MRI Cost in Melbourne-Palm Bay, FL

How much does a mri cost without insurance in Melbourne-Palm Bay?

Cash prices are the same at all four hospitals: Cape Canaveral Hospital, Holmes Regional, Palm Bay Hospital, and Viera Hospital. The MRI Lumbar Spine Without Contrast (72148) is $741.75, and the MRI Brain Without Contrast (70551) is $854. The overall range is $741.75 to $854, and the brain MRI costs $112.25 more than the lumbar spine MRI. These figures are facility fees, meaning the hospital's charge for the scanner, room, and staff. Physician and professional fees, such as the radiologist's interpretation, are billed separately and are not included in these prices.

Why is the gross charge so much higher than the cash price?

The gross charge, also called the chargemaster price, is a hospital's full list price before any discounts or negotiated rates. Almost no one pays it. In this data, the gross charge is $2,967 for the lumbar spine MRI and $3,416 for the brain MRI, while the cash price is 25% of gross for both: $741.75 and $854. That is a 75% discount at every hospital. Because the brain MRI starts from a higher gross charge, its cash price is also higher, even though the percentage discount is identical across both codes and all four hospitals.

Does insurance cover a mri?

Coverage depends on your specific plan and on whether the plan considers the scan medically necessary. Many plans require prior authorization for non-emergency MRIs. Negotiated rates vary widely: for both codes, rates in this data range from $62.58 to $4,411, a 70x difference across 180 payer rates per code. If you have a high-deductible plan and have not met your deductible, you owe the negotiated rate for your plan, not the gross charge, until the deductible is met. After that, your cost depends on your coinsurance or copay terms.

Are there additional fees beyond the mri facility charge?

Yes. The prices listed here are facility fees only. For MRI, a radiologist reads and interprets the images, and that professional fee is billed separately from the hospital's facility fee. Other physicians involved in your care may also bill separately. If an MRI is performed in the emergency department, a separate ER facility fee applies in addition to the imaging charge. These additional fees are not included in the prices on this page, and amounts are not available in the source data.

What is the cash price for an MRI brain without contrast (70551) at Palm Bay Hospital?

Palm Bay Hospital lists a cash price of $854 for MRI Brain Without Contrast (70551), against a gross charge of $3,416. The cash price is 25% of the gross charge. These are facility charges only, so separate fees may be billed on top of them.

How much is a lumbar spine MRI (72148) at Viera Hospital for self-pay patients?

Viera Hospital publishes a self-pay cash price of $741.75 for MRI Lumbar Spine Without Contrast (72148). Its gross charge for that code is $2,967, and the cash price is 25% of gross. This is a facility charge only and does not include other fees.

What is the difference between CPT 70551 and 72148 prices in Melbourne?

In Melbourne-Palm Bay, 70551 is MRI Brain Without Contrast and 72148 is MRI Lumbar Spine Without Contrast. Each hospital here lists $854 cash for 70551 and $741.75 cash for 72148. Gross charges are $3,416 for 70551 and $2,967 for 72148. All figures are facility charges only.

What are the lowest and highest published MRI insured rates in Melbourne-Palm Bay?

The lowest insured rate in the price table is $62.58 at Palm Bay Hospital for MRI Brain Without Contrast (70551). The highest is $4,411 at Cape Canaveral Hospital for the same code. Both are facility charges only, and rates vary by plan.

What are UnitedHealthcare's MRI rates at Palm Bay Hospital and Viera Hospital?

UnitedHealthcare's lowest published rate across the four hospitals is $62.58 at Palm Bay Hospital, and its highest is $3,416 at Viera Hospital. Its median is $1,592, and the highest is about 55x the lowest. These are facility charges only.