Knee Replacement Cost in Morristown, TN

A total knee replacement is a surgical procedure in which damaged joint surfaces at the knee are removed and replaced with an implant made of metal and plastic components. The result is a rebuilt knee joint, not images or lab results. The hospital facility fee generally covers the operating room, nursing care, supplies, the implant, and the hospital stay, while surgeon and anesthesia charges are billed separately. This page covers billing code 27447, Total Knee Replacement (Arthroplasty), at two Morristown hospitals. All prices come from the price transparency files that CMS requires hospitals to publish, so the figures reflect what each hospital posted.

Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-08-05

Incomplete rows: Some hospitals publish $0 / blank amounts for this procedure in their transparency file. Those cells show as N/A and are excluded from the cash range above.

Total Knee Replacement (Arthroplasty) (HCPCS 27447)

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Hospital Cash Price
Morristown-Hamblen N/A Schedule →
Tennova Jefferson Memorial $14,707.42 Schedule →

What These Prices Mean

Reading the gross, cash and insured figures
The gross charge is the hospital's full list price before any discount. At Tennova Jefferson Memorial Hospital, the gross charge for code 27447 is $66,459.20, while the published cash price is $14,707.42, which is 22% of gross. Its insured rates run from $1,147.46 to $66,459.20. Morristown-Hamblen Hospital published no gross charge and no cash price for this code, so those two figures are missing data, not real prices. Its insured rates run from $2,009 to $22,018. People on a high-deductible plan who have not yet met their deductible usually pay the plan's negotiated rate for the facility fee.

What the single code covers
Only one billing code appears on this page: 27447, Total Knee Replacement (Arthroplasty). Because both rows use the same code, the figures describe the same procedure at two facilities. There is no separate code for a different knee procedure to compare here, so the differences visible on this page come from the hospital and the payer, not from the code.

Why Knee Replacement Prices Vary

Two hospitals, two systems
The page covers two hospitals in two health systems: Covenant Health and Tennova Healthcare, with one hospital each. Tennova Jefferson Memorial Hospital published a cash price of $14,707.42 against a gross charge of $66,459.20, a cash price equal to 22% of gross. Morristown-Hamblen Hospital, part of Covenant Health, published neither figure for code 27447, so no cash-to-gross comparison is possible there. Neither hospital publishes cash equal to gross.

Beyond this dataset and between plans
Outpatient surgery centers and other facilities that are not in this dataset may price knee replacement differently, and their prices are not shown here. The insurer data does show wide plan-to-plan variation. Morristown-Hamblen Hospital published 79 rates for code 27447. Ambetter Exchange rates are $2,009, United Healthcare Options PPO rates are $15,328, and BCBS TN commercial network rates are $22,018. The highest rate in that table is about 11x the lowest.
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Paying cash? Health insurance could lower your Knee Replacement cost.

Published cash prices on this page range from $14,707.42 to $14,707.42. The lowest insured rate in the price table is $1,147.46 (Tennova Jefferson Memorial Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.

Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.

What Insurers Actually Pay

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Published negotiated rates for Total Knee Replacement (Arthroplasty) (HCPCS 27447) at Morristown-Hamblen, outpatient facility fee:

