Lab Work Cost in Melbourne-Palm Bay, FL

Lab work in this comparison covers two blood tests, each billed under its own HCPCS code. HCPCS 85025 is a Complete Blood Count (CBC) with Differential, which counts and measures the cells in a blood sample, including red cells, white cells, and platelets, and breaks the white cells into types. HCPCS 80053 is a Comprehensive Metabolic Panel (CMP), which measures a set of chemical values in blood, such as electrolytes, glucose, and kidney and liver markers. Both involve a blood draw and laboratory analysis. The facility fee covers the hospital's lab equipment, supplies, and staff. Prices on this page come from CMS-mandated hospital transparency files.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-03-02

Scope note: These are hospital lab fees only. Independent labs (Quest Diagnostics, LabCorp, etc.) typically charge significantly less for routine blood work but are not covered by the CMS Hospital Price Transparency Rule, so they are not included in this data.

Comprehensive Metabolic Panel (CMP) (HCPCS 80053)

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Hospital Cash Price
Cape Canaveral Hospital $29 Schedule →
Holmes Regional $29 Schedule →
Palm Bay Hospital $29 Schedule →
Viera Hospital $29 Schedule →

Complete Blood Count (CBC) with Differential (HCPCS 85025)

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Hospital Cash Price
Cape Canaveral Hospital $24.50 Schedule →
Holmes Regional $24.50 Schedule →
Palm Bay Hospital $24.50 Schedule →
Viera Hospital $24.50 Schedule →

What These Prices Mean

Understanding the price columns The gross charge is the hospital's list price, also called the chargemaster rate. For the CBC with Differential (85025), every hospital in this dataset lists a gross charge of $98 and a cash price of $24.50, which is 25% of gross. The cash price is what an uninsured patient or a self-pay patient is quoted. The insured range reflects negotiated rates between hospitals and insurers; for 85025 it runs up to $402, and the lower bound is not reported in the data (listed as N/A). Patients on high-deductible plans who have not yet met their deductible owe the negotiated rate for the test, not the gross charge. Code variations The two codes describe different tests, so they carry different prices. The CMP (80053) has a gross charge of $116 and a cash price of $29 at all four hospitals. That is $18 more in gross charge and $4.50 more in cash price than the CBC with Differential (85025). Both codes show the same 25% cash-to-gross ratio and the same top insured rate of $402.

Why Lab Work Prices Vary

Hospital pricing structures In this dataset, the four hospitals (Cape Canaveral Hospital, Holmes Regional Medical Center, Palm Bay Hospital, and Viera Hospital) list identical gross charges and identical cash prices for both codes. The gross charge gap between hospitals is $0, and the cash price gap is $0. Each applies the same discount of 75% off gross, which leaves cash at 25% of gross. The variation that does exist appears in payer-specific rates. The CMP has 136 payer rates ranging from $10.56 to $402, a 38x spread. The CBC with Differential has 132 payer rates ranging from $10.37 to $402, a 39x spread. Facility type and alternatives All four facilities in this comparison are hospitals, and hospital lab charges include facility fees for equipment, space, and staff. Outpatient or freestanding laboratories are not in this dataset and may charge differently, since their cost structures and billing arrangements differ from those of hospitals. Within the hospitals compared here, cash prices range from $24.50 to $29, depending on the test.
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Paying cash? Health insurance could lower your Lab Work cost.

Published cash prices on this page range from $24.50 to $29. The lowest insured rate in the price table is $2.97 (Cape Canaveral Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

Compare Insurer Rates for Lab Work in Melbourne-Palm Bay

How much does each insurance company pay for lab work at Melbourne-Palm Bay hospitals?

Insurer Lowest Rate Hospitals
Health First $10.37 4
UnitedHealthcare $15.54 4
Cigna $37.73 4
Aetna $54.59 4
MultiPlan/PHCS $78.40 4
Molina Healthcare $98 4
Amerigroup $98 4
Florida Blue $382 4

Rates shown are the lowest and highest negotiated rates each insurer has published across Melbourne-Palm Bay hospitals for this procedure. Your actual cost depends on your plan's deductible, copay, and coinsurance.

