ER Visit Cost in Memphis, TN

An emergency department (ER) visit is a hospital encounter in which a patient is evaluated by emergency staff in a dedicated treatment area. The visit involves triage, an examination by a physician or other qualified clinician, and the coordination of care with nurses and support personnel. Billing for the encounter is assigned to one of several levels, reported through HCPCS codes 99283 (Level 3, Moderate), 99284 (Level 4, High/Urgent), and 99285 (Level 5, Critical). The facility fee is the hospital's charge for the room, equipment, and staff. Prices shown here come from CMS-mandated hospital price transparency files.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 3/19/2026

Data may be outdated

This hospital's pricing file has not been updated since 1/6/2025 (647 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.

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If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.

Do not delay emergency care based on cost.

ER Visit Level 3 (Moderate) (HCPCS 99283)

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Hospital	Gross Charge	Cash Price	Low Insured	High Insured
Baptist Collierville	$1,076	$225.96	$181	$1,134.30	Schedule →
Baptist Memphis	$1,076	$225.96	$74.42	$1,134.30	Schedule →
Baptist Tipton	$1,076	$258.24	$112.92	$1,134.30	Schedule →
Baptist Women's	$1,076	$225.96	$181	$1,134.30	Schedule →
Le Bonheur Children's	$1,717	$377.74	$51	$9,891	Schedule →
Methodist Germantown	$1,406	$309.32	$51	$7,951	Schedule →
Methodist North	$1,406	$309.32	$51	$7,951	Schedule →
Methodist South	$1,406	$309.32	$51	$7,951	Schedule →
Methodist University	$1,406	$309.32	$51	$7,951	Schedule →
Regional One Health	$1,309.77	$717.75	$51	$2,786	Schedule →

ER Visit Level 4 (High/Urgent) (HCPCS 99284)

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Hospital	Gross Charge	Cash Price	Low Insured	High Insured
Baptist Collierville	$3,005	$631.05	$299	$2,704.50	Schedule →
Baptist Memphis	$3,005	$631.05	$115.01	$2,704.50	Schedule →
Baptist Tipton	$3,005	$721.20	$174.50	$2,704.50	Schedule →
Baptist Women's	$3,005	$631.05	$299	$2,704.50	Schedule →
Le Bonheur Children's	$3,188	$701.36	$51	$12,124	Schedule →
Methodist Germantown	$2,289	$503.58	$51	$9,745	Schedule →
Methodist North	$2,289	$503.58	$51	$9,745	Schedule →
Methodist South	$2,289	$503.58	$51	$9,745	Schedule →
Methodist University	$2,289	$503.58	$51	$9,745	Schedule →
Regional One Health	$2,001.17	$1,096.64	$51	$4,573	Schedule →

ER Visit Level 5 (Critical) (HCPCS 99285)

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Hospital	Gross Charge	Cash Price	Low Insured	High Insured
Baptist Collierville	$4,703	$987.63	$397	$4,232.70	Schedule →
Baptist Memphis	$4,703	$987.63	$216.48	$4,232.70	Schedule →
Baptist Tipton	$4,703	$1,128.72	$328.47	$4,232.70	Schedule →
Baptist Women's	$4,703	$987.63	$397	$4,232.70	Schedule →
Le Bonheur Children's	$28,901	$6,358.22	$51	$15,100	Schedule →
Methodist Germantown	$2,677	$588.94	$51	$10,136	Schedule →
Methodist North	$2,677	$588.94	$250	$10,136	Schedule →
Methodist South	$2,677	$588.94	$51	$10,136	Schedule →
Methodist University	$2,677	$588.94	$51	$10,136	Schedule →
Regional One Health	$2,925.38	$1,603.11	$51	$5,539	Schedule →

What These Prices Mean

Understanding the price columns
The gross charge is the hospital's list price, also called the chargemaster rate. The cash price is the rate offered to patients paying without insurance. The insured range shows the lowest and highest negotiated rates across payers. For code 99283, Baptist Memphis lists a gross charge of $1,076 and a cash price of $225.96, about 21% of gross. Regional One Health lists $1,309.77 gross and $717.75 cash, about 55% of gross. Regional One Health's smaller discount still produces a cash price roughly $492 higher than Baptist Memphis. Patients on high-deductible plans who have not met their deductible owe the negotiated rate, not the gross charge.

How the billing codes differ
The three codes reflect increasing levels of intensity for the visit. At Methodist University, cash prices are $309.32 for 99283, $503.58 for 99284, and $588.94 for 99285. That is a $194.26 step from Level 3 to Level 4 and an $85.36 step from Level 4 to Level 5. At Baptist Memphis, cash prices run $225.96, $631.05, and $987.63 across the same three codes.

