Cigna MRI Rates in San Antonio

Published Cigna negotiated rates for MRI at 8 hospitals in San Antonio, TX. Data from CMS-mandated hospital transparency files.

Lowest Rate

$241.28

CHRISTUS Santa Rosa New Braunfels

all plan types

Highest Rate

$1,956

CHRISTUS Santa Rosa Westover Hills

all plan types

Rate Spread

8x

across all plan types

Hospitals

8

with Cigna data

Cigna MRI rates in San Antonio vary dramatically, with an 8x spread from $241 at CHRISTUS Santa Rosa New Braunfels to $1,956 at CHRISTUS Santa Rosa Westover. The lowest rate applies to a Medicare Advantage plan, while most commercial rates cluster around the $1,764 median. Eight area hospitals participate in Cigna's network with significantly different negotiated pricing.

Why the range is so wide: Cigna negotiates different rates for different plan types. Medicaid-managed and Medicare Advantage plans typically have the lowest negotiated rates. Commercial PPO and HMO plans are higher. The "lowest rate" at each hospital may be a Medicaid or Medicare plan rate, not a commercial plan rate. The plan type is shown in the table where available.

Cigna MRI Rates by Hospital

Hospital Lowest Cigna Rate
CHRISTUS Santa Rosa New Braunfels $241.28
CHRISTUS Santa Rosa San Marcos $241.28
CHRISTUS Children's $313.65
Methodist Hospital $795.7
Methodist Specialty and Transplant $795.7
CHRISTUS Santa Rosa Alamo Heights $1,541
CHRISTUS Santa Rosa Medical Center $1,541
CHRISTUS Santa Rosa Westover Hills $1,541

Rates shown are Cigna's published negotiated rates from each hospital's CMS transparency file. "Lowest rate" is the lowest rate across all Cigna plan types (including Medicaid-managed and Medicare Advantage) at that hospital. Commercial plan rates are typically higher. Your actual cost depends on your specific plan's deductible, copay, and coinsurance.

Understanding Cigna Negotiated Rates

A negotiated rate is the price Cigna has agreed to pay a hospital for a specific service. This is not necessarily what you pay out of pocket. If you have met your annual deductible, you typically pay a copay or coinsurance percentage of the negotiated rate. If you have not met your deductible, you may owe the full negotiated rate.

The same insurer often negotiates different rates at different hospitals, and different plan types (HMO, PPO, high-deductible) within the same insurer can have different rates at the same hospital. The table above shows the range across all Cigna plan types at each facility.

Prices shown are facility fees only. You will also receive separate bills from the physician performing the procedure.

Compare Other Insurers for MRI in San Antonio

View all MRI prices in San Antonio (cash + insured) →

Frequently Asked Questions

Where is the lowest-cost Cigna MRI in San Antonio?

The lowest Cigna negotiated rate for MRI in San Antonio is $241.28 at CHRISTUS Santa Rosa New Braunfels, across all plan types including Medicaid-managed and Medicare Advantage. The highest is $1,956 at CHRISTUS Santa Rosa Westover Hills, an 8x difference. Commercial plan rates typically fall between these extremes.

Is the Cigna negotiated rate what I'll pay?

Not necessarily. The negotiated rate is what Cigna has agreed to pay the hospital. Your out-of-pocket cost depends on your deductible, copay, and coinsurance. If you have not met your annual deductible, you may owe the full negotiated rate. Contact Cigna for a pre-service cost estimate specific to your plan.

How many San Antonio hospitals have published Cigna rates?

8 hospitals in the San Antonio area have published Cigna negotiated rates for MRI in their CMS transparency files. Having a published rate does not necessarily confirm current network participation. Verify your network status with Cigna directly.

Do I need a referral for an MRI with Cigna?

Most Cigna plans require a referral or prior authorization for an MRI. Without it, the hospital may bill you at a higher rate or your claim could be denied. Contact Cigna before scheduling to confirm your plan's requirements.

We are not affiliated with Cigna or any hospital listed on this page. Negotiated rates are sourced from hospital-published CMS transparency files and represent the amounts agreed between the insurer and hospital. Your actual out-of-pocket cost depends on your deductible, copay, and coinsurance. Contact Cigna or the hospital billing department for a cost estimate specific to your plan. All insurer and hospital names are trademarks of their respective owners.

Visit the official Cigna website: www.cigna.com