MRI Cost in Austin, TX

This page displays published hospital pricing data for MRI procedures across our metro area. The facility fee covers MRI equipment usage, technologist staffing, and hospital room resources required for the service. Two primary billing codes apply: HCPCS 70551 for brain imaging without contrast and HCPCS 72148 for lumbar spine imaging without contrast. Pricing data comes from CMS-mandated hospital transparency files that hospitals must publish annually.

Data last updated: Unknown

Scope note: These are hospital facility fees only. Standalone imaging centers (not hospitals) often charge significantly less for outpatient imaging but are not covered by the CMS Hospital Price Transparency Rule, so they are not included in this data. We currently track only hospital-published prices.

MRI Brain Without Contrast (HCPCS 70551)

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Hospital Cash Price
BSW Emergency Medical Cen $2,367.38 Schedule →
BSW Medical Center Austin $2,367.38 Schedule →
BSW Medical Center Buda $2,367.38 Schedule →
BSW Medical Center Lakewa $2,367.38 Schedule →
BSW Medical Center Marble $2,092.86 Schedule →
BSW Medical Center Pfluge $2,367.38 Schedule →
BSW Medical Center Round $2,367.38 Schedule →
BSW Medical Center Taylor $2,367.38 Schedule →

MRI Lumbar Spine Without Contrast (HCPCS 72148)

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Hospital Cash Price
BSW Emergency Medical Cen $1,912.67 Schedule →
BSW Medical Center Austin $1,912.67 Schedule →
BSW Medical Center Buda $1,912.67 Schedule →
BSW Medical Center Lakewa $1,912.67 Schedule →
BSW Medical Center Marble $2,118.56 Schedule →
BSW Medical Center Pfluge $1,912.67 Schedule →
BSW Medical Center Round $1,912.67 Schedule →
BSW Medical Center Taylor $1,912.67 Schedule →

What These Prices Mean

Understanding the price columns: The gross charge represents the hospital's list price before any discounts. For brain MRI (70551), gross charges range from $3,488.10 at BSW Marble Falls to $3,945.63 at most other facilities. Cash prices are 60% of gross at all locations, creating a range from $2,092.86 to $2,367.38. For lumbar spine MRI (72148), most hospitals charge $3,187.79 gross and $1,912.67 cash, except BSW Marble Falls at $3,530.94 gross and $2,118.56 cash. Patients on high-deductible plans who have not met their deductible pay the negotiated rate within the insured range. Code variations: Brain MRI (70551) costs approximately $450-$500 more than lumbar spine MRI (72148) at each facility. This reflects the different imaging protocols, scan duration, and technical requirements for brain versus spine imaging sequences.

Why MRI Prices Vary

Hospital pricing structures: Gross charges show minimal variation, with brain MRI ranging from $3,488.10 to $3,945.63 (a $457.53 gap) and lumbar spine MRI mostly uniform at $3,187.79 except one facility at $3,530.94. Cash prices maintain the same relative differences since all facilities apply identical 60% discounts. The consistency suggests standardized pricing within this hospital system. Facility type and alternatives: All facilities in this dataset belong to the BSW (Baylor Scott & White) health system, explaining the uniform discount structure. The emergency medical center charges the same as full-service hospitals for these outpatient imaging procedures. Freestanding imaging centers and outpatient facilities not represented in this hospital data may offer different pricing structures. Cash prices span $1,912.67 to $2,367.38 across all codes and facilities.
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Paying cash? Health insurance could lower your MRI cost.

Published cash prices on this page range from $1,912.67 to $2,367.38. Insurers on this page have negotiated rates starting from $204.15, many times lower than cash prices at the same hospitals. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for MRI in Austin

How much does each insurance company pay for mri at Austin hospitals?

Insurer Lowest Rate Hospitals
Superior Health Plan $199.14 7
Baylor Scott & White Health Plan $205.27 7
Humana $216.07 7
TriWest Healthcare Alliance $216.07 7
Blue Cross Blue Shield of Texas $226.87 7
ProCare Advantage $226.87 7
Aetna $230.14 7
UnitedHealthcare $248.48 7

Rates shown are the lowest and highest negotiated rates each insurer has published across Austin hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for MRI Brain Without Contrast (HCPCS 70551) at BSW Medical Center Round , outpatient facility fee:

