ER Visit Cost in Pensacola, FL

An emergency department (ER) visit is a hospital encounter in which a patient is evaluated by emergency staff in a dedicated treatment area. The facility fee, the charge the hospital bills for the room, equipment, and nursing and support staff, is categorized by level, which reflects the intensity of resources used. Three billing codes apply here: HCPCS 99283 (Level 3, Moderate), 99284 (Level 4, High/Urgent), and 99285 (Level 5, Critical). Prices on this page come from the hospital price transparency files that CMS requires hospitals to publish. Physician and professional fees are billed separately from the facility fee.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-09-01

Data may be outdated

This hospital's pricing file has not been updated since 01/01/2026 (287 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.

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If you are experiencing a medical emergency, call 911 or go to your nearest emergency room immediately.

Do not delay emergency care based on cost.

ER Visit Level 3 (Moderate) (HCPCS 99283)

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Hospital	Gross Charge	Cash Price	Low Insured	High Insured
Sacred Heart Pensacola	$2,032	$812.80	$277.94	$2,345	Schedule →
Baptist Hospital Pensacola	$3,700	$555	$9.61	$3,700	Schedule →
Gulf Breeze Hospital	$3,700	$555	$212.53	$3,700	Schedule →
HCA West *	$4,205.05	$4,205.05 *	$70.30	$10,991	Schedule →
Santa Rosa Medical Center	$4,042.44	$606.37	$69.99	$5,716	Schedule →

* Hospitals marked with * publish cash prices equal to their gross charges, meaning no separate self-pay discount appears in their transparency file. The insured rates shown are negotiated rates between the hospital and specific insurance plans. Uninsured patients may be able to negotiate lower rates by contacting the hospital directly.

ER Visit Level 4 (High/Urgent) (HCPCS 99284)

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Hospital	Gross Charge	Cash Price	Low Insured	High Insured
Sacred Heart Pensacola	$3,406	$1,362.40	$427.43	$4,146	Schedule →
Baptist Hospital Pensacola	$5,500	$825	$17.52	$5,500	Schedule →
Gulf Breeze Hospital	$5,500	$825	$334.07	$5,500	Schedule →
HCA West *	$8,506.40	$8,506.40 *	$130.15	$10,991	Schedule →
Santa Rosa Medical Center	$6,126.84	$919.03	$115.26	$5,883	Schedule →

ER Visit Level 5 (Critical) (HCPCS 99285)

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Hospital	Gross Charge	Cash Price	Low Insured	High Insured
Sacred Heart Pensacola	$4,432	$1,772.80	$615.42	$5,318	Schedule →
Baptist Hospital Pensacola	$6,300	$945	$25.43	$6,300	Schedule →
Gulf Breeze Hospital	$6,300	$945	$479.52	$6,300	Schedule →
HCA West *	$7,751.25	$7,751.25 *	$190	$10,991	Schedule →
Santa Rosa Medical Center	$6,124.68	$918.70	$115.26	$5,883	Schedule →

What These Prices Mean

Understanding the price columns The gross charge is the hospital's list price, also called the chargemaster rate. The cash price is what an uninsured or self-pay patient is quoted. The insured range shows the lowest to highest negotiated rates with insurers. For Level 3 (99283), Baptist Hospital Pensacola lists a gross charge of $3,700 and a cash price of $555, or 15% of gross. Sacred Heart Pensacola lists $2,032 gross and $812.80 cash, or 40% of gross. Sacred Heart's discount is smaller, yet its cash price is higher. HCA West lists the same figure for gross and cash ($4,205.05). Patients on high-deductible plans who have not met their deductible owe the negotiated rate, not the gross charge. Code variations The three codes reflect the complexity and resources of the visit. At Baptist Hospital Pensacola, cash prices are $555 (99283), $825 (99284), and $945 (99285), a $270 step from Level 3 to 4 and $120 from Level 4 to 5. At Sacred Heart, cash prices run $812.80, $1,362.40, and $1,772.80. HCA West lists $4,205.05 for 99283, $8,506.40 for 99284, and $7,751.25 for 99285.

