Florida Blue Lab Work Rates in Lakeland-Winter Haven

Published Florida Blue negotiated rates for Lab Work at 5 hospitals in Lakeland-Winter Haven, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$10.38

Bartow Regional Medical Center

all plan types

Highest Rate

$845

Lakeland Regional Health Medical Center

all plan types

Rate Spread

81x

across all plan types

Hospitals

with Florida Blue data

Florida Blue negotiated rates for lab work in Lakeland-Winter Haven range from $10.38 at Bartow Regional Medical Center (Commercial HMO Simply Blue) to $845 at Lakeland Regional Health Medical Center, about 81x the lowest. The table covers 142 published rates across 5 hospitals, with a median of $251.70. Lowest rates are often Medicaid or Medicare plans rather than commercial plans.

Why the range is so wide: Florida Blue negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Florida Blue Lab Work Rates by Hospital

Hospital	Lowest Florida Blue Rate	Plan Type	Highest Rate	Plans
Bartow Regional Medical Center	$10.38	Commercial HMO Simply Blue	$318.05	46
Winter Haven Hospital	$10.56	Medicare HMO	$346.36	46
AdventHealth Heart of Florida	$10.88	Medicare Managed Care - Hmo	$10.88	1
AdventHealth Lake Wales	$10.88	Medicare Managed Care - Hmo	$10.88	1
Lakeland Regional Health Medical Center	$504	OP	$845	48

Median of all 142 published Florida Blue rates for Lab Work at these hospitals: $251.70

Rates shown are Florida Blue's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Florida Blue plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Florida Blue Negotiated Rates

A negotiated rate is the price Florida Blue has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Florida Blue plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for Lab Work in Lakeland-Winter Haven

Aetna $10.56 - $11.30 4 hospitals Simply Healthcare $11.19 - $108.18 4 hospitals Cigna $11.30 - $522.87 3 hospitals

View all Lab Work prices in Lakeland-Winter Haven (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Florida Blue Lab Work in Lakeland-Winter Haven?

The lowest Florida Blue negotiated rate for Lab Work in Lakeland-Winter Haven is $10.38 at Bartow Regional Medical Center, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $845 at Lakeland Regional Health Medical Center, an 81x difference. Commercial plan rates typically fall between these extremes.

Is the Florida Blue negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Florida Blue has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Florida Blue for a pre-service cost estimate specific to your plan.

How many Lakeland-Winter Haven hospitals have published Florida Blue rates?

5 hospitals in the Lakeland-Winter Haven area have published Florida Blue negotiated rates for Lab Work in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Florida Blue directly.

Can I get lab work done at a cheaper location with Florida Blue?

Hospital-based labs typically charge several times more than independent labs for the same blood tests. If your Florida Blue plan covers independent labs like Quest or Labcorp, you may pay significantly less out of pocket. The rates on this page reflect hospital-based pricing only.

We are not affiliated with Florida Blue or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Florida Blue or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Florida Blue website: www.floridablue.com