Knee Replacement Cost in Fort Walton Beach-Destin, FL
A total knee replacement is a surgical procedure in which a surgeon removes worn joint surfaces of the knee and fits artificial components, producing a reconstructed joint. The hospital facility fee covers the operating room, nursing, recovery room, supplies and the inpatient or outpatient stay, while surgeon and anesthesia services are billed separately. This page covers one billing code, 27447, Total Knee Replacement (Arthroplasty), at 2 hospitals in the Fort Walton Beach-Destin area. All figures come from the price transparency files that CMS requires hospitals to publish, so they reflect what each hospital has posted rather than a quote for any individual patient.
Data last accessed by us: 2026-10-15 · Newest hospital file date among hospitals below: 2026-09-01
Data may be outdated
This hospital's pricing file has not been updated since 01/01/2026 (287 days ago). Prices may not reflect current charges. Contact the hospital directly for current pricing.
Total Knee Replacement (Arthroplasty) (HCPCS 27447)
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| Hospital | Cash Price | |
|---|---|---|
| HCA Fort Walton-Destin | N/A | Schedule → |
| HCA Twin Cities | N/A | Schedule → |
What These Prices Mean
A gross charge is the hospital's full list price before any discount, and a cash price is what a hospital sets for patients paying without insurance. On this page neither figure can be stated. Both rows for code 27447 show the gross charge as N/A and the cash price as not published, because each hospital posted $0 or a blank. Those entries are missing data, not real prices, and no cash-to-gross percentage can be given. What is published is an insured range of $1,950 to $49,339 at both HCA Florida Fort Walton-Destin Hospital and HCA Florida Twin Cities Hospital. People on a high-deductible plan who have not yet met the deductible usually pay the plan's negotiated rate, so these insured amounts are the closest published guide for that group.
A single code in the table
Only code 27447, Total Knee Replacement (Arthroplasty), appears here, so there are no differences between codes to compare. The code describes a total replacement of the knee joint with artificial components. Every price row on this page is for that same code, and the spread in dollars comes from different negotiated rates, not from different procedures.
Why Knee Replacement Prices Vary
Both hospitals on this page belong to HCA Healthcare, the only health system represented, and both published the same insured range of $1,950 to $49,339. Neither published a gross charge or a cash price, so there are no gross or cash ranges to compare, no discount percentages, and no multipliers between hospitals. Zero of the 2 hospitals show cash equal to gross, because both cash figures are missing. Any discount policy for self-pay patients is not visible in this data.
Outside this dataset and across plans
Outpatient surgery centers and other facilities that are not in this dataset may price a knee replacement differently, and their files are not reflected here. The insurer data shows wide variation between plans. At HCA Florida Fort Walton-Destin Hospital there are 102 published rates for code 27447. The lowest is $1,950 from Molina Healthcare, and the highest is $49,339 from BCBS. The highest is about 25x the lowest in this table.
Paying cash? Health insurance could lower your Knee Replacement cost.
Published cash prices on this page range from N/A to N/A. The lowest insured rate in the price table is $1,950 (HCA Florida Fort Walton-Destin Hospital). Insured rates depend on the plan, and the lowest are often Medicaid, CHIP or Medicare Advantage plans, so they may not reflect what a commercial or marketplace plan pays. If you are uninsured, a marketplace health plan could reduce your out-of-pocket cost for this procedure.
Links go to Healthcare.gov, the official federal health insurance marketplace. We are not affiliated with Healthcare.gov or any insurance provider. This is not a recommendation for any specific plan.
