their transparency file. Those cells show as N/A and are excluded from the cash range above.

Total Knee Replacement (Arthroplasty) (HCPCS 27447)

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Hospital Cash Price
AdventHealth Orlando N/A Schedule →
AdventHealth Waterman N/A Schedule →
HCA Lake Monroe N/A Schedule →
HCA Osceola N/A Schedule →
HCA Oviedo Medical Center N/A Schedule →
HCA Poinciana N/A Schedule →
UCF Lake Nona N/A Schedule →

What These Prices Mean

Understanding the price columns The gross charge is the hospital's full list price, also called the chargemaster rate. The cash price is the amount offered to patients paying without insurance. The insured range shows the lowest and highest negotiated rates between the hospital and its insurance payers. For this procedure, all seven hospitals list a gross charge of $0 and a cash price of $0. These are placeholders for missing data, not real prices, so gross-to-cash percentages cannot be calculated. The insured ranges provide context instead: AdventHealth Orlando lists $13,407.17 to $35,528.99, while UCF Lake Nona lists $1,950 to $40,109. Patients on high-deductible health plans who have not yet met their deductible generally owe the negotiated rate rather than the gross charge. What code 27447 covers Only one billing code applies here. HCPCS 27447 describes total knee arthroplasty, meaning replacement of the knee joint surfaces rather than a partial replacement. The code describes the procedure itself. Implants, surgeon services, and anesthesia may be reported or billed separately from the facility fee, depending on the hospital and payer contract.

Why Knee Replacement Prices Vary

Hospital pricing structures Because every hospital in this dataset reports $0 for gross charges and cash prices, the gap between hospitals cannot be measured at those levels. The insured rates show the variation that is documented. The lowest listed insured rate is $1,950, found at several HCA Florida hospitals and UCF Lake Nona. The highest is $40,109, found at HCA Florida Lake Monroe, HCA Florida Osceola, HCA Florida Poinciana, and UCF Lake Nona. Across 571 payer-specific rates, the highest is roughly 21 times the lowest. AdventHealth hospitals show narrower ranges, with minimums of $13,407.17. Facility type and alternatives Hospital type, payer mix, and contract terms all influence negotiated rates. Academic and teaching hospitals, community hospitals, and hospital systems each negotiate separately with insurers, and the same insurer may pay different rates at different facilities. Outpatient surgery centers and freestanding facilities are not part of this dataset and may bill differently. No cash price range can be stated here because the reported cash prices are $0, which indicates incomplete data.
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Paying cash? Health insurance could lower your Knee Replacement cost.

Published cash prices on this page range from N/A to N/A. The lowest insured rate in the price table is $1,950 (HCA Florida Lake Monroe Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for Knee Replacement in Orlando

How much does each insurance company pay for knee replacement at Orlando hospitals?

Insurer Lowest Rate Hospitals
Freedom Health $1,950 8
Molina Healthcare $1,950 5
Optimum HealthCare $1,950 4
Simply Healthcare $2,250 9
AvMed $4,442 5
Humana $5,957.97 9
Cigna $7,321 5
Florida Blue $13,407.17 7

Rates shown are the lowest and highest negotiated rates each insurer has published across Orlando hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for Total Knee Replacement (Arthroplasty) (HCPCS 27447) at HCA Lake Monroe, outpatient facility fee:

