UHC MRI Rates in Pensacola
Published UnitedHealthcare negotiated rates for MRI at 5 hospitals in Pensacola, FL. Data from CMS-mandated hospital transparency files.
Lowest Rate
$153.85
Baptist Hospital (Pensacola)
all plan types
Highest Rate
$1,744
Santa Rosa Medical Center
all plan types
Rate Spread
11x
across all plan types
Hospitals
5
with UnitedHealthcare data
A UnitedHealthcare MRI in Pensacola ranges from $153.85 at Baptist Hospital to $1,744 at Santa Rosa Medical Center, an 11x spread across five hospitals. The median negotiated rate is $525.31. The lowest figure reflects a Medicaid HMO plan, which typically pays less than commercial plans.
UnitedHealthcare MRI Rates by Hospital
| Hospital | Lowest UnitedHealthcare Rate |
|---|---|
| Baptist Hospital (Pensacola) | $153.85 |
| Gulf Breeze Hospital | $153.85 |
| Ascension Sacred Heart Pensacola | $245.06 |
| HCA Florida West Hospital | $517.79 |
| Santa Rosa Medical Center | $1,744 |
Median of all 84 published UnitedHealthcare rates for MRI at these hospitals: $525.31
Rates shown are UnitedHealthcare's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all UnitedHealthcare plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading UnitedHealthcare MRI Rates in Pensacola
Where Pensacola MRI rates start for UnitedHealthcare. Among the 5 hospitals with published UnitedHealthcare MRI rates, the lowest figures are $153.85 at Baptist Hospital (Pensacola) and at Gulf Breeze Hospital, followed by $245.06 at Ascension Sacred Heart Pensacola. At the other end, Santa Rosa Medical Center lists $1,744, and HCA Florida West Hospital lists a top rate of $3,130.47.
How wide the UnitedHealthcare MRI spread runs in Pensacola. The page shows an 11x spread, and the median of all 84 published rates is $525.31. The plan types beside the lowest rates are labeled Medicaid HMO and Medicare Advantage, so the low end likely reflects those plans rather than commercial plans. A rate does not always tell you which plan sits behind it, so treat the table as a starting point.
What members can ask about a Pensacola MRI. These are facility rates, and professional fees, such as a radiologist's reading, are billed separately. Members can contact:
- UnitedHealthcare, for their own plan's negotiated rate and estimated cost share at a named hospital, and to confirm whether that hospital is in network for their plan
- The hospital, for an estimate before scheduling
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding UnitedHealthcare Negotiated Rates
A negotiated rate is the price UnitedHealthcare has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all UnitedHealthcare plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for MRI in Pensacola
Frequently Asked Questions
Where is the lowest-cost UnitedHealthcare MRI in Pensacola?
The lowest UnitedHealthcare negotiated rate for MRI in Pensacola is $153.85 at Baptist Hospital (Pensacola), across all plan types including Medicaid-managed and Medicare Advantage. The highest is $1,744 at Santa Rosa Medical Center, an 11x difference. Commercial plan rates typically fall between these extremes.
Is the UnitedHealthcare negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what UnitedHealthcare has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact UnitedHealthcare for a pre-service cost estimate specific to your plan.
How many Pensacola hospitals have published UnitedHealthcare rates?
5 hospitals in the Pensacola area have published UnitedHealthcare negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with UnitedHealthcare directly.
Do I need a referral for an MRI with UnitedHealthcare?
Most UnitedHealthcare plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact UnitedHealthcare before scheduling to confirm your plan's requirements.
We are not affiliated with UnitedHealthcare or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact UnitedHealthcare or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official UnitedHealthcare website: www.uhc.com