Humana MRI Rates in Houston

Published Humana negotiated rates for MRI at 19 hospitals in Houston, TX. Data from CMS-mandated hospital transparency files.

Lowest Rate

$242.11

Baylor St Luke's Medical Center

all plan types

Highest Rate

$2,751.54

HCA Houston Healthcare West

all plan types

Rate Spread

11x

across all plan types

Hospitals

19

with Humana data

Humana MRI rates in Houston vary dramatically, with an 11x spread from $242 at Baylor St Luke's to $2,752 at HCA West. The lowest rates typically apply to Medicare and other government plans rather than commercial coverage. Among 19 Houston hospitals, the median negotiated rate sits at $2,640.

Why the range is so wide: Humana negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Humana MRI Rates by Hospital

Hospital Lowest Humana Rate
Baylor St Luke's Medical Center $242.11
St Luke's Brazosport $242.11
St Luke's Patients Medical Center $242.11
St Luke's Lakeside $242.11
St Luke's Springwoods Village $242.11
St Luke's Sugar Land $242.11
St Luke's The Vintage $242.11
St Luke's The Woodlands $242.11
HCA Houston Healthcare Clear Lake $246.42
HCA Houston Healthcare Conroe $246.42
HCA Houston Healthcare Kingwood $246.42
HCA Houston Healthcare Mainland $246.42
HCA Houston Healthcare Medical Center $246.42
HCA Houston Healthcare North Cypress $246.42
HCA Houston Healthcare Northwest $246.42
HCA Houston Healthcare Pearland $246.42
HCA Houston Healthcare Southeast $246.42
HCA Houston Healthcare Tomball $246.42
HCA Houston Healthcare West $246.42

Rates shown are Humana's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Humana plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Humana Negotiated Rates

A negotiated rate is the price Humana has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Humana plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Houston

View all MRI prices in Houston (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Humana MRI in Houston?

The lowest Humana negotiated rate for MRI in Houston is $242.11 at Baylor St Luke's Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $2,751.54 at HCA Houston Healthcare West, an 11x difference. Commercial plan rates typically fall between these extremes.

Is the Humana negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Humana has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Humana for a pre-service cost estimate specific to your plan.

How many Houston hospitals have published Humana rates?

19 hospitals in the Houston area have published Humana negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Humana directly.

Do I need a referral for an MRI with Humana?

Most Humana plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Humana before scheduling to confirm your plan's requirements.

We are not affiliated with Humana or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Humana or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Humana website: www.humana.com