MRI Cost in Jacksonville, FL

A magnetic resonance imaging (MRI) scan uses a strong magnetic field and radio waves to produce detailed cross-sectional images of internal structures. The patient lies on a table that slides into a large tube-shaped scanner while the machine captures a series of images, which a radiologist then reads. A scan without contrast is performed without injected contrast dye. The facility fee covers the hospital's scanner, the technologist, and the room, but not the physician's interpretation. Prices on this page come from CMS-mandated hospital transparency files and cover two billing codes: HCPCS 70551 (MRI Brain Without Contrast) and HCPCS 72148 (MRI Lumbar Spine Without Contrast).

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-09-01

Scope note: These are hospital facility fees only. Standalone imaging centers (not hospitals) often charge significantly less for outpatient imaging but are not covered by the CMS Hospital Price Transparency Rule, so they are not included in this data. We currently track only hospital-published prices.

MRI Brain Without Contrast (HCPCS 70551)

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Hospital Cash Price
St. Vincent's Clay County $1,127.02 Schedule →
St. Vincent's Riverside $1,127.02 Schedule →
St. Vincent's Southside $1,127.02 Schedule →
St. Vincent's St. Johns $797.17 Schedule →
Baptist Beaches $2,153.26 Schedule →
Baptist Clay $2,153.26 Schedule →
Baptist Jacksonville $2,153.26 Schedule →
Baptist Nassau $2,153.26 Schedule →
Baptist South $2,153.26 Schedule →
Wolfson Children's $2,153.26 Schedule →
HCA Memorial * $14,234 * Schedule →
HCA Orange Park * $15,558.61 * Schedule →
UF Health Jacksonville $2,458.89 Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

MRI Lumbar Spine Without Contrast (HCPCS 72148)

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Hospital Cash Price
St. Vincent's Clay County $1,136.27 Schedule →
St. Vincent's Riverside $1,136.27 Schedule →
St. Vincent's Southside $1,136.27 Schedule →
St. Vincent's St. Johns $843.05 Schedule →
Baptist Beaches $1,853.18 Schedule →
Baptist Clay $1,853.18 Schedule →
Baptist Jacksonville $1,853.18 Schedule →
Baptist Nassau $1,853.18 Schedule →
Baptist South $1,853.18 Schedule →
Wolfson Children's $1,853.18 Schedule →
HCA Memorial * $13,530 * Schedule →
HCA Orange Park * $14,829.61 * Schedule →
UF Health Jacksonville $2,692.31 Schedule →
* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

What These Prices Mean

Understanding the price columns
The gross charge is the hospital's list price, also called the chargemaster price. The cash price is what an uninsured or self-pay patient is quoted. The insured range spans the lowest to highest negotiated rates across insurance plans. For the brain MRI (70551), gross charges run from $2,154.50 at St. Vincent's St. Johns to $15,558.61 at HCA Orange Park. St. Vincent's cash prices equal about 37% of gross, Baptist about 62%, UF Health Jacksonville about 55%, and HCA 100%. UF Health's cash price of $2,458.89 is higher than St. Vincent's St. Johns at $797.17 even though its percentage discount from gross is smaller, because the starting gross charge is much higher in dollar terms. Patients on high-deductible plans who have not yet met their deductible owe the negotiated rate, not the gross charge.

Code variations
Code 70551 images the brain; code 72148 images the lower spine. Both are performed without contrast. Cash prices differ slightly by code: at St. Vincent's St. Johns, the lumbar scan is $45.88 higher ($843.05 versus $797.17). At Baptist, the brain scan is $300.08 higher ($2,153.26 versus $1,853.18). At UF Health Jacksonville, the lumbar scan is $233.42 higher.

Why MRI Prices Vary

Hospital pricing structures
Gross charges for the brain MRI span $2,154.50 to $15,558.61, a gap of $13,404.11. Cash prices span $797.17 to $15,558.61, a gap of $14,761.44, because HCA charges 100% of its gross charge as the cash price while other systems discount heavily. St. Vincent's discounts to roughly 37% of gross, UF Health Jacksonville to 55%, and Baptist to 62%. Within the St. Vincent's locations, the St. Johns campus lists a lower gross charge ($2,154.50) than Clay County, Riverside, and Southside ($3,046), and its cash price is correspondingly lower ($797.17 versus $1,127.02).