Why ER Visit Prices Vary

Hospital pricing structures For Level 3 visits, gross charges range from $2,032 at Sacred Heart Pensacola to $4,205.05 at HCA West, a gap of $2,173.05. Cash prices range from $555 to $4,205.05, a gap of $3,650.05, so the spread widens rather than narrows here. Baptist Hospital Pensacola, Gulf Breeze Hospital, and Santa Rosa Medical Center apply cash prices near 15% of gross. Sacred Heart applies about 40%, and HCA West applies 100%, meaning its cash price equals its gross charge. Gross charges alone do not predict what a self-pay patient is quoted. Facility type and alternatives All five hospitals in this dataset are general hospitals with emergency departments, and none is identified as an academic medical center. Hospital-based ER facility fees reflect round-the-clock staffing and equipment readiness. Outpatient or freestanding facilities, which are not part of this dataset, may use different billing structures and charge differently. Across all codes and hospitals here, cash prices range from $555 to $8,506.40.

Paying cash? Health insurance could lower your ER Visit cost.

Published cash prices on this page range from $555 to $8,506.40 (including hospitals that publish cash equal to gross charge, marked with * in the table). The lowest insured rate in the price table is $9.61 (Baptist Hospital (Pensacola)). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Compare Health Insurance Plans → Get Free Plan Estimate →

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for ER Visit in Pensacola

How much does each insurance company pay for er visit at Pensacola hospitals?

Insurer	Lowest Rate	At Hospital	Highest Rate	Hospitals
Aetna	$17.52	Baptist Hospital (Pensacola)	$5,883	5
UnitedHealthcare	$21.25	Baptist Hospital (Pensacola)	$3,417	5
Cigna	$40.38	Baptist Hospital (Pensacola)	$10,991	5
MultiPlan/PHCS	$75.65	Baptist Hospital (Pensacola)	$5,607	3
Humana	$85	Baptist Hospital (Pensacola)	$633.88	4
WellCare	$121.02	Santa Rosa Medical Center	$646.19	4
Florida Blue	$212.53	Gulf Breeze Hospital	$4,756	5
Oscar Health	$444.70	Ascension Sacred Heart Pensacola	$3,129	3

Rates shown are the lowest and highest negotiated rates each insurer has published across Pensacola hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for ER Visit Level 3 (Moderate) (HCPCS 99283) at Baptist Hospital Pensacola, outpatient facility fee:

