Florida Blue Colonoscopy Rates in Naples

Published Florida Blue negotiated rates for Colonoscopy at 3 hospitals in Naples, FL. Data from CMS-mandated hospital transparency files.

Lowest Rate

$955.60

Physicians Regional Medical Center - Collier Boulevard

all plan types

Highest Rate

$4,842.52

NCH Baker Hospital (Naples Community Hospital)

all plan types

Rate Spread

across all plan types

Hospitals

with Florida Blue data

Florida Blue colonoscopy rates in Naples span a 5x range, from $955.60 at Physicians Regional Medical Center - Collier Boulevard to $4,842.52 at NCH Baker Hospital (Naples Community Hospital). The median across three hospitals is $3,395. The lowest rate is tied to a Medicare Advantage plan, so it may not reflect commercial pricing.

Why the range is so wide: Florida Blue negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Florida Blue Colonoscopy Rates by Hospital

Hospital	Lowest Florida Blue Rate	Plan Type	Highest Rate	Plans
Physicians Regional Medical Center - Collier Boulevard	$955.60	NODE BCBS FL MCR ADV	$6,383	16
Physicians Regional Medical Center - Pine Ridge	$955.60	NODE BCBS FL MCR ADV	$6,383	16
NCH Baker Hospital (Naples Community Hospital)	$2,981.58	Exchange	$4,842.52	6

Median of all 38 published Florida Blue rates for Colonoscopy at these hospitals: $3,395

Rates shown are Florida Blue's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Florida Blue plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Florida Blue Negotiated Rates

A negotiated rate is the price Florida Blue has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Florida Blue plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for Colonoscopy in Naples

Aetna $955.60 - $2,499.25 3 hospitals UnitedHealthcare $636.88 - $2,943 3 hospitals

View all Colonoscopy prices in Naples (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Florida Blue Colonoscopy in Naples?

The lowest Florida Blue negotiated rate for Colonoscopy in Naples is $955.60 at Physicians Regional Medical Center - Collier Boulevard, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $4,842.52 at NCH Baker Hospital (Naples Community Hospital), a 5x difference. Commercial plan rates typically fall between these extremes.

Is the Florida Blue negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Florida Blue has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Florida Blue for a pre-service cost estimate specific to your plan.

How many Naples hospitals have published Florida Blue rates?

3 hospitals in the Naples area have published Florida Blue negotiated rates for Colonoscopy in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Florida Blue directly.

Is a preventive colonoscopy covered differently by Florida Blue?

Preventive and diagnostic colonoscopies are often billed differently under Florida Blue plans, which can affect your out-of-pocket cost. If the procedure is reclassified during the visit, different cost-sharing rules may apply. Ask Florida Blue about your plan's specific policy before scheduling.

We are not affiliated with Florida Blue or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Florida Blue or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Florida Blue website: www.floridablue.com