Oscar Health Lab Work Rates in Orlando

Published Oscar Health negotiated rates for Lab Work at 7 hospitals in Orlando, FL. Data from CMS-mandated hospital transparency files.

Limited coverage: Orlando Health's Orlando-area hospitals, including Orlando Regional Medical Center, are not included: Orlando Health's website blocked downloads of its price files when we collected this data. Prices for the Orlando area come only from the AdventHealth, HCA Florida, UF Health and Nemours hospitals listed here, so they may not reflect the whole Orlando market.

Lowest Rate

$11.27

HCA Florida Lake Monroe Hospital

all plan types

Highest Rate

$21.31

AdventHealth Waterman

all plan types

Rate Spread

across all plan types

Hospitals

with Oscar Health data

Oscar Health lab-work rates in Orlando differ by nearly 2x across 7 hospitals, from $11.27 at HCA Florida Lake Monroe Hospital (HIX) to $21.31 at AdventHealth Waterman. The median negotiated rate is $15.31. Lower figures in hospital data often reflect Medicaid or Medicare plan types rather than commercial contracts.

Why the range is so wide: Oscar Health negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Oscar Health Lab Work Rates by Hospital

Hospital	Lowest Oscar Health Rate	Plan Type	Highest Rate	Plans
HCA Florida Lake Monroe Hospital	$11.27	HIX	$15.31	2
HCA Florida Osceola Hospital	$11.27	HIX	$15.31	2
HCA Florida Oviedo Medical Center	$11.27	HIX	$15.31	2
HCA Florida Poinciana Hospital	$11.27	HIX	$15.31	2
UCF Lake Nona Hospital	$11.27	HIX	$15.31	2
AdventHealth Orlando	$13.04	Individual Plan Exchange	$17.73	2
AdventHealth Waterman	$15.68	Individual Epo	$21.31	2

Median of all 14 published Oscar Health rates for Lab Work at these hospitals: $15.31

Rates shown are Oscar Health's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Oscar Health plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Oscar Health Negotiated Rates

A negotiated rate is the price Oscar Health has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Oscar Health plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for Lab Work in Orlando

Aetna $10.71 - $251.24 10 hospitals Florida Blue $10.56 - $348.31 10 hospitals Humana $10.56 - $78.30 9 hospitals Freedom Health $11.09 - $212.98 8 hospitals Cigna $10.10 - $120.58 8 hospitals Simply Healthcare $11.19 - $377.77 7 hospitals

View all Lab Work prices in Orlando (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Oscar Health Lab Work in Orlando?

The lowest Oscar Health negotiated rate for Lab Work in Orlando is $11.27 at HCA Florida Lake Monroe Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $21.31 at AdventHealth Waterman, a 2x difference. Commercial plan rates typically fall between these extremes.

Is the Oscar Health negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Oscar Health has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Oscar Health for a pre-service cost estimate specific to your plan.

How many Orlando hospitals have published Oscar Health rates?

7 hospitals in the Orlando area have published Oscar Health negotiated rates for Lab Work in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Oscar Health directly.

Can I get lab work done at a cheaper location with Oscar Health?

Hospital-based labs typically charge several times more than independent labs for the same blood tests. If your Oscar Health plan covers independent labs like Quest or Labcorp, you may pay significantly less out of pocket. The rates on this page reflect hospital-based pricing only.

We are not affiliated with Oscar Health or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Oscar Health or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Oscar Health website: www.hioscar.com