ER Visit Level 3 (Moderate) (99283), Baptist Hospital Pensacola Payer Rates

Insurance Payer	Plan Type	Negotiated Rate
AETNA	MEDICARE	$9.61
AETNA	MEDICARE	$9.61
PENSACOLA	CHRISTIAN COLL	$12.75
PENSACOLA	CHRISTIAN COLL	$12.75
PENSACOLA	CHRISTIAN COLL	$12.75
PENSACOLA	CHRISTIAN COLL	$12.75
UHC COMMUNITY	MCAID HMO	$21.25
UHC COMMUNITY	MCAID HMO	$21.25
UHC COMMUNITY	MCAID HMO	$21.25
UHC COMMUNITY	MCAID HMO	$21.25
UHC OF FL	POS/HMO	$22.53
UHC OF FL	POS/HMO	$22.53
UHC OF FL	POS/HMO	$22.53
UHC OF FL	POS/HMO	$22.53
HOSPICE REGENCY	ALL PRODUCTS	$25.50
HOSPICE REGENCY	ALL PRODUCTS	$25.50
HOSPICE REGENCY	ALL PRODUCTS	$25.50
HOSPICE REGENCY	ALL PRODUCTS	$25.50
CIGNA/GREAT WEST	PPO	$40.38
CIGNA/GREAT WEST	PPO	$40.38
CIGNA/GREAT WEST	PPO	$40.38
CIGNA/GREAT WEST	PPO	$40.38
HOSPICE EMERALD COAST	ALL PRODUCTS	$42.50
HOSPICE EMERALD COAST	ALL PRODUCTS	$42.50
HOSPICE EMERALD COAST	ALL PRODUCTS	$42.50
HOSPICE EMERALD COAST	ALL PRODUCTS	$42.50
CIGNA/GREAT WEST	OPEN ACCESS	$50.83
CIGNA/GREAT WEST	OPEN ACCESS	$50.83
CIGNA/GREAT WEST	OPEN ACCESS	$50.83
CIGNA/GREAT WEST	OPEN ACCESS	$50.83
ESCAMBIA	BOY BASE	$51
ESCAMBIA	BOY BASE	$51
ESCAMBIA	BOY BASE	$51
ESCAMBIA	BOY BASE	$51
PRIVATE HEALTHCARE	PPO	$55.25
UWF ATHLETES	ALL PRODUCTS	$55.25
PRIVATE HEALTHCARE	PPO	$55.25
UWF ATHLETES	ALL PRODUCTS	$55.25
PRIVATE HEALTHCARE	PPO	$55.25
UWF ATHLETES	ALL PRODUCTS	$55.25
PRIVATE HEALTHCARE	PPO	$55.25
UWF ATHLETES	ALL PRODUCTS	$55.25
AETNA	INDEMNITY	$57.12
AETNA	INDEMNITY	$57.12
AETNA	INDEMNITY	$57.12
AETNA	INDEMNITY	$57.12
FIRST HEALTH	PPO	$59.08
FIRST HEALTH	PPO	$59.08
FIRST HEALTH	PPO	$59.08
FIRST HEALTH	PPO	$59.08
WC CORVEL	PPO	$60.56
WC CORVEL	PPO	$60.56
WC CORVEL	PPO	$60.56
WC CORVEL	PPO	$60.56
AETNA	PPO	$62.05
AETNA	PPO	$62.05
AETNA	PPO	$62.05
AETNA	PPO	$62.05
CHOICECARE	PPO	$63.75
MH CHOICECARE	PPO	$63.75
CHOICECARE	PPO	$63.75
MH CHOICECARE	PPO	$63.75
CHOICECARE	PPO	$63.75
MH CHOICECARE	PPO	$63.75
CHOICECARE	PPO	$63.75
MH CHOICECARE	PPO	$63.75
MULTIPLAN	PPO	$75.65
MULTIPLAN	PPO	$75.65
MULTIPLAN	PPO	$75.65
MULTIPLAN	PPO	$75.65
WC CORVEL	PPO	$80.75
WC CORVEL	PPO	$80.75
WC CORVEL	PPO	$80.75
WC CORVEL	PPO	$80.75
CIGNA	INDEMNITY	$85
HUMANA	GOLD PLUS HMO	$85
HUMANA	HMO SNP DUAL PLN	$85
HUMANA	MCARE CHOICE PPO	$85
HUMANA	GOLD CHOICE PFFS	$85
MH WELLCARE	MCARE HMO	$85
CIGNA	INDEMNITY	$85
CIGNA	INDEMNITY	$85
CIGNA	INDEMNITY	$85
HUMANA	GOLD PLUS HMO	$85
HUMANA	HMO SNP DUAL PLN	$85
HUMANA	MCARE CHOICE PPO	$85
HUMANA	GOLD CHOICE PFFS	$85
MH WELLCARE	MCARE HMO	$85
BC FL MEDICARE PPO	ALL PRODUCTS	$277.94
HOSPICE COVENANT	ALL PRODUCTS	$277.94
BC FL MEDICARE PPO	ALL PRODUCTS	$277.94
HOSPICE COVENANT	ALL PRODUCTS	$277.94
BC FL MEDICARE PPO	ALL PRODUCTS	$277.94
HOSPICE COVENANT	ALL PRODUCTS	$277.94
BC FL MEDICARE PPO	ALL PRODUCTS	$277.94
HOSPICE COVENANT	ALL PRODUCTS	$277.94
UHC	MCARE ADV DUAL PLAN	$279.33
UHC	MCARE ADV PLN	$279.33
UHC	MCARE ADV PLN	$279.33
UHC	MCARE ADV DUAL PLAN	$279.33
UHC	MCARE ADV DUAL PLAN	$279.33
UHC	MCARE ADV PLN	$279.33
UHC	MCARE ADV PLN	$279.33
UHC	MCARE ADV DUAL PLAN	$279.33
HUMANA	MCARE CHOICE PPO	$283.50
HUMANA	GOLD PLUS HMO	$283.50
HUMANA	HMO SNP DUAL PLN	$283.50
HUMANA	GOLD CHOICE PFFS	$283.50
HUMANA	MCARE CHOICE PPO	$283.50
HUMANA	HMO SNP DUAL PLN	$283.50
HUMANA	GOLD PLUS HMO	$283.50
HUMANA	GOLD CHOICE PFFS	$283.50
HEALTHSPRING OF FL AL	ALL PRODUCTS	$286.27
HEALTHSPRING OF FL AL	ALL PRODUCTS	$286.27
AETNA	MEDICARE	$291.83
MH WELLCARE	MCARE HMO	$291.83
WELLCARE	MCARE HMO	$291.83
WELLCARE	MCARE HMO DUAL PLAN	$291.83
AETNA	MEDICARE	$291.83
MH WELLCARE	MCARE HMO	$291.83
WELLCARE	MCARE HMO DUAL PLAN	$291.83
WELLCARE	MCARE HMO	$291.83
AETNA	MEDICARE	$291.83
AETNA	MEDICARE	$291.83
FL BLUE	TRULI FOR HEALTH	$416.90
FL BLUE	TRULI FOR HEALTH	$416.90
FL BLUE	TRULI FOR HEALTH	$416.90
FL BLUE	TRULI FOR HEALTH	$416.90
