BCBS Tennessee ER Visit Rates in Memphis
Published BlueCross BlueShield of Tennessee negotiated rates for ER Visit at 10 hospitals in Memphis, TN. Data from CMS-mandated hospital transparency files.
If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.
Do not delay emergency care based on cost.
Lowest Rate
$74.42
Baptist Memorial Hospital-Memphis
all plan types
Highest Rate
$589.49
Baptist Memorial Hospital for Women
all plan types
Rate Spread
8x
across all plan types
Hospitals
10
with BlueCross BlueShield of Tennessee data
BlueCross BlueShield of Tennessee's negotiated ER visit rates in Memphis range from $74.42 at Baptist Memorial Hospital-Memphis to $589.49 at Baptist Memorial Hospital for Women, roughly an 8x spread across 10 hospitals. The lowest rates are often tied to government-funded plans like TennCare rather than commercial coverage.
BlueCross BlueShield of Tennessee ER Visit Rates by Hospital
| Hospital | Lowest BlueCross BlueShield of Tennessee Rate |
|---|---|
| Baptist Memorial Hospital-Memphis | $74.42 |
| Baptist Memorial Hospital-Tipton | $112.92 |
| Regional One Health | $128.72 |
| Le Bonheur Children's Hospital | $253.55 |
| Methodist Le Bonheur Germantown Hospital | $253.55 |
| Methodist North Hospital | $253.55 |
| Methodist South Hospital | $253.55 |
| Methodist University Hospital | $253.55 |
| Baptist Memorial Hospital-Collierville | $266.23 |
| Baptist Memorial Hospital for Women | $266.23 |
Median of all 405 published BlueCross BlueShield of Tennessee rates for ER Visit at these hospitals: $893
Rates shown are BlueCross BlueShield of Tennessee's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all BlueCross BlueShield of Tennessee plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.
Reading BlueCross BlueShield of Tennessee ER Visit Rates in Memphis
Where Memphis ER visit rates start and top out. The lowest published BlueCross BlueShield of Tennessee rates are $74.42 at Baptist Memorial Hospital-Memphis, $112.92 at Baptist Memorial Hospital-Tipton and $128.72 at Regional One Health. At the other end, Le Bonheur Children's Hospital lists $15,100, and Methodist Le Bonheur Germantown Hospital and Methodist North Hospital each list $10,136.
How wide the Memphis ER visit spread runs. The page shows a spread of 8x across the 10 hospitals, and the median of all 405 published rates is $893. The plan types beside the lowest rates are TennCare, TennCare BlueCare and Medicare Advantage, so the low end likely reflects those plans rather than commercial plans. A rate in the table may not be the one a commercial member would see.
What BlueCross BlueShield of Tennessee members can ask about a Memphis ER visit. These are facility rates, and professional fees are billed separately. Members can ask:
- BlueCross BlueShield of Tennessee for their own plan's negotiated rate and estimated cost share at a named hospital
- BlueCross BlueShield of Tennessee whether that hospital is in network for their plan
- The hospital for an estimate
Written from the rates in the table above. General information, not medical or insurance advice.
Understanding BlueCross BlueShield of Tennessee Negotiated Rates
A negotiated rate is the price BlueCross BlueShield of Tennessee has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.
The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all BlueCross BlueShield of Tennessee plan types at each facility.
Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.
Compare Other Insurers for ER Visit in Memphis
Frequently Asked Questions
Where is the lowest-cost BlueCross BlueShield of Tennessee ER Visit in Memphis?
The lowest BlueCross BlueShield of Tennessee negotiated rate for ER Visit in Memphis is $74.42 at Baptist Memorial Hospital-Memphis, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $589.49 at Baptist Memorial Hospital for Women, an 8x difference. Commercial plan rates typically fall between these extremes.
Is the BlueCross BlueShield of Tennessee negotiated rate what I'll pay?
Not necessarily. The negotiated rate is what BlueCross BlueShield of Tennessee has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact BlueCross BlueShield of Tennessee for a pre-service cost estimate specific to your plan.
How many Memphis hospitals have published BlueCross BlueShield of Tennessee rates?
10 hospitals in the Memphis area have published BlueCross BlueShield of Tennessee negotiated rates for ER Visit in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with BlueCross BlueShield of Tennessee directly.
Will BlueCross BlueShield of Tennessee cover an out-of-network ER visit?
Under the No Surprises Act, emergency services must be covered regardless of network status. BlueCross BlueShield of Tennessee cannot charge you more than your in-network cost-sharing for emergency care, even at an out-of-network hospital. This applies to the ER visit itself, though follow-up care after you are stabilized may be billed differently.
We are not affiliated with BlueCross BlueShield of Tennessee or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact BlueCross BlueShield of Tennessee or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.
Visit the official BlueCross BlueShield of Tennessee website: www.bcbst.com