Florida Blue MRI Rates in Pensacola
Published Florida Blue negotiated rates for MRI at 3 hospitals in Pensacola, FL. Data from CMS-mandated hospital transparency files.
Lowest Rate
$211.31
Gulf Breeze Hospital
all plan types
Highest Rate
$2,412
Santa Rosa Medical Center
all plan types
Rate Spread
11x
across all plan types
Hospitals
3
with Florida Blue data
Florida Blue's negotiated MRI rates in Pensacola span an 11x range, from $211.31 at Gulf Breeze Hospital to $2,412 at Santa Rosa Medical Center. The median across the three hospitals is $1,512. The lowest figure is listed under all products, and rates tied to Medicaid or Medicare plans often run lower than commercial ones.
Florida Blue MRI Rates by Hospital
| Hospital | Lowest Florida Blue Rate |
|---|---|
| Gulf Breeze Hospital | $211.31 |
| Baptist Hospital (Pensacola) | $242.63 |
| Santa Rosa Medical Center | $1,423 |
Median of all 132 published Florida Blue rates for MRI at these hospitals: $1,512
Rates shown are Florida Blue's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Florida Blue plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Understanding Florida Blue Negotiated Rates
A negotiated rate is the price Florida Blue has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Florida Blue plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Pensacola
Frequently Asked Questions
Where is the lowest-cost Florida Blue MRI in Pensacola?
The lowest Florida Blue negotiated rate for MRI in Pensacola is $211.31 at Gulf Breeze Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $2,412 at Santa Rosa Medical Center, an 11x difference. Commercial plan rates typically fall between these extremes.
Is the Florida Blue negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Florida Blue has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Florida Blue for a pre-service cost estimate specific to your plan.
How many Pensacola hospitals have published Florida Blue rates?
3 hospitals in the Pensacola area have published Florida Blue negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Florida Blue directly.
Do I need a referral for an MRI with Florida Blue?
Most Florida Blue plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Florida Blue before scheduling to confirm your plan's requirements.
We are not affiliated with Florida Blue or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Florida Blue or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Florida Blue website: www.floridablue.com