AETNA	MEDICARE	$418.10
AETNA	MEDICARE	$418.10
AETNA	MEDICARE	$418.10
AETNA	MEDICARE	$418.10
AETNA	MEDICARE	$418.10
AETNA	MEDICARE	$418.10
WC CORVEL	PPO	$536.32
WC CORVEL	PPO	$536.32
PENSACOLA	CHRISTIAN COLL	$555
PENSACOLA	CHRISTIAN COLL	$555
PENSACOLA	CHRISTIAN COLL	$555
PENSACOLA	CHRISTIAN COLL	$555
PENSACOLA	CHRISTIAN COLL	$555
PENSACOLA	CHRISTIAN COLL	$555
PENSACOLA	CHRISTIAN COLL	$555
PENSACOLA	CHRISTIAN COLL	$555
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	MY BLUE NETWORK	$591
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
FL BLUE	BLUE SELECT	$703
FL BLUE	SIMPLY BLUE NETWORK	$703
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
BC FL	MEDICARE HMO	$814
FL BLUE	HEALTH OPTIONS HMO	$814
UHC COMMUNITY	MCAID HMO	$925
UHC COMMUNITY	MCAID HMO	$925
UHC COMMUNITY	MCAID HMO	$925
UHC COMMUNITY	MCAID HMO	$925
UHC COMMUNITY	MCAID HMO	$925
UHC COMMUNITY	MCAID HMO	$925
UHC COMMUNITY	MCAID HMO	$925
UHC COMMUNITY	MCAID HMO	$925
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
FL BLUE	NWB - BLUE OPTIONS	$947
HOSPICE REGENCY	ALL PRODUCTS	$1,110
HOSPICE REGENCY	ALL PRODUCTS	$1,110
HOSPICE REGENCY	ALL PRODUCTS	$1,110
HOSPICE REGENCY	ALL PRODUCTS	$1,110
HOSPICE REGENCY	ALL PRODUCTS	$1,110
HOSPICE REGENCY	ALL PRODUCTS	$1,110
HOSPICE REGENCY	ALL PRODUCTS	$1,110
HOSPICE REGENCY	ALL PRODUCTS	$1,110
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	INDEMNITY	$1,115
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
FL BLUE	PPC-BLUE CHOICE	$1,133
CIGNA/GREAT WEST	PPO	$1,757.50
CIGNA/GREAT WEST	PPO	$1,757.50
CIGNA/GREAT WEST	PPO	$1,757.50
CIGNA/GREAT WEST	PPO	$1,757.50
CIGNA/GREAT WEST	PPO	$1,757.50
CIGNA/GREAT WEST	PPO	$1,757.50
CIGNA/GREAT WEST	PPO	$1,757.50
CIGNA/GREAT WEST	PPO	$1,757.50
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
HOSPICE EMERALD COAST	ALL PRODUCTS	$1,850
UHC OF FL	POS/HMO	$2,100
UHC OF FL	POS/HMO	$2,100
UHC OF FL	POS/HMO	$2,100
UHC OF FL	POS/HMO	$2,100
UHC OF FL	POS/HMO	$2,100
UHC OF FL	POS/HMO	$2,100
UHC OF FL	POS/HMO	$2,100
UHC OF FL	POS/HMO	$2,100
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
CIGNA/GREAT WEST	OPEN ACCESS	$2,212.60
ESCAMBIA	BOY BASE	$2,220
ESCAMBIA	BOY BASE	$2,220
ESCAMBIA	BOY BASE	$2,220
ESCAMBIA	BOY BASE	$2,220
ESCAMBIA	BOY BASE	$2,220
ESCAMBIA	BOY BASE	$2,220
ESCAMBIA	BOY BASE	$2,220
ESCAMBIA	BOY BASE	$2,220
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
PRIVATE HEALTHCARE	PPO	$2,405
UWF ATHLETES	ALL PRODUCTS	$2,405
AETNA	INDEMNITY	$2,486.40
AETNA	INDEMNITY	$2,486.40
AETNA	INDEMNITY	$2,486.40
AETNA	INDEMNITY	$2,486.40
AETNA	INDEMNITY	$2,486.40
AETNA	INDEMNITY	$2,486.40
AETNA	INDEMNITY	$2,486.40
AETNA	INDEMNITY	$2,486.40
FIRST HEALTH	PPO	$2,571.50
FIRST HEALTH	PPO	$2,571.50
FIRST HEALTH	PPO	$2,571.50
FIRST HEALTH	PPO	$2,571.50
FIRST HEALTH	PPO	$2,571.50
FIRST HEALTH	PPO	$2,571.50
FIRST HEALTH	PPO	$2,571.50
FIRST HEALTH	PPO	$2,571.50
WC CORVEL	PPO	$2,636.25
WC CORVEL	PPO	$2,636.25
WC CORVEL	PPO	$2,636.25
WC CORVEL	PPO	$2,636.25
WC CORVEL	PPO	$2,636.25
WC CORVEL	PPO	$2,636.25
AETNA	PPO	$2,701
AETNA	PPO	$2,701
AETNA	PPO	$2,701
AETNA	PPO	$2,701
AETNA	PPO	$2,701
AETNA	PPO	$2,701
AETNA	PPO	$2,701
AETNA	PPO	$2,701
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
CHOICECARE	PPO	$2,775
MH CHOICECARE	PPO	$2,775
MULTIPLAN	PPO	$3,293
MULTIPLAN	PPO	$3,293
MULTIPLAN	PPO	$3,293
MULTIPLAN	PPO	$3,293
MULTIPLAN	PPO	$3,293
MULTIPLAN	PPO	$3,293
MULTIPLAN	PPO	$3,293
MULTIPLAN	PPO	$3,293
WC CORVEL	PPO	$3,515
WC CORVEL	PPO	$3,515
WC CORVEL	PPO	$3,515
WC CORVEL	PPO	$3,515
WC CORVEL	PPO	$3,515
WC CORVEL	PPO	$3,515
WC CORVEL	PPO	$3,515
WC CORVEL	PPO	$3,515
CIGNA	INDEMNITY	$3,700
CIGNA	INDEMNITY	$3,700
CIGNA	INDEMNITY	$3,700
CIGNA	INDEMNITY	$3,700
CIGNA	INDEMNITY	$3,700
CIGNA	INDEMNITY	$3,700
CIGNA	INDEMNITY	$3,700
CIGNA	INDEMNITY	$3,700

