UHC MRI Rates in Memphis
Published UnitedHealthcare negotiated rates for MRI at 10 hospitals in Memphis, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$50
Methodist Le Bonheur Germantown Hospital
all plan types
Highest Rate
$2,246.40
Baptist Memorial Hospital for Women
all plan types
Rate Spread
45x
across all plan types
Hospitals
10
with UnitedHealthcare data
UnitedHealthcare's negotiated MRI rates across 10 Memphis hospitals span a 45x gap, from $50 at Methodist Le Bonheur Germantown Hospital to $2,246.40 at Baptist Memorial Hospital for Women. The median rate is $372.86, though the lowest figures often reflect Medicaid or Medicare-linked plan contracts rather than commercial coverage.
UnitedHealthcare MRI Rates by Hospital
| Hospital | Lowest UnitedHealthcare Rate |
|---|---|
| Methodist Le Bonheur Germantown Hospital | $50 |
| Methodist North Hospital | $50 |
| Methodist South Hospital | $50 |
| Methodist University Hospital | $50 |
| Le Bonheur Children's Hospital | $181.55 |
| Regional One Health | $181.55 |
| Baptist Memorial Hospital-Collierville | $398.41 |
| Baptist Memorial Hospital-Memphis | $398.41 |
| Baptist Memorial Hospital-Tipton | $398.41 |
| Baptist Memorial Hospital for Women | $398.41 |
Median of all 173 published UnitedHealthcare rates for MRI at these hospitals: $372.86
Rates shown are UnitedHealthcare's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all UnitedHealthcare plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading UnitedHealthcare MRI Rates in Memphis
Where Memphis MRI rates start and end for UnitedHealthcare. The lowest published rate is $50, shown at Methodist Le Bonheur Germantown Hospital, Methodist North Hospital and Methodist South Hospital. At the other end, Baptist Memorial Hospital for Women lists $2,246.40 as its highest rate, and Baptist Memorial Hospital-Tipton lists $2,438.40 as its highest.
How wide the UnitedHealthcare MRI spread runs in Memphis. The spread on this page is 45x, and the median of all 173 published rates is $372.86. The plan types beside the $50 rates look like CHIP-related contracts, and Regional One Health's low rate is tied to Mississippi Medicaid. That suggests the low end likely reflects those plans rather than commercial plans. Where the table shows Commercial, as at the Baptist Memorial hospitals, the lowest rate is $398.41.
What a UnitedHealthcare member can ask about a Memphis MRI. These are facility rates, and professional fees such as the radiologist's reading are billed separately.
- Ask UnitedHealthcare for your own plan's negotiated rate and estimated cost share at a named hospital.
- Ask UnitedHealthcare whether that hospital is in network for your plan.
- Ask the hospital for an estimate before the scan.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding UnitedHealthcare Negotiated Rates
A negotiated rate is the price UnitedHealthcare has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all UnitedHealthcare plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Memphis
Frequently Asked Questions
Where is the lowest-cost UnitedHealthcare MRI in Memphis?
The lowest UnitedHealthcare negotiated rate for MRI in Memphis is $50 at Methodist Le Bonheur Germantown Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $2,246.40 at Baptist Memorial Hospital for Women, a 45x difference. Commercial plan rates typically fall between these extremes.
Is the UnitedHealthcare negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what UnitedHealthcare has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact UnitedHealthcare for a pre-service cost estimate specific to your plan.
How many Memphis hospitals have published UnitedHealthcare rates?
10 hospitals in the Memphis area have published UnitedHealthcare negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with UnitedHealthcare directly.
Do I need a referral for an MRI with UnitedHealthcare?
Most UnitedHealthcare plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact UnitedHealthcare before scheduling to confirm your plan's requirements.
We are not affiliated with UnitedHealthcare or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact UnitedHealthcare or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official UnitedHealthcare website: www.uhc.com