MRI Cost in Morristown, TN
An MRI uses a strong magnet and radio waves to produce detailed cross-sectional images of the body, and the patient lies still on a table that slides into a scanner while the images are captured. A radiologist then reviews those images and prepares a written report. The hospital facility fee generally covers the scanner, the technologist, the equipment and the room, not the physician reading. This page covers two billing codes, 70551 for MRI Brain Without Contrast and 72148 for MRI Lumbar Spine Without Contrast. All prices come from the price transparency files that CMS requires hospitals to publish.
Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-08-05
Data may be outdated
This hospital's pricing file has not been updated since 2026-04-01 (197 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.
MRI Brain Without Contrast (HCPCS 70551)
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| Hospital | Cash Price | |
|---|---|---|
| Morristown-Hamblen | $531.60 | Schedule → |
| Tennova Jefferson Memorial | $1,309.24 | Schedule → |
MRI Lumbar Spine Without Contrast (HCPCS 72148)
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| Hospital | Cash Price | |
|---|---|---|
| Morristown-Hamblen | $705 | Schedule → |
| Tennova Jefferson Memorial | $1,391.15 | Schedule → |
What These Prices Mean
The gross charge is the hospital's full list price before any discount. At Morristown-Hamblen Hospital, the gross charge for 70551 is $1,772 and the published cash price is $531.60, which is 30% of gross. At Tennova Jefferson Memorial Hospital, the gross charge for the same code is $5,916.13 and the cash price is $1,309.24, which is 22% of gross. Insured rates are the amounts negotiated with plans, and they appear as a range per row, such as $105.33 to $1,594.80 at Morristown-Hamblen Hospital for 70551. People on a high-deductible plan who have not yet met the deductible usually pay the plan's negotiated rate, not the gross charge.
Brain and lumbar codes side by side
Code 70551 covers an MRI of the brain without contrast, and code 72148 covers an MRI of the lumbar spine without contrast. At Morristown-Hamblen Hospital, the cash price is $531.60 for 70551 and $705 for 72148. At Tennova Jefferson Memorial Hospital, the cash price is $1,309.24 for 70551 and $1,391.15 for 72148. At both hospitals, the lumbar spine code carries the higher gross charge and the higher cash price.
Why MRI Prices Vary
The two hospitals on this page belong to different systems, Covenant Health and Tennova Healthcare, and their published figures differ. Gross charges run from $1,772 at Morristown-Hamblen Hospital (70551) to $6,286.26 at Tennova Jefferson Memorial Hospital (72148), and the highest is about 4x the lowest. Cash prices run from $531.60 to $1,391.15, and the highest is about 3x the lowest. Cash discount policies also differ: Morristown-Hamblen Hospital lists cash at 30% of gross, while Tennova Jefferson Memorial Hospital lists cash at 22% of gross. Both hospitals publish a cash price for both codes.
Beyond these two hospitals
Outpatient imaging centers and other facilities outside this dataset may price the same scans differently, so the figures here describe only these two hospitals. Plan-to-plan variation is also visible. For 70551 at Morristown-Hamblen Hospital, the payer table lists 217 published rates, from $105.33 for United Healthcare Tenncare to $1,594.80 for Galaxy Health Network PPO, and the highest is about 15x the lowest.
Paying cash? Health insurance could lower your MRI cost.
Published cash prices on this page range from $531.60 to $1,391.15. The lowest insured rate in the price table is $84.26 (Tennova Jefferson Memorial Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.
Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.