What Insurers Actually Pay

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Published negotiated rates for Comprehensive Metabolic Panel (CMP) (HCPCS 80053) at Cape Canaveral Hospital, outpatient facility fee:

Comprehensive Metabolic Panel (CMP) (80053), Cape Canaveral Hospital Payer Rates

Insurance Payer Plan Type Negotiated Rate
Molina Healthcare Molina Healthcare FL KidCare $4.55
Humana Humana Medicaid $4.64
Aetna Better Health of Florida Aetna Better Health of Florida $4.78
Amerigroup Simply Healthcare FL Healthy Kids $4.78
Amerigroup Simply Healthcare Plans $4.78
Sunshine Health Plan Sunshine Health Plan Medicaid $4.78
United Healthcare United Healthcare Medicaid $4.78
Aetna Better Health of Florida Aetna Better Health FL Healthy Kids $5.01
Molina Healthcare Molina Healthcare of FL Medicaid $5.10
United Healthcare United Healthcare Florida Healthy Kids $7.88
Health First Health Plan Health First Health Plan Medicare $9.83
Corizon Health YesCare $10.56
Health First Health Plan Health First Health Plan Medicare $14.08
Health First Health Plan HFHP Individual PPO/Marketplace $14.37
United Healthcare United Healthcare NHP $21.12
United Healthcare United Healthcare Commercial Group 1 $31.68
United Healthcare United Healthcare NHP $34.22
Health First Health Plan HFHP Individual PPO/Marketplace $34.57
Florida Healthcare Plans Florida Healthcare Plans BNN $36.66
Cigna Cigna $44.66
Cigna Cigna $47.79
United Healthcare United Healthcare Commercial Group 1 $58.23
Aetna Aetna Commercial $64.61
Disney Cruise Line Disney Cruise Line $69.60
Disney Cruise Line Disney Cruise Line $69.60
Prime Heath Services, Inc. Prime Heath Services Inc $87
Prime Heath Services, Inc. Prime Heath Services Inc $87
MultiPlan MultiPlan $92.80
MultiPlan MultiPlan $92.80
MultiPlan MultiPlan $92.80
Aetna Aetna Coventry First Health Facility Rental $110.20
Aetna Aetna Coventry First Health Facility Rental $110.20
Aetna Aetna Coventry First Health Facility Rental $110.20
Humana Humana Medicaid $116
Molina Healthcare Molina Healthcare FL KidCare $116
United Healthcare United Healthcare Florida Healthy Kids $116
United Healthcare United Healthcare Medicaid $116
Aetna Better Health of Florida Aetna Better Health of Florida $121.80
Amerigroup Simply Healthcare FL Healthy Kids $121.80
Amerigroup Simply Healthcare Plans $121.80
Sunshine Health Plan Sunshine Health Plan Medicaid $121.80
Aetna Better Health of Florida Aetna Better Health FL Healthy Kids $127.60
Molina Healthcare Molina Healthcare of FL Medicaid $129.92
Florida Blue Florida Blue Commercial HMO $382
Florida Blue Florida Blue Commercial PPO $402

Key finding: Florida Blue's Commercial PPO rate of $402 for both tests is about 39 times the lowest CBC rate of $10.37 (Health First Health Plan Medicare) and about 38 times the lowest CMP rate of $10.56.

What to Do With These Lab Work Prices

Quote 80053 and 85025 when you call. Ask the ordering office which test codes are on your order, then ask the hospital lab for its cash price and an itemized estimate for each code. Every one of the 8 price rows here has a published cash price, so each hospital should be able to give you a figure to compare.

Compare your quote with the spread on this page. At all four hospitals, cash is listed at $29 for the CMP (80053) and $24.50 for the CBC with differential (85025). Insured rates for the same codes run from $2.97 to $402, so a cash quote can land above or below what a given plan pays. Ask your insurer for its allowed amount for each code and put the two side by side.

Look for lines beyond the tests. Check the bill for:

  • The number of tests billed, and whether a panel appears twice.
  • A separate specimen collection (venipuncture) charge on top of the test codes.
  • A facility charge from the hospital plus any separate professional bill, such as a pathologist reading results.

Know what is not here. This page lists hospital outpatient lab prices only. Independent labs are not in this dataset and can price the same tests very differently, so ask whether your order could go to one. No cash or gross prices are blank or $0 on this page, so every figure shown is a published price.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About Lab Work Costs

How much does a lab work cost without insurance in Melbourne-Palm Bay?

Without insurance, the cash price at all four hospitals (Cape Canaveral Hospital, Holmes Regional Medical Center, Palm Bay Hospital, and Viera Hospital) is $24.50 for the CBC with Differential (85025) and $29 for the Comprehensive Metabolic Panel (80053). The overall range is $24.50 to $29. The CMP costs $4.50 more than the CBC at each hospital. These amounts are facility fees, meaning the hospital's charge for the lab equipment, supplies, and staff. Physician or professional fees are billed separately and are not included in these figures.

