C-Section Cost in Orlando, FL
A cesarean delivery, billed under CPT code 59510, is a surgical birth in which a baby is delivered through incisions in the abdomen and uterus. The procedure produces a newborn and the operative records that document the delivery, rather than images or lab results. The hospital facility fee generally covers the operating room, nursing care, supplies, and the hospital stay, while surgeon and anesthesia services are billed separately. This page covers one billing code, 59510 Cesarean Delivery, at five Orlando area hospitals. All prices come from the price transparency files that CMS requires hospitals to publish, and the figures shown are facility charges only.
Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 3/10/2026
Data may be outdated
This hospital's pricing file has not been updated since 2026-03-31 (198 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.
Cesarean Delivery (HCPCS 59510)
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| Hospital | Cash Price | |
|---|---|---|
| HCA Lake Monroe | N/A | Schedule → |
| HCA Osceola | N/A | Schedule → |
| HCA Oviedo Medical Center | N/A | Schedule → |
| HCA Poinciana | N/A | Schedule → |
| UCF Lake Nona | N/A | Schedule → |
What These Prices Mean
A gross charge is a hospital's full list price before any discounts, and a cash price is the rate offered to patients paying without insurance. On this page, gross charges for code 59510 are missing at all 5 hospitals, because the files list them as $0 or blank. Cash prices are also not published at any of the 5, so no cash-to-gross percentage can be given. The only published prices are insured rates, which run from $1,950 to $9,509 at each hospital. People on a high-deductible plan who have not yet met their deductible usually pay the plan's negotiated rate, so the insured range is the closest reference for that situation.
One code, one facility fee
This page covers a single code, 59510 Cesarean Delivery. It describes the delivery itself, and the facility rate attached to it reflects the hospital's side of the service: operating room, recovery, supplies, and nursing. Because there is only one code, there are no amounts to compare between codes. All of the variation here comes from which insurer's negotiated rate applies, not from a difference in coding.
Why C-Section Prices Vary
All 5 hospitals on this page belong to one health system, HCA Healthcare: HCA Florida Lake Monroe Hospital, HCA Florida Osceola Hospital, HCA Florida Oviedo Medical Center, HCA Florida Poinciana Hospital, and UCF Lake Nona Hospital. Each lists the same insured range of $1,950 to $9,509 for code 59510. None publishes a gross charge or a cash price, so no discount policy can be compared and no cash-to-gross percentage or multiplier applies between hospitals. Missing figures are a data gap, not a price of zero.
Other facilities and plan-to-plan variation
Outpatient centers, birth centers, and hospitals outside this dataset may price differently, and their files are not reflected here. The insurer table for HCA Florida Osceola Hospital lists 54 published rates for code 59510, sorted low to high. The lowest entries are $1,950, shown for Freedom Health and Optimum, while Cigna rates are $7,321, AvMed is $8,576 for one plan and $9,509 for another. The highest rate is about 5x the lowest.
Paying cash? Health insurance could lower your C-Section cost.
Published cash prices on this page range from N/A to N/A. The lowest insured rate in the price table is $1,950 (HCA Florida Lake Monroe Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.
Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.
Compare Insurer Rates for C-Section in Orlando
How much does each insurance company pay for c-section at Orlando hospitals?
| Insurer | Lowest Rate | Hospitals |
|---|---|---|
| Simply Healthcare | $1,680.71 | 7 |
| Molina Healthcare | $1,950 | 5 |
| Freedom Health | $1,950 | 5 |
| Optimum HealthCare | $1,950 | 4 |
| AvMed | $4,442 | 5 |
| Cigna | $7,321 | 5 |
Rates shown are the lowest and highest negotiated rates each insurer has published across Orlando hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.
What Insurers Actually Pay
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Published negotiated rates for Cesarean Delivery (HCPCS 59510) at HCA Osceola, outpatient facility fee:
Cesarean Delivery (59510), HCA Osceola Payer Rates
| Insurance Payer | Plan Type | Negotiated Rate |
|---|---|---|
| Freedom Health | MCR | $1,950 |
| Optimum | MGMCR | $1,950 |
| Freedom Health | MCR | $1,950 |
| Optimum | MGMCR | $1,950 |
| Freedom Health | MCR | $1,950 |
| Optimum | MGMCR | $1,950 |
| Molina Healthcare | MGMCR | $1,950 |
| Freedom Health | MCR | $1,950 |
| Optimum | MGMCR | $1,950 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Molina Healthcare | HIX | $2,702 |
| Evolutions | TieredNetwork | $4,121 |
| AvMed | HIX | $4,442 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| Cigna | ManagedCareHMO | $7,321 |
| Cigna | PPO | $7,321 |
| AvMed | HMOFI | $8,576 |
| AvMed | ASOEO | $9,509 |
Key finding: At HCA Florida Osceola Hospital, code 59510 rates range from $1,950 for Freedom Health and Optimum to $9,509 for an AvMed plan, about 5x apart.