MRI Brain Without Contrast (70551), BSW Medical Center Round Payer Rates

Insurance Payer Plan Type Negotiated Rate
Superior Health Plan Medicaid $204.15
Baylor Scott & White Health Plan Medicare Advantage $208.22
Humana Medicare $219.18
Superior Health Plan Medicare HMO/Medicare PPO $219.18
TriWest Community Care Network $219.18
CORVEL Worker's Compensation $229.61
Prime Health Services Worker's Compensation $229.61
American Health Plan Medicare Advantage $230.14
Blue Cross Blue Shield Medicare Advantage $230.14
HealthSpring Medicare Advantage $230.14
ProCare Advantage Medicare Advantage $230.14
United Healthcare Medicare Advantage $252.06
Baylor Scott & White Health Plan BSW Premier - Small Group $263.02
Injury Management Organization Med Select Network $272.22
Baylor Scott & White Health Plan BSW Premier - Individual $275.07
CareWorks fka Rockport Worker's Compensation $327.67
Sedgwick Preferred Network $327.67
Baylor Scott & White Health Plan BSW Plus - Small Group $361.65
Blue Cross Blue Shield Blue Premier $913.52
Blue Cross Blue Shield High Performance Network $913.52
Blue Cross Blue Shield My BlueHealth $913.52
Blue Cross Blue Shield Blue Advantage $925.17
Blue Cross Blue Shield Blue Essentials (HMO) $1,058
Blue Cross Blue Shield BlueChoice (PPO) $1,113.93
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,664.65
Cigna Local Plus $1,711
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,854.56
Cigna HMO/PPO $2,013
University of Mary Hardin-Baylor Commercial $2,014
Aetna Commercial $2,170.1
QuikTrip Employee Benefit Plan $2,170.1
QuikTrip Employee Benefit Plan $2,170.1
MidCoast Commercial $2,170.1
MidCoast Commercial $2,170.1
Independent Medical System Commercial PPO $2,367.38
Independent Medical System Commercial PPO $2,367.38
United Healthcare Commercial $2,400
Curative Commercial $2,564.66
Curative Commercial $2,564.66
Humana Commercial HMO $2,564.66
First Health PPO $2,761.94
First Health PPO $2,761.94
HealthSmart Accel Network $2,761.94
Humana Commercial PPO $2,761.94
BlueBell Creameries Self Insured $2,959.22
HealthSmart Preferred Network $2,959.22
Private Health Care System PHCS Network $2,959.22
Three Rivers Three Rivers Provider Network $3,551.07
Three Rivers Three Rivers Provider Network $3,551.07

Key finding: Superior Health Plan Medicaid pays the lowest rates at $199.14-$204.15 while Three Rivers Provider Network pays up to $3,551.07, creating a 17-fold difference.

How to Use This Information

Our methodology · Medical Disclaimer

What Patients Ask About MRI Costs

How much does a mri cost without insurance in Austin?

Cash prices for MRI without insurance in Austin vary by body area and facility. Lumbar spine MRI (72148) costs $1,912.67 at most BSW locations and $2,118.56 at BSW Marble Falls. Brain MRI (70551) costs $2,092.86 at BSW Marble Falls and $2,367.38 at other BSW facilities. The overall cash price range spans $1,912.67 to $2,367.38. Brain imaging consistently costs about $450-$500 more than lumbar spine imaging due to different technical requirements. These facility fees cover the imaging procedure only. Radiologist professional fees for reading and interpreting the images are billed separately by the physician.

Why is the gross charge so much higher than the cash price?

The gross charge represents the hospital's chargemaster price, essentially a list price that serves as the starting point for insurance negotiations. At BSW facilities, cash prices are exactly 60% of gross charges. For example, a $3,945.63 gross charge for brain MRI becomes a $2,367.38 cash price after the 40% discount. Almost no patients pay the full gross charge. Insurance companies negotiate rates that typically fall between the cash price and gross charge. Even with identical percentage discounts across facilities, the hospital with higher gross charges (like $3,945.63 versus $3,488.10 for brain MRI) still results in higher actual cash prices despite the same discount structure.

Does insurance cover a mri?

Insurance coverage for MRI depends on the specific plan and your plan's coverage criteria. Negotiated rates with insurers range from $199.14 to $3,551.07 depending on the insurance plan and procedure code, showing significant variation in what different insurers pay. Non-emergency MRI procedures typically require prior authorization from insurance companies to confirm plan coverage requirements before coverage approval. Patients with high-deductible health plans who have not yet met their annual deductible will pay the negotiated insurance rate, not the higher gross charge. The negotiated rate falls within the insured range shown for each facility and typically represents substantial savings compared to cash prices.

Are there additional fees beyond the mri facility charge?

The facility charges cover only the hospital's fees for equipment use, technologist services, and facility resources. A separate radiologist professional fee applies for interpreting the MRI images and providing the diagnostic report to the ordering physician. This radiologist fee is billed separately from the facility charge. If the MRI is performed in an emergency department setting, additional ER facility fees will apply beyond the imaging charges. Patients may expect at least two separate bills: one from the hospital for the facility fee and another from the radiologist or radiology group for the professional interpretation services.

Compare Other Procedures in Austin

Data Sources

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Heads up: source files are large

Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.

Ascension Seton Cedar Park

File updated: Unknown · Accessed by us: 2026-04-13

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Ascension Seton Edgar B Davis

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Ascension Seton Hays

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Ascension Seton Highland Lakes

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Ascension Seton Medical Center Austin

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Ascension Seton Northwest

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Ascension Seton Smithville

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Ascension Seton Southwest

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Ascension Seton Williamson

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BSW Emergency Medical Center Cedar Park

File updated: 2026-02-18 · Accessed by us: 2026-04-13

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BSW Medical Center Austin

File updated: 2026-02-20 · Accessed by us: 2026-04-13

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BSW Medical Center Buda

File updated: 2026-02-20 · Accessed by us: 2026-04-13

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BSW Medical Center Lakeway

File updated: 2026-02-19 · Accessed by us: 2026-04-13

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BSW Medical Center Marble Falls

File updated: 2026-02-20 · Accessed by us: 2026-04-13

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BSW Medical Center Pflugerville

File updated: 2026-02-18 · Accessed by us: 2026-04-13

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BSW Medical Center Round Rock

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BSW Medical Center Taylor

File updated: 2026-02-24 · Accessed by us: 2026-04-13

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Dell Children's Medical Center

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Dell Seton Medical Center UT

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