Humana Knee Replacement Rates in Houston

Published Humana negotiated rates for Knee Replacement at 19 hospitals in Houston, TX. Data from CMS-mandated hospital transparency files.

Lowest Rate

$4,000

St Luke's Patients Medical Center

all plan types

Highest Rate

$26,130

HCA Houston Healthcare West

all plan types

Rate Spread

7x

across all plan types

Hospitals

19

with Humana data

Humana knee replacement rates in Houston vary dramatically across 19 hospitals, with a 7x spread from $4,000 to $26,130. The lowest rate appears at St Luke's Patients Medical under a Commercial HMO plan, while HCA West shows the highest negotiated rate. The median rate across all facilities is $14,000.

Why the range is so wide: Humana negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Humana Knee Replacement Rates by Hospital

Hospital Lowest Humana Rate
St Luke's Patients Medical Center $4,000
St Luke's Lakeside $4,000
St Luke's Springwoods Village $4,000
St Luke's Sugar Land $4,000
St Luke's The Vintage $4,000
St Luke's The Woodlands $4,000
Baylor St Luke's Medical Center $4,300
St Luke's Brazosport $12,887.66
HCA Houston Healthcare Clear Lake $14,000
HCA Houston Healthcare Conroe $14,000
HCA Houston Healthcare Kingwood $14,000
HCA Houston Healthcare Mainland $14,000
HCA Houston Healthcare Medical Center $14,000
HCA Houston Healthcare North Cypress $14,000
HCA Houston Healthcare Northwest $14,000
HCA Houston Healthcare Pearland $14,000
HCA Houston Healthcare Southeast $14,000
HCA Houston Healthcare Tomball $14,000
HCA Houston Healthcare West $14,000

Rates shown are Humana's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Humana plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Humana Negotiated Rates

A negotiated rate is the price Humana has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Humana plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for Knee Replacement in Houston

View all Knee Replacement prices in Houston (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Humana Knee Replacement in Houston?

The lowest Humana negotiated rate for Knee Replacement in Houston is $4,000 at St Luke's Patients Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $26,130 at HCA Houston Healthcare West, a 7x difference. Commercial plan rates typically fall between these extremes.

Is the Humana negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Humana has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Humana for a pre-service cost estimate specific to your plan.

How many Houston hospitals have published Humana rates?

19 hospitals in the Houston area have published Humana negotiated rates for Knee Replacement in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Humana directly.

Does Humana require prior authorization for knee replacement?

Almost all Humana plans require prior authorization for knee replacement surgery. Without authorization, Humana can deny the claim entirely. Start the approval process well before your planned surgery date and confirm what documentation your plan requires.

We are not affiliated with Humana or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Humana or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Humana website: www.humana.com