UHC MRI Rates in Melbourne-Palm Bay

Published UnitedHealthcare negotiated rates for MRI at 4 hospitals in Melbourne-Palm Bay, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$62.58

Palm Bay Hospital

all plan types

Highest Rate

$3,416

Viera Hospital

all plan types

Rate Spread

55x

across all plan types

Hospitals

4

with UnitedHealthcare data

UnitedHealthcare's negotiated MRI rates in Melbourne-Palm Bay swing 55x across four hospitals, from $62.58 at Palm Bay Hospital to $3,416 at Viera Hospital. The low end reflects a Florida Healthy Kids plan, and rates like these often come from Medicaid or Medicare products rather than commercial coverage. The median across hospitals is $1,592.

Why the range is so wide: UnitedHealthcare negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

UnitedHealthcare MRI Rates by Hospital

Hospital Lowest UnitedHealthcare Rate
Palm Bay Hospital $62.58
Cape Canaveral Hospital $74.35
Holmes Regional Medical Center $79.33
Viera Hospital $111.49

Median of all 64 published UnitedHealthcare rates for MRI at these hospitals: $1,592

Rates shown are UnitedHealthcare's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all UnitedHealthcare plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading UnitedHealthcare MRI Rates in Melbourne-Palm Bay

Where Melbourne MRI rates start for UnitedHealthcare. The lowest published rates in the table are $62.58 at Palm Bay Hospital, $74.35 at Cape Canaveral Hospital and $79.33 at Holmes Regional Medical Center. At the other end, the highest rate listed is $3,416, and the table shows that same figure at all four hospitals, including Viera Hospital, where the lowest rate is $111.49.

How wide the UnitedHealthcare MRI spread runs. The page shows a 55x spread between the lowest and highest rates, and the median of all 64 published UnitedHealthcare rates for this procedure at these hospitals is $1,592. The plan type beside every lowest rate is United Healthcare Florida Healthy Kids, which looks like a CHIP program, so the low end likely reflects those plans rather than commercial plans.

  • Ask UnitedHealthcare for your own plan's negotiated rate and estimated cost share at a named hospital, such as Palm Bay Hospital.
  • Ask whether that hospital is in network for your plan.
  • Ask the hospital for an estimate.

What members can ask about a Melbourne MRI. These figures are facility rates, and professional fees, such as a radiologist's reading, are billed separately.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding UnitedHealthcare Negotiated Rates

A negotiated rate is the price UnitedHealthcare has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all UnitedHealthcare plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Melbourne-Palm Bay

View all MRI prices in Melbourne-Palm Bay (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost UnitedHealthcare MRI in Melbourne-Palm Bay?

The lowest UnitedHealthcare negotiated rate for MRI in Melbourne-Palm Bay is $62.58 at Palm Bay Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $3,416 at Viera Hospital, a 55x difference. Commercial plan rates typically fall between these extremes.

Is the UnitedHealthcare negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what UnitedHealthcare has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact UnitedHealthcare for a pre-service cost estimate specific to your plan.

How many Melbourne-Palm Bay hospitals have published UnitedHealthcare rates?

4 hospitals in the Melbourne-Palm Bay area have published UnitedHealthcare negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with UnitedHealthcare directly.

Do I need a referral for an MRI with UnitedHealthcare?

Most UnitedHealthcare plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact UnitedHealthcare before scheduling to confirm your plan's requirements.

We are not affiliated with UnitedHealthcare or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact UnitedHealthcare or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official UnitedHealthcare website: www.uhc.com