Total Knee Replacement (Arthroplasty) (27447), HCA Lake Monroe Payer Rates

Insurance Payer Plan Type Negotiated Rate
Molina Healthcare MGMCR $1,950
Freedom Health MCR $1,950
Optimum MGMCR $1,950
Freedom Health MCR $1,950
Optimum MGMCR $1,950
Freedom Health MCR $1,950
Optimum MGMCR $1,950
Freedom Health MCR $1,950
Optimum MGMCR $1,950
Simply MGMCR $2,250
Simply MGMCR $2,250
Simply MGMCR $2,250
Simply MGMCR $2,250
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
Molina Healthcare HIX $3,242
CorVel Corporation WORKERSCOMP $5,859.54
Prime Health WC $5,982.90
Careworks (Rockport Community) WORKERSCOMP $6,167.94
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
Cigna ManagedCareHMO $7,321
Cigna PPO $7,321
AvMed HMOFI $8,576
AvMed ASOEO $9,509
Florida Complete Care MCR $10,600
Humana MGMCRHMO $11,000
Humana MGMCRPPO $11,000
Clear Spring Health MCR $11,000
Humana MGMCRHMO $11,000
Humana MGMCRPPO $11,000
Humana MGMCRHMO $11,000
Humana MGMCRPPO $11,000
Humana MGMCRHMO $11,000
Humana MGMCRPPO $11,000
Humana MGMCRHMO $11,000
Humana MGMCRPPO $11,000
Humana MGMCRHMO $11,000
Humana MGMCRPPO $11,000
Humana MGMCRHMO $11,000
Humana MGMCRPPO $11,000
AvMed MGMCR $11,960
AvMed MGMCR $11,960
AvMed MGMCR $11,960
AvMed MGMCR $11,960
AvMed MGMCR $11,960
AvMed MGMCR $11,960
AvMed MGMCR $11,960
Align Senior Care MGMCR $12,000
Ultimate Health Plan MCR $12,500
BCBS BSL $14,130
BCBS MBN $14,130
BCBS SBN $14,130
Truli BSL $14,130
Gold Kidney of Florida MCR $16,088.60
Cigna Healthspring MCR $16,758.96
Devoted Health MCR $16,758.96
American Health Plan MCR $17,429.32
CorVel Corporation WORKERSCOMP $20,505.05
Prime Health WC $20,936.73
Careworks (Rockport Community) WORKERSCOMP $21,584.26
BCBS HMO $22,240
BCBS NWB $22,619
BCBS PPO $22,619
Aetna QHP $24,257
BCBS PHS $28,970
Aetna HMO $29,886
Aetna PPO $29,886
Evolutions TieredNetwork $29,925
Aetna HMO/PPO $31,455
Florida Health Care Plan COMM $31,828
Oscar HIX $35,136
Simply Healthcare HIX $35,918
United AllPayerAppendix $40,109
United AllPayerAppendix $40,109
United AllPayerAppendix $40,109
United AllPayerAppendix $40,109
United AllPayerAppendix $40,109
United AllPayerAppendix $40,109
United AllPayerAppendix $40,109
United AllPayerAppendix $40,109

Key finding: Among 571 payer rates, the lowest is $1,950 (Molina Healthcare, Freedom Health, and Optimum Medicare Advantage plans) and the highest is $40,109 (United), a 21-fold difference for the same code.

What to Do With These Knee Replacement Prices

Quote 27447 when you ask for a number. Call the billing or estimates office at the hospital you are considering and give them code 27447, total knee replacement. Ask for the cash or self-pay price and an itemized estimate. This page has no cash price from any of the 7 hospitals, so a phone call or email is the only way to get one.

Use the insured range as your only measuring stick. The lowest insured rate listed here is $1,950 and the highest is $40,109, both for code 27447. If a hospital gives you a cash quote, you can see where it falls between those two figures. Ask whether the quote is for the facility only, since these insured rates are facility charges.

Split the bill into its pieces. A knee replacement can generate several separate bills:

  • The hospital facility charge.
  • The surgeon's professional fee.
  • The anesthesia provider.
  • Implants or supplies, if billed on their own.
  • Follow-up care such as physical therapy.

Ask what a quote includes and excludes, whether the hospital offers a bundled package price, and whether the stay will be billed as inpatient or outpatient.

Read the blanks as missing data. Gross charge shows N/A and cash shows not published for every hospital here. That means the figure was published as $0 or left blank, not that the surgery is free.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About Knee Replacement Costs

How much does a knee replacement cost without insurance in Orlando?

The cash prices reported for knee replacement (HCPCS 27447) at all seven Orlando hospitals in this dataset are $0. This indicates the data is incomplete, not that the procedure is free. For context, insured negotiated rates range from $1,950 to $40,109 depending on the hospital and payer. By hospital, AdventHealth Orlando lists $13,407.17 to $35,528.99 and AdventHealth Waterman lists $13,407.17 to $27,052.98. Only one code applies, so there is no code variant difference. These figures are facility fees. Physician and professional fees are billed separately.

Why is the gross charge so much higher than the cash price?