What Insurers Actually Pay
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Published negotiated rates for MRI Brain Without Contrast (HCPCS 70551) at Morristown-Hamblen, outpatient facility fee:
MRI Brain Without Contrast (70551), Morristown-Hamblen Payer Rates
| Insurance Payer | Plan Type | Negotiated Rate |
|---|---|---|
| United Healthcare | Tenncare | $105.33 |
| United Healthcare | Tenncare | $105.33 |
| United Healthcare | Tenncare | $105.33 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| BCBS TN | Blue Care | $173.15 |
| Optum | VA CCN | $216.48 |
| Tricare | Humana Military | $216.48 |
| Optum | VA CCN | $216.48 |
| Tricare | Humana Military | $216.48 |
| Optum | VA CCN | $216.48 |
| Tricare | Humana Military | $216.48 |
| Wellpoint | Medicaid Tenncare | $217.30 |
| Wellpoint | Medicaid Tenncare | $217.30 |
| Wellpoint | Medicaid Tenncare | $217.30 |
| Humana | DSNP | $222.97 |
| Humana | Medicare Advantage HMO | $222.97 |
| Humana | Medicare Advantage PPO | $222.97 |
| United Healthcare | Community Plan DSNP | $222.97 |
| United Healthcare | Medicare Advantage | $222.97 |
| Humana | DSNP | $222.97 |
| Humana | Medicare Advantage HMO | $222.97 |
| Humana | Medicare Advantage PPO | $222.97 |
| United Healthcare | Community Plan DSNP | $222.97 |
| United Healthcare | Medicare Advantage | $222.97 |
| Humana | DSNP | $222.97 |
| Humana | Medicare Advantage HMO | $222.97 |
| Humana | Medicare Advantage PPO | $222.97 |
| United Healthcare | Community Plan DSNP | $222.97 |
| United Healthcare | Medicare Advantage | $222.97 |
| Farm Bureau | Medicare Advantage HMO | $225.14 |
| Farm Bureau | Medicare Advantage PPO | $225.14 |
| Farm Bureau | Medicare Advantage HMO | $225.14 |
| Farm Bureau | Medicare Advantage PPO | $225.14 |
| Farm Bureau | Medicare Advantage HMO | $225.14 |
| Farm Bureau | Medicare Advantage PPO | $225.14 |
| Aetna | Medicare Advantage | $227.30 |
| Blue Cross of TN | BlueEssential DSNP | $227.30 |
| Blue Cross of TN | BlueEssential HMO | $227.30 |
| Blue Cross of TN | Med Adv Diamond | $227.30 |
| Blue Cross of TN | Med Adv PPO | $227.30 |
| Blue Cross of TN | Med Adv Ruby | $227.30 |
| Blue Cross of TN | Med Adv Sapphire | $227.30 |
| Cigna | Medicare HMO | $227.30 |
| Cigna | Medicare HMO-POS | $227.30 |
| Cigna | Medicare PPO | $227.30 |
| Devoted Health | HMO | $227.30 |
| Devoted Health | PPO | $227.30 |
| HealthSpring | Medicare HMO POS | $227.30 |
| HealthSpring | Medicare PPO | $227.30 |
| United Healthcare | DSNP | $227.30 |
| Wellcare | Medicare Advantage | $227.30 |
| Wellpoint | DSNP | $227.30 |
| Wellpoint | Medicare Advantage | $227.30 |
| Aetna | Medicare Advantage | $227.30 |
| Blue Cross of TN | BlueEssential DSNP | $227.30 |
| Blue Cross of TN | BlueEssential HMO | $227.30 |
| Blue Cross of TN | Med Adv Diamond | $227.30 |
| Blue Cross of TN | Med Adv PPO | $227.30 |
| Blue Cross of TN | Med Adv Ruby | $227.30 |
| Blue Cross of TN | Med Adv Sapphire | $227.30 |
| Cigna | Medicare HMO | $227.30 |
| Cigna | Medicare HMO-POS | $227.30 |
| Cigna | Medicare PPO | $227.30 |
| Devoted Health | HMO | $227.30 |
| Devoted Health | PPO | $227.30 |
| HealthSpring | Medicare HMO POS | $227.30 |
| HealthSpring | Medicare PPO | $227.30 |
| United Healthcare | DSNP | $227.30 |
| Wellcare | Medicare Advantage | $227.30 |
| Wellpoint | DSNP | $227.30 |
| Wellpoint | Medicare Advantage | $227.30 |
| Aetna | Medicare Advantage | $227.30 |
| Blue Cross of TN | BlueEssential DSNP | $227.30 |
| Blue Cross of TN | BlueEssential HMO | $227.30 |
| Blue Cross of TN | Med Adv Diamond | $227.30 |
| Blue Cross of TN | Med Adv PPO | $227.30 |
| Blue Cross of TN | Med Adv Ruby | $227.30 |
| Blue Cross of TN | Med Adv Sapphire | $227.30 |
| Cigna | Medicare HMO | $227.30 |
| Cigna | Medicare HMO-POS | $227.30 |
| Cigna | Medicare PPO | $227.30 |
| Devoted Health | HMO | $227.30 |
| Devoted Health | PPO | $227.30 |
| HealthSpring | Medicare HMO POS | $227.30 |
| HealthSpring | Medicare PPO | $227.30 |
| United Healthcare | DSNP | $227.30 |
| Wellcare | Medicare Advantage | $227.30 |
| Wellpoint | DSNP | $227.30 |
| Wellpoint | Medicare Advantage | $227.30 |
| Aetna | Commercial | $367.57 |
| Aetna | Commercial | $367.57 |
