Humana C-Section Rates in Houston

Published Humana negotiated rates for C-Section at 17 hospitals in Houston, TX. Data from CMS-mandated hospital transparency files.

Lowest Rate

$2,430

St Luke's Patients Medical Center

all plan types

Highest Rate

$4,690

HCA Houston Healthcare West

all plan types

Rate Spread

across all plan types

Hospitals

with Humana data

Humana's negotiated c-section rates in Houston vary dramatically, with a 93% spread between the lowest ($2,430) and highest ($4,690) prices. The lowest rate comes from St. Luke's Patients Medical under a commercial HMO plan, while HCA West commands the highest rate. Among 17 Houston hospitals, the median rate sits at $4,690.

Why the range is so wide: Humana negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Humana C-Section Rates by Hospital

Hospital	Lowest Humana Rate	Plan Type	Highest Rate	Plans
St Luke's Patients Medical Center	$2,430	Commercial\|HMO	$2,430	2
St Luke's Lakeside	$2,430	Commercial\|HMO	$2,430	2
St Luke's Springwoods Village	$2,430	Commercial\|HMO	$2,430	2
St Luke's Sugar Land	$2,430	Commercial\|HMO	$2,430	2
St Luke's The Vintage	$2,430	Commercial\|HMO	$2,430	2
St Luke's The Woodlands	$2,430	Commercial\|HMO	$2,430	2
Baylor St Luke's Medical Center	$2,700	Commercial\|HMO	$2,700	2
HCA Houston Healthcare Clear Lake	$4,690	HMO	$4,690	20
HCA Houston Healthcare Conroe	$4,690	HMO	$4,690	20
HCA Houston Healthcare Kingwood	$4,690	HMO	$4,690	20
HCA Houston Healthcare Mainland	$4,690	HMO	$4,690	20
HCA Houston Healthcare Medical Center	$4,690	HMO	$4,690	20
HCA Houston Healthcare Northwest	$4,690	HMO	$4,690	20
HCA Houston Healthcare Pearland	$4,690	HMO	$4,690	20
HCA Houston Healthcare Southeast	$4,690	HMO	$4,690	20
HCA Houston Healthcare Tomball	$4,690	HMO	$4,690	20
HCA Houston Healthcare West	$4,690	HMO	$4,690	20

Rates shown are Humana's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Humana plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Humana Negotiated Rates

A negotiated rate is the price Humana has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Humana plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for C-Section in Houston

Blue Cross Blue Shield of Texas $140.12 - $28,395.93 20 hospitals Healthcare Highways $5,841 - $5,841 11 hospitals Oscar Health $3,390 - $3,390 11 hospitals Superior Health Plan $948 - $948 11 hospitals

View all C-Section prices in Houston (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Humana C-Section in Houston?

The lowest Humana negotiated rate for C-Section in Houston is $2,430 at St Luke's Patients Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $4,690 at HCA Houston Healthcare West, a 2x difference. Commercial plan rates typically fall between these extremes.

Is the Humana negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Humana has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Humana for a pre-service cost estimate specific to your plan.

How many Houston hospitals have published Humana rates?

17 hospitals in the Houston area have published Humana negotiated rates for C-Section in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Humana directly.

Does the Humana rate include all C-section costs?

The published rate typically covers the facility fee only. It usually does not include separately billed charges such as the surgeon's fee, anesthesia, lab work, or the newborn's hospital stay. Your total out-of-pocket cost with Humana will depend on these additional charges plus your plan's deductible and coinsurance.

We are not affiliated with Humana or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Humana or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Humana website: www.humana.com