Total Knee Replacement (Arthroplasty) (27447), Morristown-Hamblen Payer Rates

Insurance Payer Plan Type Negotiated Rate
Ambetter Exchange $2,009
Ambetter Exchange $2,009
Ambetter Exchange $2,009
Ambetter Exchange $2,009
Ambetter Exchange $2,009
Ambetter Exchange $2,009
Ambetter Exchange $2,009
Cigna IFP $2,372
United Healthcare Tenncare $2,775
United Healthcare Tenncare $2,775
United Healthcare Tenncare $2,775
United Healthcare Tenncare $2,775
United Healthcare Tenncare $2,775
United Healthcare Tenncare $2,775
United Healthcare Tenncare $2,775
United Healthcare Tenncare $2,775
Cigna Local Plus $2,857
Cigna HMO $3,419
Cigna OAP $3,419
Cigna POS $3,419
Aetna Commercial $4,136.74
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
United Healthcare All Other Plans $10,677
BCBS TN Blue Care $11,500
Optum VA CCN $11,648.21
Tricare Humana Military $11,648.21
Humana DSNP $11,997.66
Humana Medicare Advantage HMO $11,997.66
Humana Medicare Advantage PPO $11,997.66
United Healthcare Community Plan DSNP $11,997.66
United Healthcare Medicare Advantage $11,997.66
Farm Bureau Medicare Advantage HMO $12,114.14
Farm Bureau Medicare Advantage PPO $12,114.14
Aetna Medicare Advantage $12,230.62
Blue Cross of TN BlueEssential DSNP $12,230.62
Blue Cross of TN BlueEssential HMO $12,230.62
Blue Cross of TN Med Adv Diamond $12,230.62
Blue Cross of TN Med Adv PPO $12,230.62
Blue Cross of TN Med Adv Ruby $12,230.62
Blue Cross of TN Med Adv Sapphire $12,230.62
Cigna Medicare HMO $12,230.62
Cigna Medicare HMO-POS $12,230.62
Cigna Medicare PPO $12,230.62
Devoted Health HMO $12,230.62
Devoted Health PPO $12,230.62
HealthSpring Medicare HMO POS $12,230.62
HealthSpring Medicare PPO $12,230.62
United Healthcare DSNP $12,230.62
Wellcare Medicare Advantage $12,230.62
Wellpoint DSNP $12,230.62
Wellpoint Medicare Advantage $12,230.62
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
United Healthcare Heritage Select $12,557
Wellpoint Medicaid Tenncare $13,125.50
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
United Healthcare Options PPO $15,328
BCBS TN Commercial Network P $22,018
BCBS TN Commercial Network S $22,018

Key finding: At Morristown-Hamblen Hospital, Ambetter Exchange rates for code 27447 are $2,009, while BCBS TN commercial network rates are $22,018, about 11x the lowest.

What to Do With These Knee Replacement Prices

Lead with the code and the stay type. When you call a hospital's billing or estimates office, give CPT 27447 (total knee replacement) and ask for its cash or self-pay price and an itemized estimate. Ask whether the stay would be billed as inpatient or outpatient, and whether the quote is a bundled package or the facility charge alone. Ask exactly what it includes and leaves out.

Place a quote against the Tennova Jefferson Memorial Hospital figures. This page shows a published cash price of $14,707.42 there, with insured rates running from $1,147.46 to $66,459.20 for the same code. A quote you receive can be set beside those numbers, though the cash figure is a facility charge and may not include everything you will be billed. Morristown-Hamblen Hospital lists insured rates only, so there is no published cash figure to compare it with.

Expect more than one bill. The facility charge is one piece. Ask whether these are billed separately, and by whom:

  • The surgeon's professional fee
  • The anesthesia provider
  • The implant or other supplies, if not part of the facility charge
  • Follow-up care such as physical therapy

On the final bill, check that each line matches the itemized estimate and that the code is 27447.

Missing is not the same as free. Morristown-Hamblen Hospital's gross charge and cash price were published as $0 or blank, which means the data is missing, not that the surgery costs nothing. Ask the hospital directly for its current prices.

Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.

General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer

What Patients Ask About Knee Replacement Costs

How much does a knee replacement cost without insurance in Morristown?

Without insurance, the only published cash price on this page is $14,707.42 at Tennova Jefferson Memorial Hospital for code 27447. Morristown-Hamblen Hospital did not publish a cash price for this code, so its self-pay price is missing data and cannot be compared here. Cash prices apply to the hospital facility charge only. Professional fees, such as the surgeon and anesthesia, are billed separately and are not included in the figure above. Asking each hospital for an itemized estimate shows what a self-pay bill would include.