Why ER Visit Prices Vary

Hospital pricing structures
Gross charges for code 99283 range from $1,076 at the Baptist hospitals to $1,717 at Le Bonheur Children's, a gap of $641. Cash prices for the same code range from $225.96 to $377.74 at those facilities, a gap of about $152. The gap narrows because the hospitals apply similar discounts to different starting points: roughly 21% to 24% of gross at Baptist, 22% at Methodist and Le Bonheur, and 55% at Regional One Health. For code 99285, the spread is wider. Le Bonheur Children's lists a $28,901 gross charge and a $6,358.22 cash price, while Baptist Memphis lists $4,703 gross and $987.63 cash.

Facility type and alternatives
Academic medical centers and pediatric hospitals often maintain different chargemasters and payer contracts than community hospitals, which can affect listed prices. Outpatient or freestanding facilities are not included in this dataset and may charge differently. Across all hospitals and codes in the data, cash prices range from $225.96 to $6,358.22.

Paying cash? Health insurance could lower your ER Visit cost.

Published cash prices on this page range from $225.96 to $6,358.22. The lowest insured rate in the price table is $51 (Le Bonheur Children's Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Compare Health Insurance Plans → Get Free Plan Estimate →

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for ER Visit in Memphis

How much does each insurance company pay for er visit at Memphis hospitals?

Insurer	Lowest Rate	At Hospital	Highest Rate	Hospitals
BlueCross BlueShield of Tennessee	$74.42	Baptist Memorial Hospital-Memphis	$589.49	10
UnitedHealthcare	$175	Le Bonheur Children's Hospital	$2,821.80	10
Amerigroup	$181	Baptist Memorial Hospital-Collierville	$544.50	10
Molina Healthcare	$211.40	Le Bonheur Children's Hospital	$2,351.50	10
Aetna	$237.90	Regional One Health	$3,656.55	6
Humana	$237.90	Regional One Health	$589.49	10
Cigna	$237.90	Regional One Health	$5,097.59	7
WellCare	$237.90	Regional One Health	$561.42	6

Rates shown are the lowest and highest negotiated rates each insurer has published across Memphis hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for ER Visit Level 3 (Moderate) (HCPCS 99283) at Regional One Health, outpatient facility fee:

ER Visit Level 3 (Moderate) (99283), Regional One Health Payer Rates

Insurance Payer	Plan Type	Negotiated Rate
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Summit	Arkansas Medicaid PASSE	$51
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare BlueCare	$128.72
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	TennCare Select	$191.96
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Blue Cross Tennessee	Cover Kids	$208.01
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Magnolia	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
Molina	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
United	Mississippi Medicaid CAN	$211.40
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Centurion	Centurion of Tennessee	$214.11
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
Aetna	Medicare Advantage	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
American Health Plans	American Health Plans (SNF)	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Blue Cross Tennessee	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Cigna	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Farm Bureau Health Plans	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Humana	Medicare Advantage	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
Optum	Veterans Choice Community Care	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
United	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellcare	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Wellpoint	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
Zing	Medicare Advantage	$237.90
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
United	Medicare Advantage DSNP	$249.79
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Humana	Tricare East	$271.85
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Naphcare	Commercial	$333.05
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Arkansas	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Mississippi	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Ambetter	Exchange Tennessee	$344.95
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Cigna	Commercial	$480.10
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
Wellpoint	TennCare Medicaid	$481.50
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
United	Tenncare Community	$716
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network E	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network L	$1,476.90
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network S	$1,641
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
Blue Cross Tennessee	Commercial Network P	$1,823
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786
United	Commercial	$2,786

Key finding: For code 99285, Le Bonheur Children's lists payer rates from $51 under Arkansas Medicaid to $15,100 under several BCBS commercial plans, a spread of roughly 296 times.

What to Do With These ER Visit Prices

Check the level after the visit. This page covers three ER visit codes: 99283, 99284 and 99285. The hospital assigns the level after care is given, so nobody can choose it in advance. When the bill arrives, look for one of these codes and ask the billing office to explain why that level was used. You can also ask for an itemized statement that lists tests, imaging and medication on separate lines.

Hold your bill up to the cash and insured figures. At the hospitals listed here, cash prices sit inside the insured range rather than below or above all of it. For example, Methodist North Hospital shows $309.32 as its cash price for 99283, while its insured rates run from $51 to $7,951. If you were billed near the gross charge, such as $1,406 at that hospital for the same code, ask how it compares with the cash figure.

Expect the bill to come in pieces. The numbers here are facility charges, meaning the hospital's own fee. The ER physician often bills separately, and radiology or lab work may arrive as their own statements. Ask:

Which charges are the hospital's and which are a physician group's?
Does the facility fee match the level code on your statement?
Are any services listed twice?