Facility type and alternatives
The dataset includes community hospitals, an academic medical center (UF Health Jacksonville), and a children's hospital (Wolfson Children's). Academic centers often carry higher gross charges, and UF Health's brain MRI gross charge is $4,470.71. Outpatient or freestanding imaging facilities are not in this dataset and may price the same scan differently. Across both codes and all listed hospitals, cash prices range from $797.17 to $15,558.61.
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Paying cash? Health insurance could lower your MRI cost.

Published cash prices on this page range from $797.17 to $15,558.61 (including hospitals that publish cash equal to gross charge, marked with * in the table). The lowest insured rate in the price table is $147.98 (Baptist Medical Center Beaches). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for MRI in Jacksonville

How much does each insurance company pay for mri at Jacksonville hospitals?

Insurer Lowest Rate Hospitals
Humana $153.12 10
Amerigroup $153.12 6
Simply Healthcare $160.78 9
UnitedHealthcare $168.43 13
AmeriHealth Caritas $168.43 9
Florida Community Care $168.43 7
Sunshine Health $168.44 8
Aetna $169.25 13

Rates shown are the lowest and highest negotiated rates each insurer has published across Jacksonville hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for MRI Brain Without Contrast (HCPCS 70551) at UF Health Jacksonville, outpatient facility fee:

MRI Brain Without Contrast (70551), UF Health Jacksonville Payer Rates

Insurance Payer Plan Type Negotiated Rate
CARELON HEALTH PSYCH $168.43
HUMANA MEDICAID HMO $168.43
Aetna Better Health Healthy Kids $169.25
Aetna Better Health MEDICAID HMO $171.49
Florida Community Care MEDICAID HMO $176.09
AmeriHealth Caritas Florida MEDICAID HMO $183.74
Community Care Plan Florida Healthy Kids $183.74
Community Care Plan MEDICAID HMO $183.74
MOLINA MEDICAID HMO $183.74
Simply Healthcare Fl Healthy Kids $184.63
Simply Healthcare MCD HMO $184.63
Aetna Health Medicare Advantage $236.71
Ameri-Plus Preferred Care Medicare Select $249.17
BCBS Medicare Advantage-PPO $249.17
BCBS Medicare Advantage-HMO $249.17
Capital Health Plan MEDICARE HMO $249.17
HUMANA Medicare Adv HMO $249.17
HUMANA MEDICARE HMO $249.17
HUMANA Medicare Adv PFFS $249.17
HUMANA Medicare Adv PPO $251.66
Humana Behavioral Health MEDICARE ADVANTAGE $251.66
Beacon Health Strategies Medicare $256.64
Careplus Health Plan MEDICARE ADVANTAGE $256.64
Florida Health Care Plan MEDICARE HMO $256.64
UHC Medicare Advantage $259.13
Devoted Health Plan MEDICARE HMO $261.63
Positive Healthcare Partners Ryan White Members $266.90
Devoted Health Plan Medicare PPO $274.08
Positive Healthcare Partners MEDICARE HMO $274.08
WellCare of Florida Medicare Advantage/HMO/POS/SNP $291.53
Florida Complete Care MEDICARE HMO $311.46
MOLINA Exchange $315.42
WellPath Inmate Services $400.35
AMBETTER ALL PRODUCTS $402.77
Florida Health Care Plan HMO $436.74
Aetna Health HMO $687.01
BCBS Gatorcare $959.44
BCBS Blue Select PPO $994.01
BCBS SimplyBlue Commercial $1,026.38
BCBS MyBlue HMO $1,026.38
BCBS Commercial-HMO $1,288.10
BCBS NWB $1,328.80
BCBS CUF $1,328.80
BCBS JUF $1,328.80
BCBS PPO $1,328.80
BCBS PHS $1,442.88
BCBS PPS $1,442.88
AVMED Select and Entrust Networks $1,523.60
AVMED POS $1,614.08
AVMED HMO $1,614.08
AVMED EPN $1,614.08
Volusia Health Network PPO/EPO $1,877.70
UHC HMO/PPO/POS/INDEMNITY $1,882
Northeast Florida State Hospital NEFSH Self Insured $1,967.11
HUMANA HMO $2,101.23
North Florida Evaluation & Treatment Center NFETC Self Insured $2,101.23
Capital Health Plan HMO $2,235.36
BCBS NWB $2,266.20
BCBS CUF $2,266.20
BCBS JUF $2,266.20
BCBS PPO $2,266.20
HUMANA EPO $2,324.77
CENTIVO PPO $2,458.89
CIGNA HMO $2,469.60
CIGNA PPO $2,469.60
HUMANA PPO $2,503.60
Disney Cruise Line PPO $2,682.43
Health First Health Plan Medicare Adv HMO $2,905.96
Mental Health Associates Behavioral Health $2,905.96
Health First Health Plan ALL PRODUCTS $3,129.50
Health First Health Plan Medicare Adv HMO $3,129.50
Prime Health Services Correctional Facility Clinic $3,129.50
Florida Health Alliance PPO $3,218.91
Archbold Medical Center PPO $3,353.03
GENEX WORKERS COMP $3,353.03
Prime Health Services WORKERS COMP $3,353.03
Rockport Provider WORKERS COMP $3,353.03
Aetna Health ASA $3,683.87
Aetna Health Assurant Health $3,683.87
Corvel Corp WORKERS COMP $3,800.10
FIRST HEALTH PPO $3,800.10
Florida Hospital Healthcare System ALL PRODUCTS $3,800.10
Humana Behavioral Health All Products $3,800.10
MedSave USA TPA PPO $3,800.10
Fringe Benefits Coordinators PPO $4,023.64
MULTIPLAN PPO - Complementary $4,023.64
Novanet PPO $4,023.64
Fringe Benefits Coordinators PPO $4,247.17