Key finding: For Level 4 ER visits, Aetna Medicare's rate at Baptist Hospital Pensacola is $17.52, while Cigna plans at HCA Florida West Hospital pay $10,991, a 627x difference.

What to Do With These ER Visit Prices

Look up the level after the visit. The hospital assigns 99283, 99284 or 99285 based on the care you received, so it cannot be chosen in advance. When the bill arrives, find the code on the facility line and quote it when you call billing. Ask whether the level matches the care you remember, and ask for an itemized statement so tests, imaging and medication each appear on their own line.

Weigh your total against the rows above. Several hospitals here publish cash prices well under their gross charges. For example, Baptist Hospital (Pensacola) lists $555 cash for 99283, against a gross charge of $3,700. HCA Florida West Hospital is different: its cash price for 99283 is $4,205.05, the same as its gross charge, and above every insured rate it publishes for that code. If your bill is far from the row for your level and hospital, ask billing to explain the gap.

Expect more than the hospital's bill. The figures on this page are facility charges only. Check these:

Whether the ER physician sent a separate professional bill.
Whether radiology or lab work arrived under a different name.
Whether an ambulance bill is a third, separate sender.

Read zeros as gaps. Every row on this page has a published cash price and a gross charge, so nothing here is missing. If you see a $0 or blank price on another page, it means the data was not reported, not that the service was free.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. Assistance applications and discount requests can be made after the visit.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About ER Visit Costs

How much does a er visit cost without insurance in Pensacola?