Gaps on this page. None of the 30 price rows here has a missing gross charge or cash price, so there are no $0 or blank entries to worry about. Physician fees are not included, so your total will likely be higher than the facility figures shown.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. Assistance applications and discount requests can be made after the visit.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About ER Visit Costs

How much does a er visit cost without insurance in Memphis?

Cash prices for code 99283 are $225.96 at Baptist Collierville, Memphis, and Women's; $258.24 at Baptist Tipton; $309.32 at the four Methodist hospitals; $377.74 at Le Bonheur Children's; and $717.75 at Regional One Health. For 99284, prices range from $503.58 at Methodist to $1,096.64 at Regional One Health, with Baptist at $631.05 to $721.20 and Le Bonheur at $701.36. For 99285, prices range from $588.94 at Methodist to $1,603.11 at Regional One Health, with Baptist at $987.63 to $1,128.72 and Le Bonheur at $6,358.22. Overall, cash prices span $225.96 to $6,358.22. These are facility fees; physician and professional fees are billed separately.

Why is the gross charge so much higher than the cash price?

The gross charge, or chargemaster price, is a hospital's undiscounted list price. Almost no one pays it. At Baptist Memphis, the 99283 cash price of $225.96 is about 21% of the $1,076 gross charge. At Methodist University, $309.32 is about 22% of $1,406. Regional One Health's 99283 cash price is about 55% of its $1,309.77 gross charge, a smaller discount, yet its $717.75 cash price is still higher than the Baptist and Methodist figures. A larger percentage discount does not always mean a lower price, because the starting gross charge differs by hospital.

Does insurance cover a er visit?

Insurance coverage depends on the specific plan and on whether the visit meets the plan's medical necessity criteria. Negotiated rates vary widely. For code 99283, listed payer rates range from $51 to $9,891, and for 99285 from $51 to $15,100. Prior authorization requirements generally apply to non-emergency services, and plan rules differ. If you are on a high-deductible plan and have not met your deductible, you owe the negotiated rate for the visit, not the gross charge. Your insurer can confirm your specific rate, deductible status, and any copay or coinsurance.

Are there additional fees beyond the er visit facility charge?

Yes. The prices listed here are facility fees: the hospital's charge for the room, equipment, and staff. Physicians who evaluate and treat patients in the emergency department typically bill separately for their professional services. Tests and procedures performed during the visit, such as imaging or laboratory work, are also billed separately and may carry their own facility and professional fees, including a radiologist's reading fee for imaging. Procedures performed in the emergency department incur separate ER facility fees. Dollar amounts for these additional charges are not included in the source data.

What is the cash price for a level 4 ER visit at Baptist Memorial Hospital-Memphis?

The self-pay price shown for 99284 at Baptist Memorial Hospital-Memphis is $631.05, against a gross charge of $3,005. That is a facility charge only, so physician and other professional bills are not included. The page lists this cash price as 21% of gross.

What is the highest published ER visit price in Memphis?

The highest cash price on this page is $6,358.22 at Le Bonheur Children's Hospital for 99285, with a gross charge of $28,901. These are facility charges only. The highest insured rate listed there is $15,100. The page shows no missing prices; all 30 rows have a cash price.

How much does Regional One Health charge for a level 3 ER visit with insurance?

For 99283 at Regional One Health, insured rates on this page run from $51 to $2,786, based on 330 published rates. The $51 entries are Summit Arkansas Medicaid PASSE and the $2,786 entries are United Commercial. The cash price is $717.75. All figures are facility charges only.

Which Memphis hospitals have the lowest ER visit cash prices?

The lowest cash price on this page is $225.96 for 99283, shown at Baptist Memorial Hospital-Collierville, Baptist Memorial Hospital-Memphis and Baptist Memorial Hospital for Women. Baptist Memorial Hospital-Tipton lists $258.24 for the same code. All are facility charges only, and every hospital here has a cash price published.

What do Methodist hospitals in Memphis charge for a level 5 ER visit in cash?

Methodist Le Bonheur Germantown Hospital, Methodist North Hospital, Methodist South Hospital and Methodist University Hospital each list a 99285 cash price of $588.94, with a gross charge of $2,677. Insured rates there go up to $10,136. These are facility charges only, not physician fees.

Compare Other Procedures in Memphis

Echocardiogram Cost in Memphis

Cash prices from $758.40 to $1,688.06.

Colonoscopy Cost in Memphis

Cash prices from $948.42 to $2,949.60.

MRI Cost in Memphis

Cash prices from $246.54 to $1,433.50.

Data Sources

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Baptist Memorial Hospital-Collierville

File updated: 2026-02-27 · Accessed by us: 2026-10-15

Attested by: Lindsay Stencel

We are not affiliated with Baptist Memorial Hospital-Collierville. Published prices may not reflect your actual cost. Disclaimer

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