Key finding: Brain MRI (70551) negotiated rates range from $153.12 at Baptist Medical Center Beaches to $14,002.75 at HCA Florida Orange Park, a 91x difference across 975 payer rates.

What to Do With These MRI Prices

Quote the code, then ask for the cash price. This page covers two scans: 70551 (brain, without contrast) and 72148 (lumbar spine, without contrast). Ask the office that ordered your scan for the exact CPT code first, and whether contrast is involved, since that changes the code. Then call the hospital's billing office, give the code, and ask for its cash price and an itemized estimate.

Measure the quote against these rows. At HCA Florida Memorial Hospital, the cash price for 70551 is $14,234, which is higher than every insured rate listed there, and the hospital publishes no discount from its gross charge. At Ascension St. Vincent's St. Johns County, the cash price for the same code is $797.17. If your quote lands far from the figures for your code, ask why.

  • The price here is the hospital's technical (facility) charge only.
  • The radiologist who reads the images usually bills separately, so ask for that fee too.
  • Check that the bill lists each charge once, with the code you were quoted.

Know what is not here. Every row on this page has a published cash price and gross charge, so no $0 or blank entries need to be read as free. Outpatient and freestanding imaging centers are not in this dataset and may price differently.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About MRI Costs

How much does a mri cost without insurance in Jacksonville?

Cash prices for the brain MRI (70551) are $797.17 at St. Vincent's St. Johns, $1,127.02 at the other St. Vincent's locations, $2,153.26 at Baptist and Wolfson Children's, $2,458.89 at UF Health Jacksonville, $14,234 at HCA Memorial, and $15,558.61 at HCA Orange Park. For the lumbar spine MRI (72148), cash prices are $843.05 at St. Vincent's St. Johns, $1,136.27 at other St. Vincent's locations, $1,853.18 at Baptist and Wolfson Children's, $2,692.31 at UF Health, $13,530 at HCA Memorial, and $14,829.61 at HCA Orange Park. The overall range is $797.17 to $15,558.61. These are facility fees, billed separately from physician or professional fees.

Why is the gross charge so much higher than the cash price?

The gross charge, or chargemaster price, is a hospital's list price before any discounts. Almost no one pays it. St. Vincent's cash prices are about 37% of gross (for example, $797.17 against $2,154.50), while Baptist's are about 62% ($2,153.26 against $3,473). A larger percentage discount does not always mean a lower price: St. Vincent's St. Johns applies a 63% discount and Baptist a 38% discount, yet the gross charges differ, so the resulting cash prices differ by $1,356.09 for the brain MRI. HCA lists cash at 100% of gross, with no discount.

Does insurance cover a mri?