Why is the gross charge so much higher than the cash price?

The gross charge is the hospital's undiscounted list price, and few patients pay it. At Tennova Jefferson Memorial Hospital, the gross charge for code 27447 is $66,459.20, and the published cash price is $14,707.42, which is 22% of gross. The gap reflects the hospital's self-pay discount from its list price. Morristown-Hamblen Hospital published no gross charge for this code, so no comparison between its gross and cash figures can be made. The gross charge is mainly a starting point from which discounts and negotiated rates are set.

Does insurance cover a knee replacement?

Whether insurance covers a knee replacement depends on the specific plan, so the plan's own documents and the insurer are the source for coverage details. The price files show that both hospitals on this page published insured rates for code 27447. Tennova Jefferson Memorial Hospital lists rates from $1,147.46 to $66,459.20, and Morristown-Hamblen Hospital lists rates from $2,009 to $22,018. If you have a high-deductible plan and have not met your deductible, you usually pay the plan's negotiated rate for the facility fee until the deductible is met.

Are there additional fees beyond the knee replacement facility charge?

Yes. The facility charge is only one part of the total cost of a knee replacement. Separate bills commonly come from the surgeon, the anesthesia provider, and the radiology or pathology services involved. Other separate charges can include the implant supplier in some billing arrangements, laboratory work, physical therapy, durable medical equipment such as a walker or brace, and follow-up office visits. Prescriptions after surgery may also be billed separately. These charges are not part of the facility prices on this page, so requesting an itemized estimate from each provider helps show the full picture.

What is the cash price for a knee replacement at Tennova Jefferson Memorial Hospital?

Tennova Jefferson Memorial Hospital publishes a cash price of $14,707.42 for code 27447, Total Knee Replacement (Arthroplasty). That is 22% of its gross charge of $66,459.20. This is a facility charge only, so surgeon, anesthesia and other professional fees are not included in the figure.

Does Morristown-Hamblen Hospital publish a self-pay price for knee replacement?

No. Morristown-Hamblen Hospital, part of Covenant Health, shows no published cash price for code 27447. Its gross charge is also missing, listed as N/A because the hospital published $0 or blank. Missing data means the figure was not reported, not that the service is free. Only insured rates are available for this hospital.

What are the lowest and highest insured rates for knee replacement in Morristown?

Insured rates for code 27447 range from $1,147.46 to $66,459.20 across the two Morristown-area hospitals. The lowest is at Tennova Jefferson Memorial Hospital, and the highest is also at Tennova Jefferson Memorial Hospital. These are facility charges only and do not include separate professional fees.

What does Ambetter pay for a knee replacement at Morristown-Hamblen Hospital?

Ambetter Exchange plans have published rates of $2,009 for code 27447 at Morristown-Hamblen Hospital, the lowest in its table of 79 published rates. By comparison, United Healthcare Options PPO is listed at $15,328 and BCBS TN Commercial Network at $22,018. All are facility charges only.

What does billing code 27447 mean on Morristown hospital price lists?

Code 27447 is the billing code for Total Knee Replacement (Arthroplasty), and it is the only code on this page. Morristown-Hamblen Hospital lists insured rates from $2,009 to $22,018 for it, while Tennova Jefferson Memorial Hospital lists $1,147.46 to $66,459.20. These are facility charges, not a full bill.

Compare Other Procedures in Morristown

Data Sources

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Morristown-Hamblen Hospital

File updated: 2026-08-05 · Accessed by us: 2026-10-15

Attested by: Robert Boos

We are not affiliated with Morristown-Hamblen Hospital. Published prices may not reflect your actual cost. Disclaimer

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Tennova Jefferson Memorial Hospital

File updated: 2026-04-01 · Accessed by us: 2026-10-15

Attested by: Tony Benton

We are not affiliated with Tennova Jefferson Memorial Hospital. Published prices may not reflect your actual cost. Disclaimer

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