Why is the gross charge so much higher than the cash price?

The gross charge, also called the chargemaster price, is the hospital's undiscounted list price. Almost no one pays it. At all four hospitals, the gross charge is $98 for the CBC with Differential and $116 for the CMP. Cash prices are $24.50 and $29, so cash is 25% of gross for both codes, a 75% discount. Because the hospitals list identical gross charges and apply the same discount, there is no hospital where a larger percentage discount produces a higher cash price. Insurers negotiate their own rates, which are generally unrelated to the gross charge.

Does insurance cover a lab work?

Coverage depends on the specific plan and on whether the test is considered medically necessary under that plan. Negotiated rates vary widely: the CMP ranges from $10.56 to $402 across 136 payer rates, and the CBC with Differential ranges from $10.37 to $402 across 132 payer rates. Prior authorization requirements apply to some non-emergency services, and the plan's policy determines whether it is needed. If you are on a high-deductible plan and have not met your deductible, you owe the negotiated rate for the test, not the gross charge, until the deductible is met.

Are there additional fees beyond the lab work facility charge?

Yes. The figures on this page are hospital facility fees only. For lab work, the ordering physician typically reviews the results as part of a separate office visit rather than as a standalone fee, and that visit is billed separately by the physician's practice. If a pathologist reviews a sample, that professional service may also be billed separately. Tests performed in the emergency department incur separate ER facility fees. Dollar amounts for these additional charges are not included in the source data.

What is the cash price for a CMP at Palm Bay Hospital?

Palm Bay Hospital lists a cash price of $29 for the Comprehensive Metabolic Panel (CMP), code 80053, against a gross charge of $116. The cash price is 25% of gross. This is a facility charge only, so separate professional or other fees are not included in the figure.

What is the self-pay price for a CBC with differential at Holmes Regional Medical Center?

Holmes Regional Medical Center publishes a cash price of $24.50 for the Complete Blood Count (CBC) with Differential, code 85025. Its gross charge is $98, and the cash price is 25% of gross. This is a facility charge only. All 8 price rows on this page include a published cash price, so none is missing.

What are the lowest and highest prices for lab work in Melbourne-Palm Bay?

Cash prices on this page run from $24.50 for code 85025 to $29 for code 80053, both at Cape Canaveral Hospital. Insured rates run from $2.97 for code 85025 to $402 for code 80053. These are facility charges only, and the same cash figures appear at all 4 hospitals.

What does UnitedHealthcare pay for lab work at Viera Hospital?

Among UnitedHealthcare's rates on this page, the highest is $116 at Viera Hospital and the lowest is $15.54 at Cape Canaveral Hospital. The median across 4 hospitals is $41.71. The highest is about 7x the lowest. These are facility charges only, and rates can vary by plan.

What is the difference between billing codes 80053 and 85025 in Melbourne?

Code 80053 is the Comprehensive Metabolic Panel (CMP) and code 85025 is the Complete Blood Count (CBC) with Differential. At Melbourne-area hospitals such as Cape Canaveral Hospital, the CMP shows a gross charge of $116 and cash price of $29, while the CBC shows $98 and $24.50. These are facility charges only.

Compare Other Procedures in Melbourne-Palm Bay

Data Sources

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Heads up: source files are large

Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.

Cape Canaveral Hospital

File updated: 2026-03-02 · Accessed by us: 2026-10-15

Attested by: Shaun Ronan

We are not affiliated with Cape Canaveral Hospital. Published prices may not reflect your actual cost. Disclaimer

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Holmes Regional Medical Center

File updated: 2026-03-02 · Accessed by us: 2026-10-15

Attested by: Shaun Ronan

We are not affiliated with Holmes Regional Medical Center. Published prices may not reflect your actual cost. Disclaimer

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Palm Bay Hospital

File updated: 2026-03-02 · Accessed by us: 2026-10-15

Attested by: Shaun Ronan

We are not affiliated with Palm Bay Hospital. Published prices may not reflect your actual cost. Disclaimer

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Viera Hospital

File updated: 2026-03-02 · Accessed by us: 2026-10-15

Attested by: Shaun Ronan

We are not affiliated with Viera Hospital. Published prices may not reflect your actual cost. Disclaimer

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