| Aetna | Commercial | $367.57 |
| Cigna | HMO | $472 |
| Cigna | Local Plus | $472 |
| Cigna | OAP | $472 |
| Cigna | POS | $472 |
| Cigna | HMO | $472 |
| Cigna | Local Plus | $472 |
| Cigna | OAP | $472 |
| Cigna | POS | $472 |
| Cigna | HMO | $472 |
| Cigna | Local Plus | $472 |
| Cigna | OAP | $472 |
| Cigna | POS | $472 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| United Healthcare | All Other Plans | $477.73 |
| United Healthcare | Heritage Select | $477.73 |
| United Healthcare | Options PPO | $477.73 |
| Cigna | IFP | $482 |
| Cigna | IFP | $482 |
| Cigna | IFP | $482 |
| EHN | Network Lease | $797.40 |
| EHN | Network Lease | $797.40 |
| EHN | Network Lease | $797.40 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| BCBS TN | Commercial Network P | $864 |
| BCBS TN | Commercial Network S | $864 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Ambetter | Exchange | $1,022 |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $1,063.20 |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $1,063.20 |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $1,063.20 |
| Community Services Network | NonProfit Public Benefit | $1,151.80 |
| Community Services Network | NonProfit Public Benefit | $1,151.80 |
| Community Services Network | NonProfit Public Benefit | $1,151.80 |
| USA Managed Care Organization | PPO | $1,240.40 |
| USA Managed Care Organization | PPO | $1,240.40 |
| USA Managed Care Organization | PPO | $1,240.40 |
| NovaNet | Network Lease | $1,329 |
| NovaNet | Network Lease | $1,329 |
| NovaNet | Network Lease | $1,329 |
| Direct Care America | PPO | $1,417.60 |
| MedSave USA | Commercial | $1,417.60 |
| National Provider Network | PPO | $1,417.60 |
| Direct Care America | PPO | $1,417.60 |
| MedSave USA | Commercial | $1,417.60 |
| National Provider Network | PPO | $1,417.60 |
| Direct Care America | PPO | $1,417.60 |
| MedSave USA | Commercial | $1,417.60 |
| National Provider Network | PPO | $1,417.60 |
| Beech Street | PPO | $1,506.20 |
| CCN Managed Care | PPO | $1,506.20 |
| Beech Street | PPO | $1,506.20 |
| CCN Managed Care | PPO | $1,506.20 |
| Beech Street | PPO | $1,506.20 |
| CCN Managed Care | PPO | $1,506.20 |
| Initial Group | PPO | $1,559.36 |
| Initial Group | PPO | $1,559.36 |
| Initial Group | PPO | $1,559.36 |
| Galaxy Health Network | PPO | $1,594.80 |
| Galaxy Health Network | PPO | $1,594.80 |
| Galaxy Health Network | PPO | $1,594.80 |
Key finding: For MRI Brain Without Contrast at Morristown-Hamblen Hospital, rates range from $105.33 for United Healthcare Tenncare to $1,594.80 for Galaxy Health Network PPO, about 15x apart.
What to Do With These MRI Prices
Start with the CPT number from the ordering office. This page lists 70551 (brain) and 72148 (lumbar spine), both written as without contrast. Ask the office that placed the order which exact code applies, and whether the order is with or without contrast, since that changes the billing code. Then ask the hospital's billing office for its cash price and an itemized estimate for that code.
Line up your quote against these figures. At Morristown-Hamblen Hospital, the cash price for 70551 is $531.60, with insured rates running from $105.33 to $1,594.80. At Tennova Jefferson Memorial Hospital, the cash price for the same code is $1,309.24. Cash sits inside the insured range at both hospitals, so a quote or bill can be compared with both ends of that range. Ask whether the quote is for the same code and the same site of service.
Expect more than one bill. The prices here are the hospital's technical charge for the scan itself. The radiologist who reads the images usually bills separately, and that fee is not shown here. When bills arrive, check that the facility charge and the reading fee each appear once, and that the code matches what was ordered.
- Ask whether the radiologist's fee is included in any cash quote.
- Ask whether contrast, if ordered, is billed as a separate line.
Limits of this page. Every row here has a published cash price and gross charge, so no blanks need reading as free. Outpatient and freestanding imaging centers are not in this dataset and may price the same scan differently.
Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.
