Aetna MRI Rates in Knoxville

Published Aetna negotiated rates for MRI at 9 hospitals in Knoxville, TN. Data from CMS-mandated hospital transparency files.

Lowest Rate

$227.30

Fort Loudoun Medical Center

all plan types

Highest Rate

$730

Tennova Turkey Creek Medical Center

all plan types

Rate Spread

3x

across all plan types

Hospitals

9

with Aetna data

Aetna's negotiated MRI rates in Knoxville span a 3x range, from $227.30 at Fort Loudoun Medical Center to $730 at Tennova Turkey Creek Medical Center. The median across nine hospitals is $367.57. The lowest rate reflects a Medicare Advantage plan, and rates tied to Medicare or Medicaid often sit below commercial prices.

Why the range is so wide: Aetna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Aetna MRI Rates by Hospital

Hospital Lowest Aetna Rate
Fort Loudoun Medical Center $227.30
Fort Sanders Regional Medical Center $227.30
Methodist Medical Center of Oak Ridge $227.30
Parkwest Medical Center $227.30
Roane Medical Center $227.30
The University of Tennessee Medical Center $229.55
LaFollette Medical Center $366.30
Tennova North Knoxville Medical Center $662.60
Tennova Turkey Creek Medical Center $702.60

Median of all 72 published Aetna rates for MRI at these hospitals: $367.57

Rates shown are Aetna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Aetna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Reading Aetna MRI Rates in Knoxville

Where Aetna MRI rates start and stop in Knoxville. The lowest published rate is $227.30, shown at Fort Loudoun Medical Center, Fort Sanders Regional Medical Center and Methodist Medical Center of Oak Ridge. At the other end, Tennova Turkey Creek Medical Center lists $730 and Tennova North Knoxville Medical Center lists $688.44 as its highest.

How wide the Knoxville MRI spread runs. Across 9 hospitals the page shows a 3x spread, with a median of $367.57 among all 72 published Aetna rates. The plan types beside the lowest rates are Medicare Advantage, so the low end likely reflects those plans rather than commercial plans. The plan behind a given rate is not always stated, so a figure in the table may not match the plan you hold.

What an Aetna member can ask about a Knoxville MRI. These are facility rates, and professional fees such as a radiologist's reading are billed separately. Questions to bring:

  • Ask Aetna for your own plan's negotiated rate and estimated cost share at a named hospital, such as Parkwest Medical Center.
  • Ask Aetna whether that hospital is in network for your plan.
  • Ask the hospital for an estimate for your MRI.

Written from the rates in the table above. General information, not medical or insurance advice.

Understanding Aetna Negotiated Rates

A negotiated rate is the price Aetna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Aetna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in Knoxville

View all MRI prices in Knoxville (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Aetna MRI in Knoxville?

The lowest Aetna negotiated rate for MRI in Knoxville is $227.30 at Fort Loudoun Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $730 at Tennova Turkey Creek Medical Center, a 3x difference. Commercial plan rates typically fall between these extremes.

Is the Aetna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Aetna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Aetna for a pre-service cost estimate specific to your plan.

How many Knoxville hospitals have published Aetna rates?

9 hospitals in the Knoxville area have published Aetna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Aetna directly.

Do I need a referral for an MRI with Aetna?

Most Aetna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Aetna before scheduling to confirm your plan's requirements.

We are not affiliated with Aetna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Aetna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Aetna website: www.aetna.com