BCBS Tennessee MRI Rates in Memphis
Published BlueCross BlueShield of Tennessee negotiated rates for MRI at 10 hospitals in Memphis, TN. Data from CMS-mandated hospital transparency files.
Lowest Rate
$125.32
Methodist Le Bonheur Germantown Hospital
all plan types
Highest Rate
$232.41
Baptist Memorial Hospital for Women
all plan types
Rate Spread
2x
across all plan types
Hospitals
10
with BlueCross BlueShield of Tennessee data
BlueCross BlueShield of Tennessee MRI rates in Memphis range from $125.32 at Methodist Le Bonheur Germantown Hospital to $232.41 at Baptist Memorial Hospital for Women, nearly a twofold gap across 10 hospitals. The lowest rate falls under a Bluecare contract, and rates on lower-priced plans often reflect Medicaid or Medicare rather than commercial coverage.
BlueCross BlueShield of Tennessee MRI Rates by Hospital
| Hospital | Lowest BlueCross BlueShield of Tennessee Rate |
|---|---|
| Methodist Le Bonheur Germantown Hospital | $125.32 |
| Methodist North Hospital | $125.32 |
| Methodist South Hospital | $125.32 |
| Methodist University Hospital | $125.32 |
| Le Bonheur Children's Hospital | $199.98 |
| Regional One Health | $204.31 |
| Baptist Memorial Hospital-Collierville | $232.41 |
| Baptist Memorial Hospital-Memphis | $232.41 |
| Baptist Memorial Hospital-Tipton | $232.41 |
| Baptist Memorial Hospital for Women | $232.41 |
Median of all 158 published BlueCross BlueShield of Tennessee rates for MRI at these hospitals: $338.41
Rates shown are BlueCross BlueShield of Tennessee's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all BlueCross BlueShield of Tennessee plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading BlueCross BlueShield of Tennessee MRI Rates in Memphis
Where Memphis MRI rates start and top out. In the table, the lowest BlueCross BlueShield of Tennessee rate is $125.32, shown at Methodist Le Bonheur Germantown Hospital, Methodist North Hospital and Methodist South Hospital. At the other end, Le Bonheur Children's Hospital lists $1,119.24, Regional One Health lists $984.99, and Methodist Le Bonheur Germantown Hospital also lists $617.80 as its highest.
How wide the Memphis MRI spread runs. The page shows a 2x spread across the 10 hospitals, and the median of all 158 published rates is $338.41. Several of the lowest rates sit beside plan types such as HB Bluecare Adult Contract, Medicare Advantage and Medicare, so the low end likely reflects those plans rather than commercial plans. A listed rate may not match the plan you carry.
What BlueCross BlueShield of Tennessee members can ask. Before scheduling an MRI in Memphis, you can contact:
- BlueCross BlueShield of Tennessee, for your own plan's negotiated rate and estimated cost share at a named hospital, and whether that hospital is in network for your plan.
- The hospital, for an estimate.
These are facility rates, and professional fees are billed separately.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding BlueCross BlueShield of Tennessee Negotiated Rates
A negotiated rate is the price BlueCross BlueShield of Tennessee has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all BlueCross BlueShield of Tennessee plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Memphis
Frequently Asked Questions
Where is the lowest-cost BlueCross BlueShield of Tennessee MRI in Memphis?
The lowest BlueCross BlueShield of Tennessee negotiated rate for MRI in Memphis is $125.32 at Methodist Le Bonheur Germantown Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $232.41 at Baptist Memorial Hospital for Women, a 2x difference. Commercial plan rates typically fall between these extremes.
Is the BlueCross BlueShield of Tennessee negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what BlueCross BlueShield of Tennessee has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact BlueCross BlueShield of Tennessee for a pre-service cost estimate specific to your plan.
How many Memphis hospitals have published BlueCross BlueShield of Tennessee rates?
10 hospitals in the Memphis area have published BlueCross BlueShield of Tennessee negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with BlueCross BlueShield of Tennessee directly.
Do I need a referral for an MRI with BlueCross BlueShield of Tennessee?
Most BlueCross BlueShield of Tennessee plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact BlueCross BlueShield of Tennessee before scheduling to confirm your plan's requirements.
We are not affiliated with BlueCross BlueShield of Tennessee or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact BlueCross BlueShield of Tennessee or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official BlueCross BlueShield of Tennessee website: www.bcbst.com