General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer
What Patients Ask About MRI Costs
How much does a mri cost without insurance in Morristown?
Based on the published cash prices, an MRI without insurance in Morristown ranges from $531.60 at Morristown-Hamblen Hospital (70551, brain) to $1,391.15 at Tennova Jefferson Memorial Hospital (72148, lumbar spine). All 4 price rows on this page have a published cash price, so no cash prices are missing here. Morristown-Hamblen Hospital lists $705 for the lumbar spine code, and Tennova Jefferson Memorial Hospital lists $1,309.24 for the brain code. These are facility charges only. Professional fees, such as the radiologist's reading, are billed separately and are not included in these figures.
Why is the gross charge so much higher than the cash price?
The gross charge is a hospital's full list price, set before any discounts, and few patients are billed that amount. Cash prices are published as discounted rates. At Morristown-Hamblen Hospital, the cash price is 30% of the gross charge, for example $531.60 against $1,772 for code 70551. At Tennova Jefferson Memorial Hospital, the cash price is 22% of the gross charge, for example $1,309.24 against $5,916.13 for the same code. The gap between the two columns reflects each hospital's own discount policy for patients paying directly.
Does insurance cover a mri?
Whether insurance covers an MRI depends on the individual plan, so coverage details need to come from the plan itself. The price files show negotiated rates, which vary by insurer. At Morristown-Hamblen Hospital, the insured range for 70551 is $105.33 to $1,594.80, and for 72148 it is $105.33 to $2,115. At Tennova Jefferson Memorial Hospital, the insured range for both codes starts at $84.26. If you have a high-deductible plan and have not met your deductible, you usually pay the plan's negotiated rate for the scan.
Are there additional fees beyond the mri facility charge?
Yes. The facility charge is only one part of an MRI bill. A radiologist usually bills a separate professional fee for reading the images and writing the report. The ordering physician's visit may be billed on its own, and a separate charge may apply if contrast material is used. Anesthesia or sedation, when provided, can be billed by a separate provider. Some hospitals also bill supplies, and an out-of-network provider may bill separately from the hospital. Itemized bills and each provider's own price information show which of these apply.
What is the cash price for a brain MRI at Morristown-Hamblen Hospital?
The published cash price for MRI Brain Without Contrast (CPT 70551) at Morristown-Hamblen Hospital is $531.60. The gross charge listed for the same code is $1,772. These are facility charges only, so separate bills such as a radiologist's reading fee are not included in these figures.
What is the cash price for a lumbar spine MRI at Tennova Jefferson Memorial Hospital?
Tennova Jefferson Memorial Hospital publishes a cash price of $1,391.15 for MRI Lumbar Spine Without Contrast (CPT 72148). Its gross charge for that code is $6,286.26, and the cash price is 22% of gross. This is a facility charge only and does not include professional fees.
What are the lowest and highest published MRI cash prices in Morristown?
Across the two hospitals on this page, cash prices run from $531.60 at Morristown-Hamblen Hospital (70551, brain) to $1,391.15 at Tennova Jefferson Memorial Hospital (72148, lumbar spine). The highest is about 3x the lowest. All four code and hospital rows list a cash price, and all figures are facility charges only.
What are United Healthcare Tenncare rates for a brain MRI at Morristown-Hamblen Hospital?
The payer table for MRI Brain Without Contrast (70551) at Morristown-Hamblen Hospital lists United Healthcare Tenncare at $105.33, the lowest entry among 217 published rates. BCBS TN Blue Care is listed at $173.15. These are facility rates only, and an individual patient's actual cost depends on plan details not shown here.
How much do insured MRI rates vary at Morristown-Hamblen Hospital?
For MRI Brain Without Contrast (70551) at Morristown-Hamblen Hospital, insured rates run from $105.33 to $1,594.80, and the highest is about 15x the lowest. For lumbar spine (72148), rates run from $105.33 to $2,115. These are facility charges only and exclude separate professional fees.
Compare Other Procedures in Morristown
Data Sources
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Morristown-Hamblen Hospital
File updated: 2026-08-05 · Accessed by us: 2026-10-15
Attested by: Robert Boos
We are not affiliated with Morristown-Hamblen Hospital. Published prices may not reflect your actual cost. Disclaimer
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Tennova Jefferson Memorial Hospital
File updated: 2026-04-01 · Accessed by us: 2026-10-15
Attested by: Tony Benton
We are not affiliated with Tennova Jefferson Memorial Hospital. Published prices may not reflect your actual cost. Disclaimer
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