Cigna MRI Rates in Knoxville

Published Cigna negotiated rates for MRI at 9 hospitals in Knoxville, TN. Data from CMS-mandated hospital transparency files.

Lowest Rate

$220.72

The University of Tennessee Medical Center

all plan types

Highest Rate

$507.57

Tennova North Knoxville Medical Center

all plan types

Rate Spread

across all plan types

Hospitals

with Cigna data

Cigna's negotiated MRI rates in Knoxville span a 2x range, from $220.72 at The University of Tennessee Medical Center to $507.57 at Tennova North Knoxville Medical Center. The lowest figure reflects a Cigna HealthSpring Medicare Advantage plan, which often prices below commercial plans. Across the 9 hospitals listed, the median rate is $472.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna MRI Rates by Hospital

Hospital	Lowest Cigna Rate	Plan Type	Highest Rate	Plans
The University of Tennessee Medical Center	$220.72	Cigna HealthSpring MedAdv	$2,476.62	14
Fort Loudoun Medical Center	$227.30	Medicare HMO	$482	32
Fort Sanders Regional Medical Center	$227.30	Medicare HMO	$482	32
Methodist Medical Center of Oak Ridge	$227.30	Medicare HMO	$482	32
Parkwest Medical Center	$227.30	Medicare HMO	$1,880	36
Roane Medical Center	$227.30	Medicare HMO	$482	32
LaFollette Medical Center	$317.16	Cigna ALL	$317.16	4
Tennova Turkey Creek Medical Center	$499.29	Cigna HMO/PPO	$499.29	4
Tennova North Knoxville Medical Center	$507.57	Cigna HMO/PPO	$507.57	4

Median of all 190 published Cigna rates for MRI at these hospitals: $472

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Cigna MRI Rates in Knoxville

Where Cigna's Knoxville MRI rates start and end. The lowest published rate is $220.72 at The University of Tennessee Medical Center, followed by $227.30 at Fort Loudoun Medical Center and Fort Sanders Regional Medical Center. At the other end, Tennova North Knoxville Medical Center shows $507.57 and Tennova Turkey Creek Medical Center shows $499.29. LaFollette Medical Center sits between them at $317.16.

How wide the Knoxville MRI spread runs. The page shows a 2x spread, and the median of all 190 published Cigna rates is $472. The plan types beside the lowest rates are Cigna HealthSpring MedAdv and Medicare HMO, so the low end likely reflects Medicare Advantage plans rather than commercial plans. Treat the lowest figures with that in mind.

What a Cigna member can ask about a Knoxville MRI. These are facility rates, and professional fees are billed separately.

Ask Cigna for your own plan's negotiated rate and estimated cost share at a named hospital.
Ask Cigna whether that hospital is in network for your plan.
Ask the hospital for an estimate.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Knoxville

Aetna $227.30 - $730 9 hospitals BlueCross BlueShield of Tennessee $166.65 - $1,093.81 9 hospitals MultiPlan/PHCS $1,329 - $36,200.34 9 hospitals Humana $213.02 - $1,382.98 9 hospitals UnitedHealthcare $71.03 - $477.73 9 hospitals WellCare $225.14 - $399.65 9 hospitals

View all MRI prices in Knoxville (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna MRI in Knoxville?

The lowest Cigna negotiated rate for MRI in Knoxville is $220.72 at The University of Tennessee Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $507.57 at Tennova North Knoxville Medical Center, a 2x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many Knoxville hospitals have published Cigna rates?

9 hospitals in the Knoxville area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Do I need a referral for an MRI with Cigna?

Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com