What to Do With These C-Section Prices
Ask for the self-pay price by code. When you call a hospital's billing office, say CPT 59510, Cesarean Delivery, and ask for its cash or self-pay price in writing along with an itemized estimate. Ask what the quote includes and excludes, and whether the stay would be billed as inpatient or outpatient.
Hold a quote against the $1,950 to $9,509 insured range. Every hospital on this page lists the same insured range for 59510, from $1,950 to $9,509, and none publishes a cash price, so there is no posted cash figure here to compare. Once a hospital gives you a number, you can see whether it falls inside that range or above it, and ask what explains the gap.
Sort the bills by who sent them. The figures on this page are facility charges only. A delivery can also bring separate bills, so check each one for what it covers:
- The facility fee for the hospital stay and operating room.
- The surgeon or obstetrician's professional fee.
- The anesthesia provider.
- Any supplies or newborn care billed separately.
Ask whether a bundled package price exists that combines several of these.
Treat blank cells as missing data. All five hospitals here (HCA Florida Lake Monroe Hospital, HCA Florida Osceola Hospital, and UCF Lake Nona Hospital among them) show gross charges as N/A and cash as not published. That reflects missing or $0 entries in their files, not a free service, so a direct quote matters.
Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.
General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer
What Patients Ask About C-Section Costs
How much does a c-section cost without insurance in Orlando?
No cash price for a c-section is published at any of the 5 hospitals on this page, so a self-pay range cannot be given. The hospitals are HCA Florida Lake Monroe Hospital, HCA Florida Osceola Hospital, HCA Florida Oviedo Medical Center, HCA Florida Poinciana Hospital, and UCF Lake Nona Hospital. In their files the cash price for code 59510 is blank or $0, which is treated here as missing data rather than a real price. The only published figures are insured rates from $1,950 to $9,509. Professional fees, such as the surgeon and anesthesia, are billed separately from the facility fee, so a facility figure alone does not represent the whole bill.
Why is the gross charge so much higher than the cash price?
On this page the comparison cannot be made, because neither figure is published. Gross charges for code 59510 are listed as $0 or blank at all 5 hospitals, and cash prices are not published at any of them. A gross charge is normally a list price set before discounts, and a cash price is typically a lower rate for people paying without insurance, but there are no cash-to-gross percentages in this data to quote. Without both numbers, no ratio between them can be stated. The missing values are gaps in the published files, not prices of zero.
Does insurance cover a c-section?
Whether insurance applies to a c-section, and how much, depends on the individual plan, so the plan's own documents and its insurer are the source for that. What the published files show is that all 5 hospitals list insured rates for code 59510, from $1,950 to $9,509. At HCA Florida Osceola Hospital, 54 published rates appear in the insurer table. People on a high-deductible plan who have not met the deductible usually pay the plan's negotiated rate for the facility charge, which means the insurer-specific figure matters more than a list price.
Are there additional fees beyond the c-section facility charge?
Yes. The facility charge is only one part of a delivery. Separate bills commonly come from the obstetrician or surgeon who performs the procedure, the anesthesiologist, and sometimes an assistant surgeon. Laboratory work, pathology, and imaging may be billed apart from the facility fee, as can care for the newborn, including a pediatrician or neonatal team. Pharmacy items, medical equipment, and any extra nights in the hospital may also appear as separate lines. Each provider may bill on its own schedule, so statements can arrive at different times, and an itemized bill lists each charge individually.
What is the lowest c-section price published in Orlando?
The lowest insured rate in the price table is $1,950 at HCA Florida Lake Monroe Hospital for code 59510 Cesarean Delivery. This is a facility charge only and does not include other bills. Across the five hospitals on this page, no cash prices are published, so the figure reflects negotiated insurer rates only.
Compare Other Procedures in Orlando
Data Sources
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Heads up: source files are large
Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.
AdventHealth Orlando
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
We are not affiliated with AdventHealth Orlando. Published prices may not reflect your actual cost. Disclaimer
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AdventHealth Waterman
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tim Reiner
We are not affiliated with AdventHealth Waterman. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Lake Monroe Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: John Gerhold
We are not affiliated with HCA Florida Lake Monroe Hospital. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Osceola Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Robert Shimp
We are not affiliated with HCA Florida Osceola Hospital. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Oviedo Medical Center
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Cameron Howard
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HCA Florida Poinciana Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Morris Brown
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UCF Lake Nona Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Wendy Brandon
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Nemours Children's Hospital, Florida
File updated: 3/10/2026 · Accessed by us: 2026-10-15
Attested by: Caswell L Samms
We are not affiliated with Nemours Children's Hospital, Florida. Published prices may not reflect your actual cost. Disclaimer
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UF Health Leesburg Hospital
File updated: 2026-03-31 · Accessed by us: 2026-10-15
Attested by: Kent Bailey
We are not affiliated with UF Health Leesburg Hospital. Published prices may not reflect your actual cost. Disclaimer
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UF Health The Villages Hospital
File updated: 2026-03-31 · Accessed by us: 2026-10-15
Attested by: Kent Bailey
We are not affiliated with UF Health The Villages Hospital. Published prices may not reflect your actual cost. Disclaimer
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