Cigna MRI Rates in Houston

Published Cigna negotiated rates for MRI at 21 hospitals in Houston, TX. Data from CMS-mandated hospital transparency files.

Lowest Rate

$242.11

Baylor St Luke's Medical Center

all plan types

Highest Rate

$3,528.96

Texas Children's Hospital

all plan types

Rate Spread

15x

across all plan types

Hospitals

with Cigna data

Cigna MRI rates in Houston span a 15x range across 21 hospitals, from $242 at Baylor St Luke's Medical Center to $3,529 at Texas Children's Hospital. The lowest rates typically apply to Medicare or Medicaid plans rather than commercial insurance. The median rate stands at $2,304.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna MRI Rates by Hospital

Hospital	Lowest Cigna Rate	Plan Type	Highest Rate	Plans
Baylor St Luke's Medical Center	$242.11	Medicare\|HMO	$7,057.4	14
St Luke's Brazosport	$242.11	Medicare\|All Plans	$4,700.18	6
St Luke's Patients Medical Center	$242.11	Medicare\|All Plans	$6,001.8	18
St Luke's Lakeside	$242.11	Medicare\|HMO	$7,057.4	14
St Luke's Springwoods Village	$242.11	Medicare\|HMO	$7,057.4	16
St Luke's Sugar Land	$242.11	Medicare\|HMO	$7,057.4	14
St Luke's The Vintage	$242.11	Medicare\|HMO	$7,057.4	14
St Luke's The Woodlands	$242.11	Medicare\|HMO	$7,057.4	16
Houston Methodist Hospital	$246.88	Texas Healthspring Medicare Managed Care - Hmo/Ppo	$246.88	2
HCA Houston Healthcare Kingwood	$1,740	CSN	$2,241	48
HCA Houston Healthcare North Cypress	$1,740	CSN	$2,241	48
HCA Houston Healthcare Clear Lake	$2,127	CSN	$2,739	48
HCA Houston Healthcare Conroe	$2,127	CSN	$2,739	48
HCA Houston Healthcare Mainland	$2,127	CSN	$11,835.23	50
HCA Houston Healthcare Medical Center	$2,127	CSN	$2,739	48
HCA Houston Healthcare Northwest	$2,127	CSN	$2,739	48
HCA Houston Healthcare Pearland	$2,127	CSN	$2,739	48
HCA Houston Healthcare Southeast	$2,127	CSN	$14,366.96	50
HCA Houston Healthcare Tomball	$2,127	CSN	$5,314.3	51
HCA Houston Healthcare West	$2,127	CSN	$15,836	52
Texas Children's Hospital	$2,367.21	Cigna TCH Employee Plan	$3,528.96	18

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Houston

Aetna $215.07 - $3,528.96 32 hospitals Community Health Choice $187.28 - $3,528.96 32 hospitals Blue Cross Blue Shield of Texas $207 - $3,473.82 21 hospitals UnitedHealthcare $199.14 - $3,528.96 21 hospitals Superior Health Plan $193.67 - $1,269 20 hospitals Humana $242.11 - $2,751.54 19 hospitals

View all MRI prices in Houston (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna MRI in Houston?

The lowest Cigna negotiated rate for MRI in Houston is $242.11 at Baylor St Luke's Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $3,528.96 at Texas Children's Hospital, a 15x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Houston hospitals have published Cigna rates?

21 hospitals in the Houston area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Do I need a referral for an MRI with Cigna?

Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com