What Insurers Actually Pay
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Published negotiated rates for Total Knee Replacement (Arthroplasty) (HCPCS 27447) at HCA Fort Walton-Destin, outpatient facility fee:
Total Knee Replacement (Arthroplasty) (27447), HCA Fort Walton-Destin Payer Rates
| Insurance Payer | Plan Type | Negotiated Rate |
|---|---|---|
| Molina Healthcare | MGMCR | $1,950 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Simply | MGMCR | $2,250 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| Molina Healthcare | HIX | $3,242 |
| CorVel Corporation | WORKERSCOMP | $5,913.96 |
| Prime Health | WC | $6,038.46 |
| Careworks (Rockport Community) | WORKERSCOMP | $6,225.22 |
| AvMed | HMOFI | $8,576 |
| AvMed | ASOEO | $9,509 |
| Florida Complete Care | MCR | $10,600 |
| Humana | MGMCRHMO | $11,000 |
| Humana | MGMCRPPO | $11,000 |
| Humana | MGMCRHMO | $11,000 |
| Humana | MGMCRPPO | $11,000 |
| Humana | MGMCRHMO | $11,000 |
| Humana | MGMCRPPO | $11,000 |
| Humana | MGMCRHMO | $11,000 |
| Humana | MGMCRPPO | $11,000 |
| Clear Spring Health | MCR | $11,000 |
| Humana | MGMCRHMO | $11,000 |
| Humana | MGMCRPPO | $11,000 |
| Humana | MGMCRHMO | $11,000 |
| Humana | MGMCRPPO | $11,000 |
| Humana | MGMCRHMO | $11,000 |
| Humana | MGMCRPPO | $11,000 |
| Align Senior Care | MGMCR | $12,000 |
| Ultimate Health Plan | MCR | $12,500 |
| Gold Kidney of Florida | MCR | $16,088.60 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| Cigna | NBN | $17,004 |
| American Health Plan | MCR | $17,429.32 |
| Aetna | QHP | $19,913 |
| BCBS | HMO | $20,393 |
| BCBS | BSL | $20,498 |
| BCBS | MBN | $20,498 |
| BCBS | SBN | $20,498 |
| CorVel Corporation | WORKERSCOMP | $20,695.46 |
| Prime Health | WC | $21,131.15 |
| Careworks (Rockport Community) | WORKERSCOMP | $21,784.69 |
| BCBS | NWB | $26,752 |
| BCBS | PPO | $26,752 |
| Aetna | HMO | $29,886 |
| Aetna | PPO | $29,886 |
| Oscar | HIX | $31,292 |
| Aetna | HMO/PPO | $31,455 |
| Simply Healthcare | HIX | $35,918 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| Cigna | ManagedCareHMO | $40,673 |
| Cigna | PPO | $40,673 |
| United | AllPayerAppendix | $43,153 |
| United | AllPayerAppendix | $43,153 |
| United | AllPayerAppendix | $43,153 |
| United | AllPayerAppendix | $43,153 |
| United | AllPayerAppendix | $43,153 |
| United | AllPayerAppendix | $43,153 |
| United | AllPayerAppendix | $43,153 |
| United | AllPayerAppendix | $43,153 |
| BCBS | PHS | $49,339 |
Key finding: At HCA Florida Fort Walton-Destin Hospital, Molina Healthcare's published rate for code 27447 is $1,950, while BCBS's is $49,339, about 25x higher.
What to Do With These Knee Replacement Prices
Quote the code when you call. Give the billing office CPT 27447 (Total Knee Replacement) at HCA Florida Fort Walton-Destin Hospital or HCA Florida Twin Cities Hospital and ask for the cash or self-pay price in writing, plus an itemized estimate. Ask what the quote includes and excludes, and whether the stay would be billed as inpatient or outpatient.
No cash price here to compare against. Neither of the 2 hospitals on this page publishes a cash price for this code, so there is nothing to set beside the insured range of $1,950 to $49,339. Once you have a written quote, you can ask how it compares with that range at the same hospital. A wide range like this usually reflects different plans and different bundled items, so ask which services a rate covers.
Expect more than one bill. The figures on this page are facility charges only. Check whether these are billed separately:
- The surgeon's professional fee
- The anesthesia provider
- Implants or supplies, if not part of the facility charge
- Physical therapy and other follow-up care
You can ask whether a bundled package price exists that combines several of these, and get the list of what it covers.
Blank does not mean free. Gross charges show as N/A and cash prices as not published for both hospitals. That is missing data, not a $0 service, so a quote from the hospital is the only reliable number.
Financial assistance and discounts. Nonprofit hospitals are required to publish a financial assistance policy, and the billing office can send it with an application. Some hospitals also offer prompt-pay or self-pay discounts; these vary by hospital and are not included in this data. If you are uninsured or not using insurance for scheduled care, you can ask the provider for a good faith estimate before the appointment.