Coverage depends on the specific plan and on whether the plan considers the scan medically necessary. Many plans require prior authorization for non-emergency MRIs. Negotiated rates vary widely: brain MRI rates range from $153.12 to $14,002.75, and lumbar spine MRI rates from $147.98 to $13,346.65. Patients on high-deductible plans who have not met their deductible owe the negotiated rate, not the gross charge, until the deductible is satisfied. After that, the plan's coinsurance or copay terms apply. A plan's member services line can confirm the rate that applies to a specific hospital.

Are there additional fees beyond the mri facility charge?

Yes. The prices listed are hospital facility fees, which cover the scanner, technologist, and room. The radiologist who interprets the images typically bills a separate professional reading fee. If the scan is performed in an emergency department, a separate ER facility fee is also billed. Dollar amounts for these additional charges are not included in the transparency data used on this page, so they are not shown here. Each is billed separately from the facility price, and the total bill can include more than one statement from different billing entities.

What is the cash price for an MRI brain scan at Ascension St. Vincent's St. Johns County?

The published cash price for MRI Brain Without Contrast (70551) at Ascension St. Vincent's St. Johns County is $797.17, against a gross charge of $2,154.50. That is the lowest cash price on the page. It is a facility charge only, so separate bills such as professional fees are not included in this figure.

What is the highest MRI cash price in Jacksonville?

The highest cash price shown for Jacksonville is $15,558.61 at HCA Florida Orange Park Hospital for MRI Brain Without Contrast (70551). At that hospital cash equals the gross charge, so no self-pay discount is published. HCA Florida Memorial Hospital also lists cash equal to gross. These are facility charges only.

How much does UnitedHealthcare pay for an MRI at Jacksonville hospitals?

UnitedHealthcare rates on this page cover 13 hospitals and run from $168.43 at Baptist Medical Center Beaches to $7,001.37 at HCA Florida Orange Park Hospital, which is about 42x the lowest. The median is $517.79. These are facility rates only and do not include separate professional fees.

What is the difference between CPT 70551 and 72148 on this page?

Code 70551 is MRI Brain Without Contrast and 72148 is MRI Lumbar Spine Without Contrast. Prices differ by code at each hospital. At Baptist Medical Center Jacksonville, for example, 70551 has a cash price of $2,153.26 and 72148 has $1,853.18. Both are facility charges only.

How much do MRI prices vary between insurers at UF Health Jacksonville?

At UF Health Jacksonville, the page lists 88 published rates for MRI Brain Without Contrast (70551), from $168.43 to $4,247.17. The highest is about 25x the lowest. The cash price for that code is $2,458.89. All figures are facility charges only, with professional fees not included.

Compare Other Procedures in Jacksonville

Data Sources

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Heads up: source files are large

Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.

Ascension St. Vincent's Clay County

File updated: 01/01/2026 · Accessed by us: 2026-10-15

Attested by: Bryan Walrath

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Ascension St. Vincent's Riverside

File updated: 01/01/2026 · Accessed by us: 2026-10-15

Attested by: Scott Kashman

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Ascension St. Vincent's Southside

File updated: 01/01/2026 · Accessed by us: 2026-10-15

Attested by: Susan Cornejo

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Ascension St. Vincent's St. Johns County

File updated: 01/01/2026 · Accessed by us: 2026-10-15

Attested by: Cory Darling

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Baptist Medical Center Beaches

File updated: 2026-02-06 · Accessed by us: 2026-10-15

Attested by: Matthew Zuino

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Baptist Medical Center Clay

File updated: 2026-02-06 · Accessed by us: 2026-10-15

Attested by: Matthew Zuino

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Baptist Medical Center Jacksonville

File updated: 2026-02-06 · Accessed by us: 2026-10-15

Attested by: Matthew Zuino

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Baptist Medical Center Nassau

File updated: 2026-02-06 · Accessed by us: 2026-10-15

Attested by: Matthew Zuino

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Baptist Medical Center South

File updated: 2026-02-06 · Accessed by us: 2026-10-15

Attested by: Matthew Zuino

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Wolfson Children's Hospital

File updated: 2026-02-06 · Accessed by us: 2026-10-15

Attested by: Matthew Zuino

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HCA Florida Memorial Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: Brennon Hammond

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HCA Florida Orange Park Hospital

File updated: 2026-09-01 · Accessed by us: 2026-10-15

Attested by: James Patrick

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UF Health Jacksonville

File updated: 2026-03-31 · Accessed by us: 2026-10-15

Attested by: Kent Bailey

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