C-Section Cost in Pensacola, FL
A cesarean delivery, billed under CPT code 59510, is a surgical birth in which a baby is delivered through incisions in the abdomen and uterus. The procedure produces a delivered newborn and the related operative record, rather than images or lab results. The hospital facility fee generally covers the operating room, nursing care, supplies and the inpatient stay tied to the delivery, while physician and anesthesia services are billed separately. This page lists the single billing code 59510 for the one hospital in the Pensacola dataset. Prices come from the machine-readable price transparency files that CMS requires hospitals to publish.
Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-09-01
Data may be outdated
This hospital's pricing file has not been updated since 01/01/2026 (287 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.
Cesarean Delivery (HCPCS 59510)
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| Hospital | Cash Price | |
|---|---|---|
| HCA West | N/A | Schedule → |
What These Prices Mean
For HCA Florida West Hospital, the gross charge for 59510 is listed as N/A, because it was published as $0 or blank, and the cash price is listed as not published. Both are missing data, not real prices, so no cash-to-gross percentage can be given for this page. The only usable figures are insured rates, which run from $1,950 to $40,673. A gross charge is a hospital's list price, a cash price is what an uninsured self-pay patient may be quoted, and an insured rate is the amount negotiated with a specific plan. People on a high-deductible plan who have not yet met their deductible usually pay the plan's negotiated rate for the facility charge.
One code, one procedure
This page covers only CPT 59510, Cesarean Delivery. The code describes a cesarean delivery together with routine care before and after the birth, so it is a single bundled code rather than a set of alternatives to compare. With no second code in the dataset, there is nothing to contrast. The spread in the figures comes from which plan negotiated the rate: the same code at the same hospital carries rates from $1,950 to $40,673.
Why C-Section Prices Vary
This page contains one hospital, HCA Florida West Hospital, part of HCA Healthcare, which is the only health system represented. Because that hospital published no cash price and no gross charge for 59510, there are no gross or cash ranges, no discount percentages and no multipliers to compare between facilities. Hospitals publishing cash equal to gross: 0 of 1. Hospitals with no published cash price for any code on this page: 1. Differences in discount policies between systems cannot be described from this data.
Other facilities and plan-to-plan spread
Outpatient centers, birth centers and hospitals outside this dataset may price differently, and their figures are not shown here. The insurer data does show wide variation within one hospital. The page lists 55 published rates for 59510 at HCA Florida West Hospital. The lowest is $1,950 from Molina Healthcare (MGMCR), and the highest is $40,673, listed for Cigna under both ManagedCareHMO and PPO products. The highest rate is about 21x the lowest in this table.
Paying cash? Health insurance could lower your C-Section cost.
Published cash prices on this page range from N/A to N/A. The lowest insured rate in the price table is $1,950 (HCA Florida West Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.
Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.
What Insurers Actually Pay
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Published negotiated rates for Cesarean Delivery (HCPCS 59510) at HCA West, outpatient facility fee:
Cesarean Delivery (59510), HCA West Payer Rates
| Insurance Payer | Plan Type | Negotiated Rate |
|---|---|---|
| Molina Healthcare | MGMCR | $1,950 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| AvMed | HMOFI | $8,576 |
| AvMed | ASOEO | $9,509 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
Key finding: At HCA Florida West Hospital, published rates for code 59510 run from $1,950 for Molina Healthcare to $40,673 for Cigna, about 21x apart.
What to Do With These C-Section Prices
Lead with the CPT code when you call. Ask HCA Florida West Hospital for its cash or self-pay price for CPT 59510, Cesarean Delivery, and request an itemized estimate in writing. Ask what the quote includes and excludes, and whether the stay would be billed as inpatient or outpatient.
Know what the page can and cannot show. This page lists one hospital and one price row. No cash price is published, and the gross charge is also missing. A $0 or blank figure here means the data is absent, not that the service is free. Insured rates run from $1,950 to $40,673, so that range is wide, and a quote that lands anywhere inside it is not automatically a good or bad sign. Ask whether the figure you were given is the full facility charge or only part of it.
Look for the pieces that arrive separately. The numbers above are facility charges only. Before and after delivery, check whether any of these come on their own bills:
- The delivering physician or surgeon's professional fee
- The anesthesia provider
- Lab work, imaging, or supplies billed outside the facility charge
- Newborn care, which is often billed under the baby's name
- Follow-up visits after discharge
Match the bill to the quote. When a bill arrives, compare each line to your itemized estimate, confirm the code is 59510, and ask the billing office to explain any charge that was not in the quote.
Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.
General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer
What Patients Ask About C-Section Costs
How much does a c-section cost without insurance in Pensacola?
No cash price is available for this page. HCA Florida West Hospital, the only hospital in the dataset, did not publish a cash price for code 59510, and its gross charge was also published as $0 or blank. Those entries are missing data, not real prices, so a self-pay range cannot be given here. The only published figures are insured rates from $1,950 to $40,673, which apply to specific plans rather than to people paying without insurance. Professional fees, such as the obstetrician and anesthesia services, are billed separately from the facility charge. Contacting the hospital's billing office is the way to obtain a self-pay quote.
Why is the gross charge so much higher than the cash price?
A gross charge is a hospital's undiscounted list price, and cash prices are usually set well below it. On this page, though, neither figure is available for comparison. HCA Florida West Hospital published its gross charge for code 59510 as $0 or blank and its cash price as not published, so both count as missing data. No cash-to-gross percentage can be stated, and none is given in the data. Gross charges often act as a starting point for negotiated rates and are rarely what any patient actually pays, which is why the insured rates of $1,950 to $40,673 are the only usable figures here.
Does insurance cover a c-section?
Whether insurance covers a c-section depends on the specific plan, so the plan's own documents and the insurer are the sources for coverage details. This page lists 55 published rates for code 59510 at HCA Florida West Hospital, ranging from $1,950 for Molina Healthcare to $40,673 for Cigna. These are negotiated facility rates, not statements about what a plan covers or what a patient will owe. People on a high-deductible plan who have not met their deductible usually pay the plan's negotiated rate for the facility charge until the deductible is met. Out-of-pocket amounts depend on deductibles, copays and coinsurance.
Are there additional fees beyond the c-section facility charge?
Yes. The facility charge covers hospital resources, but other services are typically billed separately. These commonly include the obstetrician's or surgeon's professional fee, the anesthesiologist's fee, and charges from a pediatrician or neonatal team who care for the newborn. Laboratory work, pathology and imaging performed during the stay may arrive as their own bills, as can separate charges for the baby's care. Prenatal and postpartum visits may be billed on their own or bundled into a global obstetric fee, depending on the provider. Requesting an itemized bill from the hospital and each provider shows exactly which charges apply.
What is the cash price for a c-section at HCA Florida West Hospital in Pensacola?
HCA Florida West Hospital has not published a cash price for Cesarean Delivery (59510). The cash field is blank or $0 in the data, which means the figure is missing, not free. The gross charge is also missing. Only insured rates are listed, and those are facility charges only.
What does Cigna pay for a c-section at HCA Florida West Hospital?
Cigna's published rate for Cesarean Delivery (59510) at HCA Florida West Hospital is $40,673, listed under both its ManagedCareHMO and PPO plan types. That matches the highest rate in the payer table. It is a facility charge only, and it is not a personal out-of-pocket estimate.
What is CPT code 59510 for c-section pricing?
59510 is the billing code for Cesarean Delivery, and it is the only code shown on this Pensacola page. The page lists 1 hospital with 1 price row for it. The figures are facility charges, and the gross charge and cash price are missing, meaning blank or $0, not free.
Compare Other Procedures in Pensacola
Data Sources
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Heads up: source files are large
Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.
Ascension Sacred Heart Pensacola
File updated: 01/01/2026 · Accessed by us: 2026-10-15
Attested by: Will Condon
We are not affiliated with Ascension Sacred Heart Pensacola. Published prices may not reflect your actual cost. Disclaimer
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Baptist Hospital (Pensacola)
File updated: 2025-12-23 · Accessed by us: 2026-10-15
Attested by: Mark Faulkner
We are not affiliated with Baptist Hospital (Pensacola). Published prices may not reflect your actual cost. Disclaimer
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Gulf Breeze Hospital
File updated: 2025-12-23 · Accessed by us: 2026-10-15
Attested by: Mark Faulkner
We are not affiliated with Gulf Breeze Hospital. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida West Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Karl Leistikow
We are not affiliated with HCA Florida West Hospital. Published prices may not reflect your actual cost. Disclaimer
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Santa Rosa Medical Center
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Mike Nordness
We are not affiliated with Santa Rosa Medical Center. Published prices may not reflect your actual cost. Disclaimer
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