Florida Blue ER Visit Rates in Orlando
Published Florida Blue negotiated rates for ER Visit at 10 hospitals in Orlando, FL. Data from CMS-mandated hospital transparency files.
If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.
Do not delay emergency care based on cost.
Lowest Rate
$111.93
UF Health Leesburg Hospital
all plan types
Highest Rate
$6,146
UCF Lake Nona Hospital
all plan types
Rate Spread
55x
across all plan types
Hospitals
10
with Florida Blue data
Florida Blue's negotiated ER visit rates in Orlando span a 55x gap, from $111.93 at UF Health Leesburg Hospital to $6,146 at UCF Lake Nona Hospital. The median across 10 hospitals is $2,317.99. Lowest rates often reflect Medicaid or Medicare plan types rather than commercial coverage.
Florida Blue ER Visit Rates by Hospital
| Hospital | Lowest Florida Blue Rate |
|---|---|
| UF Health Leesburg Hospital | $111.93 |
| UF Health The Villages Hospital | $111.93 |
| AdventHealth Orlando | $285.06 |
| AdventHealth Waterman | $293.62 |
| Nemours Children's Hospital, Florida | $757.60 |
| HCA Florida Lake Monroe Hospital | $1,583 |
| HCA Florida Oviedo Medical Center | $1,583 |
| HCA Florida Osceola Hospital | $2,620 |
| HCA Florida Poinciana Hospital | $2,620 |
| UCF Lake Nona Hospital | $2,620 |
Median of all 262 published Florida Blue rates for ER Visit at these hospitals: $2,317.99
Rates shown are Florida Blue's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Florida Blue plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading Florida Blue ER Visit Rates in Orlando
Where Florida Blue ER visit rates begin in Orlando. The lowest published rate is $111.93, listed at UF Health Leesburg Hospital and UF Health The Villages Hospital, with AdventHealth Orlando next at $285.06. At the top, UCF Lake Nona Hospital shows $6,146, as do HCA Florida Osceola Hospital and HCA Florida Poinciana Hospital.
Reading the 55x Orlando spread. Across 10 hospitals, the gap between the lowest and highest rate is 55x, and the median of all 262 published rates is $2,317.99. The plan type behind each low rate is Gatorcare at the UF Health hospitals and Medicare Managed Care plans at AdventHealth Orlando and AdventHealth Waterman, so the low end likely reflects those plans rather than commercial plans.
Questions for Florida Blue and your Orlando hospital. These are facility rates, and professional fees are billed separately.
- Ask Florida Blue for your own plan's negotiated rate and estimated cost share for an ER visit at a named hospital, such as AdventHealth Orlando.
- Ask Florida Blue whether that hospital is in network for your plan.
- Ask the hospital for an estimate.
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding Florida Blue Negotiated Rates
A negotiated rate is the price Florida Blue has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Florida Blue plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for ER Visit in Orlando
Frequently Asked Questions
Where is the lowest-cost Florida Blue ER Visit in Orlando?
The lowest Florida Blue negotiated rate for ER Visit in Orlando is $111.93 at UF Health Leesburg Hospital, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $6,146 at UCF Lake Nona Hospital, a 55x difference. Commercial plan rates typically fall between these extremes.
Is the Florida Blue negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what Florida Blue has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Florida Blue for a pre-service cost estimate specific to your plan.
How many Orlando hospitals have published Florida Blue rates?
10 hospitals in the Orlando area have published Florida Blue negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Florida Blue directly.
Will Florida Blue cover an out-of-network ER visit?
Under the No Surprises Act, emergency services must be covered regardless of network status. Florida Blue cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.
We are not affiliated with Florida Blue or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Florida Blue or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official Florida Blue website: www.floridablue.com