General information about using published prices, not medical, legal or financial advice. Confirm your own cost with the hospital and your insurer. Our methodology · Medical Disclaimer
What Patients Ask About Knee Replacement Costs
How much does a knee replacement cost without insurance in Fort Walton Beach-Destin?
The cash price cannot be stated for Fort Walton Beach-Destin, because it is missing. Neither HCA Florida Fort Walton-Destin Hospital nor HCA Florida Twin Cities Hospital published a cash price for code 27447. Both posted $0 or a blank, which is missing data rather than a real price. The gross charge is also missing at both hospitals. The only published figures are insured rates, from $1,950 to $49,339 at each hospital. Professional fees, such as the surgeon and anesthesia, are billed separately from the facility charge, so a facility figure alone does not reflect the whole bill.
Why is the gross charge so much higher than the cash price?
A gross charge is normally a hospital's full list price, and cash prices are often set as a percentage of it. For knee replacement in this area, that comparison cannot be made. Both HCA Florida Fort Walton-Destin Hospital and HCA Florida Twin Cities Hospital published the gross charge as $0 or blank, and the cash price as $0 or blank, for code 27447. These are missing data, not real prices. Because neither figure is available, there is no cash-to-gross percentage to report. Zero of the 2 hospitals show a cash price equal to gross, and no gross-to-cash gap can be described from this data.
Does insurance cover a knee replacement?
Whether insurance covers a knee replacement depends on the specific plan, so the plan's own documents and the insurer are the sources for coverage and cost sharing. The files here show that both hospitals have insured rates for code 27447, from $1,950 to $49,339. At HCA Florida Fort Walton-Destin Hospital, 102 published rates appear, including $1,950 for Molina Healthcare and $49,339 for BCBS. If you have a high-deductible plan and have not met the deductible, you will usually pay the plan's negotiated rate until it is met.
Are there additional fees beyond the knee replacement facility charge?
Yes. The facility charge is one part of the total. Separate bills commonly come from the surgeon, the anesthesia provider, and the radiology or pathology services used during the stay. Implants, lab work, and physical therapy may also be billed separately, depending on the setting. Follow-up visits, durable medical equipment such as a walker or brace, and prescriptions after discharge are typically billed apart from the hospital stay as well. These professional and ancillary bills often arrive from different providers, and an itemized statement lists each one.
What is the cash price for a knee replacement at HCA Florida Fort Walton-Destin Hospital?
No cash price is published for code 27447 at HCA Florida Fort Walton-Destin Hospital. The cash price field was $0 or blank in the hospital's file, which means the data is missing, not that the procedure is free. The gross charge is also missing. These are facility charges only and exclude surgeon and anesthesia fees.
How much do knee replacement rates vary at HCA Florida Fort Walton-Destin Hospital?
The table lists 102 published rates for code 27447 at HCA Florida Fort Walton-Destin Hospital. They start at $1,950 for Molina Healthcare and reach $49,339 for BCBS. The highest is about 25x the lowest. These are facility charges only, and the amount can differ by insurer and plan.
Compare Other Procedures in Fort Walton Beach-Destin
Data Sources
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Heads up: source files are large
Hospital CMS transparency files typically range from tens of megabytes to several hundred megabytes. Clicking a link below will open the file in a new tab and may trigger a large download, which can consume mobile data or slow down older devices. These files are intended for data processing, not casual viewing.
Ascension Sacred Heart Emerald Coast
File updated: 01/01/2026 · Accessed by us: 2026-10-15
Attested by: Trey Abshier
We are not affiliated with Ascension Sacred Heart Emerald Coast. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Fort Walton-Destin Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Kenneth Donahey II
We are not affiliated with HCA Florida Fort Walton-Destin Hospital. Published prices may not reflect your actual cost. Disclaimer
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HCA Florida Twin Cities Hospital
File updated: 2026-09-01 · Accessed by us: 2026-10-15
Attested by: Todd Jackson
We are not affiliated with HCA Florida Twin Cities Hospital. Published prices may not reflect your actual cost. Disclaimer
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