The gross charge, or chargemaster price, is a hospital's full list price before any discounts. Almost no one pays it, since insurers negotiate lower rates and cash-paying patients are often offered reduced prices. For knee replacement, every hospital in this dataset reports a gross charge of $0 and a cash price of $0, so actual gross-to-cash ratios cannot be calculated. The $0 values reflect missing or incomplete data, not real prices. The insured negotiated rates, which range from $1,950 to $40,109, give a better sense of what payers actually pay.

Does insurance cover a knee replacement?

Coverage depends on the specific plan and whether the plan considers the procedure medically necessary. Non-emergency surgeries like knee replacement commonly require prior authorization from the insurer. Negotiated rates for code 27447 vary widely across the 571 payer rates in this data, from $1,950 to $40,109. If you are on a high-deductible plan and have not met your deductible, you generally owe the negotiated rate for the procedure, not the gross charge, until the deductible is satisfied. Your plan documents or insurer can confirm your specific coverage and cost-sharing.

Are there additional fees beyond the knee replacement facility charge?

Yes. The facility fee covers the hospital's room, equipment, and staff, but surgical procedures involve additional separate bills. The surgeon's professional fee is billed separately from the hospital. The anesthesiologist also bills separately for anesthesia services. Other items such as pre-operative testing, post-operative physical therapy, and follow-up visits may also be billed separately. If a procedure is performed through the emergency department, separate ER facility fees apply. None of these additional fees are included in the prices shown on this page, and dollar amounts for them are not available in the source data.

What is the cash price for knee replacement at AdventHealth Orlando?

AdventHealth Orlando has no published cash price for CPT 27447 Total Knee Replacement (Arthroplasty), and its gross charge is also missing. A blank or $0 entry means the data is missing, not that the procedure is free. The only published figures are insured rates, which run from $13,407.17 to $35,528.99 and cover the facility charge only.

What are the lowest and highest published insured prices for a knee replacement in Orlando?

The lowest insured rate in the Orlando price table is $1,950 at HCA Florida Osceola Hospital, and the highest is $40,109 at HCA Florida Lake Monroe Hospital, both for CPT 27447. These are facility charges only. Surgeon, anesthesia and implant billing are not included, and none of the 7 hospitals publishes a cash price.

What does Florida Blue pay for a knee replacement at Orlando hospitals?

Florida Blue's published rates for CPT 27447 range from $13,407.17 at AdventHealth Orlando to $28,970 at UCF Lake Nona Hospital, across 7 hospitals, with a median of $21,882. The highest is about 2x the lowest. These figures are facility charges only and do not include separate professional fees.

What is CPT code 27447 for knee replacement?

CPT 27447 is the billing code for Total Knee Replacement (Arthroplasty), and it is the only code on this Orlando page. All 7 hospitals list prices under it. Every figure shown is a facility charge, and gross charges and cash prices are missing for all 7 hospitals, so blanks should be read as missing data, not free care.

How much does Humana pay for a knee replacement at HCA Florida Lake Monroe Hospital?

The page does not show a Humana rate for HCA Florida Lake Monroe Hospital. Humana's published rates for CPT 27447 range from $5,957.97 at UF Health Leesburg Hospital to $14,077.52 at AdventHealth Orlando, across 9 hospitals, with a median of $11,000. These are facility charges only.

Compare Other Procedures in Orlando

Data Sources

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Heads up: source files are large

Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.

AdventHealth Orlando

File updated: 2026-04-01 · Accessed by us: 2026-10-15

Attested by: Tim Reiner

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AdventHealth Waterman

File updated: 2026-04-01 · Accessed by us: 2026-10-15

Attested by: Tim Reiner

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HCA Florida Lake Monroe Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: John Gerhold

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HCA Florida Osceola Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: Robert Shimp

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HCA Florida Oviedo Medical Center

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: Cameron Howard

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HCA Florida Poinciana Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: Morris Brown

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UCF Lake Nona Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: Wendy Brandon

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Nemours Children's Hospital, Florida

File updated: 3/10/2026 · Accessed by us: 2026-10-15

Attested by: Caswell L Samms

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UF Health Leesburg Hospital

File updated: 2026-03-31 · Accessed by us: 2026-10-15

Attested by: Kent Bailey

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UF Health The Villages Hospital

File updated: 2026-03-31 · Accessed by us: 2026-10-15

Attested by: Kent Bailey

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