Cash prices for Level 3 (99283) are $555 at Baptist Hospital Pensacola and Gulf Breeze Hospital, $606.37 at Santa Rosa Medical Center, $812.80 at Sacred Heart Pensacola, and $4,205.05 at HCA West. Level 4 (99284) cash prices are $825 at Baptist and Gulf Breeze, $919.03 at Santa Rosa, $1,362.40 at Sacred Heart, and $8,506.40 at HCA West. Level 5 (99285) cash prices are $918.70 at Santa Rosa, $945 at Baptist and Gulf Breeze, $1,772.80 at Sacred Heart, and $7,751.25 at HCA West. The overall range is $555 to $8,506.40. These are facility fees; physician and professional fees are billed separately.

Why is the gross charge so much higher than the cash price?

The gross charge, or chargemaster price, is a hospital's undiscounted list price. Almost no one pays it. At Baptist Hospital Pensacola, the Level 3 cash price of $555 is 15% of the $3,700 gross charge. At Sacred Heart Pensacola, the $812.80 cash price is 40% of the $2,032 gross charge. Sacred Heart's smaller discount still results in a higher cash price because of the different starting points and discount policies. At HCA West, the cash price equals the gross charge at $4,205.05, so no discount applies.

Does insurance cover a er visit?

Coverage depends on your plan and whether the visit meets the plan's definition of medical necessity. Negotiated rates vary widely. For Level 3 visits, listed payer rates run from $12.75 to $10,991, depending on the insurer, plan type, and hospital. Prior authorization requirements generally apply to non-emergency services, and plan terms determine how they apply. If you have a high-deductible plan and have not met your deductible, you owe the negotiated rate for your plan, not the gross charge. Your insurer can confirm your specific rate.

Are there additional fees beyond the er visit facility charge?

Yes. The prices listed here are facility fees, which cover the hospital's room, equipment, and staff. The emergency physician who evaluates and treats a patient bills a separate professional fee. Other services during the visit, such as imaging, laboratory tests, or procedures, are billed separately, and radiologists who read imaging studies bill their own reading fees. Each of these may come from different billing entities. No dollar amounts for these additional charges are included in the source data.

What is the cash price for an ER visit at Baptist Hospital (Pensacola)?

Baptist Hospital (Pensacola) publishes cash prices of $555 for 99283, $825 for 99284 and $945 for 99285. Each is 15% of the gross charge. These are facility charges only, so separate physician or other fees are not included. All 3 codes have a published cash price.

What are the lowest and highest published ER visit cash prices in Pensacola?

Across the 5 hospitals on this page, cash prices run from $555 at Baptist Hospital (Pensacola) for 99283 to $8,506.40 at HCA Florida West Hospital for 99284. These are facility charges only. HCA Florida West Hospital publishes cash equal to its gross charge, with no self-pay discount shown.

Does HCA Florida West Hospital offer a self-pay discount for ER visits?

No self-pay discount is published for the 3 codes at HCA Florida West Hospital. Its cash price equals the gross charge, 100% of gross, such as $4,205.05 for 99283 and $7,751.25 for 99285. For 99283 and 99284, cash is above every insured rate listed. All figures are facility charges only.

What are Aetna's ER visit rates in Pensacola hospitals?

Aetna's published rates across 5 Pensacola-area hospitals run from $17.52 at Baptist Hospital (Pensacola) to $5,883 at Santa Rosa Medical Center, with a median of $2,325.38. The highest is about 336x the lowest. These are facility charges only and do not include separate professional fees.

How many insurance rates are published for 99283 at Baptist Hospital (Pensacola)?

The page lists 382 published rates for ER Visit Level 3 (Moderate) (99283) at Baptist Hospital (Pensacola). They run from $9.61 to $3,700, and the highest is about 385x the lowest. The $3,700 entries match the gross charge. These are facility charges only.

Compare Other Procedures in Pensacola

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MRI Cost in Pensacola

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Data Sources

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Ascension Sacred Heart Pensacola

File updated: 01/01/2026 · Accessed by us: 2026-10-15

Attested by: Will Condon

We are not affiliated with Ascension Sacred Heart Pensacola. Published prices may not reflect your actual cost. Disclaimer

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