Cigna Knee Replacement Rates in Orlando

Published Cigna negotiated rates for Knee Replacement at 5 hospitals in Orlando, FL. Data from CMS-mandated hospital transparency files.

Limited coverage: Orlando Health's Orlando-area hospitals, including Orlando Regional Medical Center, are not included: Orlando Health's website blocked downloads of its price files when we collected this data. Prices for the Orlando area come only from the AdventHealth, HCA Florida, UF Health and Nemours hospitals listed here, so they may not reflect the whole Orlando market.

Lowest Rate

$7,321

HCA Florida Lake Monroe Hospital

all plan types

Highest Rate

$16,758.96

UCF Lake Nona Hospital

all plan types

Rate Spread

2x

across all plan types

Hospitals

5

with Cigna data

Cigna's negotiated rates for knee replacement in Orlando span more than 2x, from $7,321 at HCA Florida Lake Monroe Hospital to $16,758.96 at UCF Lake Nona Hospital. The median across five hospitals is $7,321. Lowest rates can reflect plan types such as Medicaid or Medicare rather than commercial coverage, and this lowest figure is listed under ManagedCareHMO.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna Knee Replacement Rates by Hospital

Hospital Lowest Cigna Rate
HCA Florida Lake Monroe Hospital $7,321
HCA Florida Osceola Hospital $7,321
HCA Florida Oviedo Medical Center $7,321
HCA Florida Poinciana Hospital $7,321
UCF Lake Nona Hospital $7,321

Median of all 115 published Cigna rates for Knee Replacement at these hospitals: $7,321

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for Knee Replacement in Orlando

View all Knee Replacement prices in Orlando (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna Knee Replacement in Orlando?

The lowest Cigna negotiated rate for Knee Replacement in Orlando is $7,321 at HCA Florida Lake Monroe Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $16,758.96 at UCF Lake Nona Hospital, a 2x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Orlando hospitals have published Cigna rates?

5 hospitals in the Orlando area have published Cigna negotiated rates for Knee Replacement in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Does Cigna require prior authorization for knee replacement?

Almost all Cigna plans require prior authorization for knee replacement surgery. Without authorization, Cigna can deny the claim entirely. Start the approval process well before your planned surgery date and confirm what documentation your plan requires.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com